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Instant Checkmate vs Verispy

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INSTANT CHECKMATE

While there are a lot of services offering background checks today, some are more thorough than others. Instant Checkmate definitely ranks up there with the best when it comes to checking for information.

One thing that stood out to us about the search process of Instant Checkmate: it has a box you can check if you're searching for your own information. When we checked that box, it asked us questions while the search was running, to help make sure it was coming up with the right records (for example, had we ever lived in a certain city, were we over the age of 30, and even if an individual was a relative). We did find the "Have you ever committed a crime?" question to be a little ominous!

Instant Checkmate found the right records for us, after a search process that took approximately two minutes to complete. We were then asked to answer another set of questions; in total, it took nearly 10 minutes to get to the place where we could order the report generated. There was a big red bar across the page warning us that there were more than 10 criminal records for people associated with our name in our state; given that we have a clear criminal background, that felt a little shady and meant to push us to buy their report.

Digging a little deeper, we found that there are two background check services operated by the same owners: Truthfinder and Instant Checkmate. Both services have solid ratings with the Better Business Bureau, so this is primarily for your own information as you consider which background check service will ultimately get your business.

Pricing was also slightly different between the two, so keep an eye out for the best deal. Pro tip: wait around awhile on the site. You may get a pop-up offering you a full-access, 5-day trial membership for $1.

The BBB has given this service both an A+ rating and accreditation, which is unusual within the industry. We found a higher number of positive reviews for Instant Checkmate than most other background check services on the market; the only thing keeping them from a first-place ranking is their higher prices, compared with their competition.

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VERISPY

Verispy has been in business for more than 15 years and, according to the site, has helped nearly 8 million users since the company's start.

What does Verispy include with a background check? Assuming the information is available/located, the report gives the following:

  • Full Name
  • Age/DOB
  • Phone Numbers
  • Current Address
  • Arrest/Warrants
  • Sex Offenses
  • Mugshots
  • Criminal Records
  • Marriage/Divorce Records
  • Liens/Judgments
  • Bankruptcies
  • Property Ownership
  • Birth/Death Records
  • Lawsuits

How did they perform on our background check? While Verispy did come up with a long list of people with our requested name in our state, it was impossible to tell if they had actually located our records. With some services, you're able to see associated addresses for the individual you're investigating; unfortunately, there was nothing in the records Verispy came up with to tell us for sure that they'd found our specific information - only the right name, age and state but nothing else to confirm it was a match. We would have to pay to access the report(s) to figure out which one was ours.

Paying for a one-week subscription ($24.95) or one-month plan ($29.95) would give us unlimited access to reports, so we could find the one that we were requesting - but that price is considerably higher than other services we reviewed.

We also found that Verispy had a "B+" grade with the Better Business Bureau at the time of our review; many customers report subscribing only to be told that there are "no results" for the names they've searched, and that getting the subscription cancelled can be difficult.

We recommend that you choose one of the higher-ranked background check services in our review, because Verispy doesn't seem to deliver on their promise to help you "investigate people".

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Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Instant Checkmate and Verispy.

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check. Background checks have been a regular part of life for many years: employers run them prior to bringing on a new hire, especially in certain fields such as education and law enforcement.

Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

Much of the information available to employers, universities, and government agencies is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!



The Popularity of Background Checks

Employers are doing it. Daters are doing it. Even the government is doing it.

So what is the "it" we're referring to here? Background checks.

With 69 percent of all employers admitting they now conduct background checks on all employees, and the top three online dating websites making background checks a requirement for using their service, the popularity of conducting such searches continues to grow. Even the government is considering tighter background checks for the purchase of firearms as part of a broader package on gun safety.

Not even social media is exempt from the long-reaching arm of the background check. While a person can make their social media accounts private, and be cautious of what they post about themselves, what they cannot control is what other people post about them. Embarrassing photos from last summer's pool party - where you were holding a beer in each hand as you belly-flopped into the pool - easily can surface on someone else's website or social media account. So even if you think you're being discreet, there is always the chance that someone else is not.

We already know that conducting background checks is becoming popular in the public and private sectors. But what kind of information frequently is sought out during a background check?

  • Basic Background Check. These kinds of background checks are comprehensive and thorough, revealing such information as a person's date of birth, any marriages/divorces and even if they've ever claimed bankruptcy. It also can include a criminal history, which details any criminal convictions.
  • Criminal Background Check. Sometimes an employer or private person isn't interested in learning about every place someone has lived in their lifetime - or whether they've been married four times in 15 years. Sometimes, the only information that is being sought is a criminal conviction history, which can be obtained through a criminal background check. These checks can be conducted through a number of third-party agencies, which charge from $15 to $40 for their services. Any criminal convictions, including jail time served, will be included in the report.
  • Credit Report Check. Second only in popularity to a criminal background check, 21 percent of employers are now conducting credit report checks on potential employees. Unlike a background check - which can be conducted without a person's knowledge or consent - employers and others are required by law to seek an individual's permission prior to conducting a credit report check.

While some agencies will insist they can conduct thorough background checks with only a person's name, reputable agencies also will require a valid social security number as well. Using a social security number, in conjunction with a person's full name (first, middle and last), helps eliminate the margin of error in confusing two people with a similar name.

As with credit reports, it is important to understand that sometimes background checks contain inaccurate and misleading information. This can be incredibly frustrating for someone who may be confused with another person of a similar name who has committed a crime. Just as ordering an annual credit report to check for errors is a good idea; it is advisable to occasionally conduct a background check on yourself for the same purposes.

 



Background Checks In The News

What Others Say: On policy over background check

The man who murdered nine men and women at Emanuel AME Church ... should never have been able to purchase the weapon he used to commit that atrocity. That fact is now well established. It even has a name - the Charleston Loophole. Generally that term ...

Published:  Sat, 23 Jun 2018 00:00:00 GMT



New Haven police continue probe into alleged falsifying of background checks

NEW HAVEN-- A background check scandal in the New Haven police department has let the Chief "beyond disheartened." Two now former officers, Leah Russo and Kristian Ramirez, resigned last week when it was learned they had falsified background checks of ...

Published:  Thu, 21 Jun 2018 15:54:00 GMT



New Haven police discuss falsified background checks

The New Haven Police Department revealed a bit more on Thursday about police academy falsified background checks. The department discussed the findings of an internal investigation. Chief Anthony Campbell called what happened a betrayal of trust.

Published:  Thu, 21 Jun 2018 05:14:00 GMT



Background checks best for safe schools

Lawmakers facing the ballot in November avoided the usual impasse with the administration and adopted a decent budget ahead of schedule this year. Gov. Tom Wolf, also facing re-election this year, negotiated the deal and is expected to sign it. On the ...

Published:  Sun, 24 Jun 2018 01:06:00 GMT



White House Agency Reorg Plan Touches Cyber, Service, Background Checks

While the White House's proposal to reorganize the functions of many Federal agencies made the biggest headlines today with major steps like the proposed merger of the Departments of Education and Labor, the lengthy proposal document released today also ...

Published:  Thu, 21 Jun 2018 15:24:00 GMT




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