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Instant Checkmate vs Verispy

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INSTANT CHECKMATE

While there are a lot of services offering background checks today, some are more thorough than others. Instant Checkmate definitely ranks up there with the best when it comes to checking for information.

One thing that stood out to us about the search process of Instant Checkmate: it has a box you can check if you're searching for your own information. When we checked that box, it asked us questions while the search was running, to help make sure it was coming up with the right records (for example, had we ever lived in a certain city, were we over the age of 30, and even if an individual was a relative). We did find the "Have you ever committed a crime?" question to be a little ominous!

Instant Checkmate found the right records for us, after a search process that took a couple of minutes to complete. We were then asked to answer another set of questions; in total, it took nearly 10 minutes to get to the place where we could order the report generated. There was a big red bar across the page warning us that there were more than 10 criminal records for people associated with our name in our state; given that we have a clear criminal background, that felt a little shady and meant to push us to buy their report.

Digging a little deeper, we found that there are two background check services operated by the same owners: Truthfinder and Instant Checkmate. Both services have solid ratings with the Better Business Bureau, so this is primarily for your own information as you consider which background check service will ultimately get your business.

Pricing was also slightly different between the two, so keep an eye out for the best deal. Pro tip: wait around awhile on the site. You may get a pop-up offering you a full-access, 5-day trial membership for $1.

The BBB has given this service both an A+ rating and accreditation, which is unusual within the industry. We found a higher number of positive reviews for Instant Checkmate than most other background check services on the market; the only thing keeping them from a first-place ranking is their higher prices, compared with their competition.

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VERISPY

Verispy has been in business for more than 15 years and, according to the site, has helped nearly 8 million users since the company's start.

What does Verispy include with a background check? Assuming the information is available/located, the report gives the following:

  • Full Name
  • Age/DOB
  • Phone Numbers
  • Current Address
  • Arrest/Warrants
  • Sex Offenses
  • Mugshots
  • Criminal Records
  • Marriage/Divorce Records
  • Liens/Judgments
  • Bankruptcies
  • Property Ownership
  • Birth/Death Records
  • Lawsuits

How did they perform on our background check? While Verispy did come up with a long list of people with our requested name in our state, it was impossible to tell if they had actually located our records. With some services, you're able to see associated addresses for the individual you're investigating; unfortunately, there was nothing in the records Verispy came up with to tell us for sure that they'd found our specific information - only the right name, age and state but nothing else to confirm it was a match. We would have to pay to access the report(s) to figure out which one was ours.

Paying for a one-week subscription ($24.95) or one-month plan ($29.95) would give us unlimited access to reports, so we could find the one that we were requesting - but that price is considerably higher than other services we reviewed.

We also found that Verispy had a "B+" grade with the Better Business Bureau at the time of our review; many customers report subscribing only to be told that there are "no results" for the names they've searched, and that getting the subscription cancelled can be difficult.

We recommend that you choose one of the higher-ranked background check services in our review, because Verispy doesn't seem to deliver on their promise to help you "investigate people".

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Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Instant Checkmate and Verispy.

Warning: You may not use these services or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check.

Background checks have been a regular part of life for many years, letting people to get a better idea of those individuals they interact with. Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

Much of this information is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!



The Popularity of Background Checks

Daters are doing it. Neighbors are doing it. Even someone you know may be doing it.

So what is the "it" we're referring to here? Background checks.

With the top three online dating websites making background checks a requirement for using their service, the popularity of conducting such searches continues to grow. Even the government is considering tighter background checks for the purchase of firearms as part of a broader package on gun safety.

Not even social media is exempt from the long-reaching arm of the background check. While a person can make their social media accounts private, and be cautious of what they post about themselves, what they cannot control is what other people post about them. Embarrassing photos from last summer's pool party - where you were holding a beer in each hand as you belly-flopped into the pool - easily can surface on someone else's website or social media account. So even if you think you're being discreet, there is always the chance that someone else is not.

We already know that conducting background checks is becoming popular. But what kind of information frequently is sought out during a background check?

  • Basic Background Check. These kinds of background checks are comprehensive and thorough, revealing such information as a person's date of birth, any marriages/divorces and even if they've ever claimed bankruptcy. It also can include a criminal history, which details any criminal convictions.
  • Criminal Background Check. Sometimes you're not interested in learning about every place someone has lived in their lifetime - or whether they've been married four times in 15 years. Sometimes, the only information that is being sought is a criminal conviction history, which can be obtained through a criminal background check. These checks can be conducted through a number of third-party agencies, which charge from $15 to $40 for their services. Any criminal convictions, including jail time served, will be included in the report.

It's important to understand that sometimes background checks contain inaccurate and misleading information. This can be incredibly frustrating for someone who may be confused with another person of a similar name who has committed a crime. Just as ordering an annual credit report to check for errors is a good idea; it is advisable to occasionally conduct a background check on yourself for the same purposes.

 



Background Checks In The News

When Background Checks Go Bad: How to Fix Misinformation in Your Report

Imagine this: You've made it to the end of an extensive interviewing process with your dream company only to find out that your background check did not come back clean. The worst part What they foun...

Published:  Sun, 21 Oct 2018 07:34:00 GMT



Va 7th Congressional District Candidate, Spanberger, Wants Universal Background Check

Virginia --(AmmoLand.com)- Candidate Abigale Spangerger, who is running against Dave Brat, has stated on her website that she wants to ban "assault weapons" and "high capacity" magazines, and that she ...

Published:  Fri, 19 Oct 2018 12:30:00 GMT



Background checks would sort the candidates

Just to be clear: Probing questions are not the same thing as a background check conducted, say, by the New Mexico State Police. Yet four members of the Santa Fe Public Schools Board of Education - th...

Published:  Wed, 17 Oct 2018 20:13:00 GMT



Pelosi promises Stoneman Douglas survivors: Universal background checks will be top priority if Democrats win the House

House Minority Leader Nancy Pelosi promised South Florida gun-control activists that universal background checks would be among Democrats' top priorities if the party wins control of the House in the ...

Published:  Wed, 17 Oct 2018 13:34:00 GMT



Asurint Announces Instant Background Check Clears for California

News and research before you hear about it on CNBC and others. Claim your 2-week free trial to StreetInsider Premium here. CLEVELAND, Oct. 19, 2018 /PRNewswire/ -- Asurint today announced that their p...

Published:  Fri, 19 Oct 2018 06:38:00 GMT



Pelosi: Democrats will take on drug prices and gun background checks if they win a House majority

House Minority Leader Nancy Pelosi outlines the policies she hopes to pursue if Democrats take a House majority. In an interview with Politico, she says she wants to address campaign finance ...

Published:  Thu, 18 Oct 2018 06:06:00 GMT



Judge: Missoula can require checks on private gun sales

Judge: Missoula can require checks on private gun sales A Montana judge ruled that Missoula has the right to require background checks for private gun sales, the first such expansion in Montana. Check ...

Published:  Fri, 12 Oct 2018 07:28:00 GMT




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