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Truthfinder vs Background Report 360

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TRUTHFINDER

If you need a background check - or if you just want to know what information is available about you online - you need to see what Truthfinder has to offer. For nearly 15 years, this business has been helping people find missing family members, check up on prospective spouses, and even protect their own identity online and in person. And, as an "A+" business with the BBB, Truthfinder's reputation is solid.

To get started, you enter the name, city (if known) and state of the person you'd like to find. You'll get to watch Truthfinder's process as it analyzes online profiles, traffic offenses, arrest records, relatives, and many other possible identifying details. You may be asked to verify relationships and other info while it processes; we were asked to click yes or no if the person we were searching had lived in a particular city (she had) and if an individual was her relative (he was). From there, we were taken to a results page that exactly matched the person we entered. Truthfinder showed her name, maiden name, multiple cities in which she'd lived, and four possible relatives. That part of the process took about two minutes.

When we clicked on the option to get our report, we had to answer further questions - you'll want to stay on the screen, because you have a limited time to answer those questions before Truthfinder continues the process without it. This step investigates Key Information, Criminal Records, and Social Media. Next, it goes through a Relative Selector, where you can choose to include possible relatives in your report. You'll see a yellow triangle by a person's name if they may have a criminal or traffic report. Then, you'll need to confirm that you will not use the information for illegal purposes, along with several other verification screens.

We really enjoyed how the Truthfinder background check service educates users on how to make the most out of their membership. Just under the People Search category alone, there are 20 helpful info sections including how to use the search, what's in a report, and a case study for one user's success story.

Truthfinder shares a relationship with Instant Checkmate, another highly-ranked service in our review. However, we found the Truthfinder site to be more thorough and the whole package to be slightly more user-friendly than their sister site.

One perk of membership that we didn't see anywhere else: in addition to unlimited background reports, reverse phone lookups and property searches, members also get access to free Dark Web monitoring. In partnership with credit bureau Experian, this allows Truthfinder to monitor your SSN, email addresses, social network accounts, and many other pieces of personal information to protect you from potential identity theft.

Another plus is Truthfinder's U.S.-based customer service representatives. Most of their competitors outsource their CSRs overseas, but Truthfinder ensures that if you have any questions about the service, from billing to using its features, you'll get someone that clearly speaks your language, 7 days a week.

The comprehensive background check service that Truthfinder provides is matched by their attention to customer satisfaction. When combined with competitve pricing, Truthfinder at the front of the pack when it comes to the best background checks. They earn our highest rating.

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BACKGROUND REPORT 360

According to the Background Report 360 website, you can get a full background check in less than a minute in three easy steps. How does their service compare with the competition?

Background Report didn't even come close to returning the amount of information provided by other background check services. When we searched for ourselves, it only came up with one person with the same name - but it wasn't the right person. Other sites found us quickly, along with at least a half-dozen other individuals in the same state with the same name.

Then, on the "View Results" page, there were several links under Criminal Records, Vital Records, and so forth; when we clicked those links, however, we got an error message saying Page Not Found. So, not only did we not get our results, we couldn't even access the wrong ones.

Our ultimate conclusion is that Background Report 360 is no longer doing business. We got the same error message when trying to click the Check Out button, and the copyright date at the bottom of the page was 5 years earlier than the date we visited the site. You'll need to choose another service if you want to run a background check.

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Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Truthfinder and Background Report 360.

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check. Background checks have been a regular part of life for many years: employers run them prior to bringing on a new hire, especially in certain fields such as education and law enforcement.

Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

Much of the information available to employers, universities, and government agencies is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!



The Popularity of Background Checks

Employers are doing it. Daters are doing it. Even the government is doing it.

So what is the "it" we're referring to here? Background checks.

With 69 percent of all employers admitting they now conduct background checks on all employees, and the top three online dating websites making background checks a requirement for using their service, the popularity of conducting such searches continues to grow. Even the government is considering tighter background checks for the purchase of firearms as part of a broader package on gun safety.

Not even social media is exempt from the long-reaching arm of the background check. While a person can make their social media accounts private, and be cautious of what they post about themselves, what they cannot control is what other people post about them. Embarrassing photos from last summer's pool party - where you were holding a beer in each hand as you belly-flopped into the pool - easily can surface on someone else's website or social media account. So even if you think you're being discreet, there is always the chance that someone else is not.

We already know that conducting background checks is becoming popular in the public and private sectors. But what kind of information frequently is sought out during a background check?

  • Basic Background Check. These kinds of background checks are comprehensive and thorough, revealing such information as a person's date of birth, any marriages/divorces and even if they've ever claimed bankruptcy. It also can include a criminal history, which details any criminal convictions.
  • Criminal Background Check. Sometimes an employer or private person isn't interested in learning about every place someone has lived in their lifetime - or whether they've been married four times in 15 years. Sometimes, the only information that is being sought is a criminal conviction history, which can be obtained through a criminal background check. These checks can be conducted through a number of third-party agencies, which charge from $15 to $40 for their services. Any criminal convictions, including jail time served, will be included in the report.
  • Credit Report Check. Second only in popularity to a criminal background check, 21 percent of employers are now conducting credit report checks on potential employees. Unlike a background check - which can be conducted without a person's knowledge or consent - employers and others are required by law to seek an individual's permission prior to conducting a credit report check.

While some agencies will insist they can conduct thorough background checks with only a person's name, reputable agencies also will require a valid social security number as well. Using a social security number, in conjunction with a person's full name (first, middle and last), helps eliminate the margin of error in confusing two people with a similar name.

As with credit reports, it is important to understand that sometimes background checks contain inaccurate and misleading information. This can be incredibly frustrating for someone who may be confused with another person of a similar name who has committed a crime. Just as ordering an annual credit report to check for errors is a good idea; it is advisable to occasionally conduct a background check on yourself for the same purposes.

 



Background Checks In The News

What Others Say: On policy over background check

The man who murdered nine men and women at Emanuel AME Church ... should never have been able to purchase the weapon he used to commit that atrocity. That fact is now well established. It even has a name - the Charleston Loophole. Generally that term ...

Published:  Sat, 23 Jun 2018 00:00:00 GMT



New Haven police continue probe into alleged falsifying of background checks

NEW HAVEN-- A background check scandal in the New Haven police department has let the Chief "beyond disheartened." Two now former officers, Leah Russo and Kristian Ramirez, resigned last week when it was learned they had falsified background checks of ...

Published:  Thu, 21 Jun 2018 15:54:00 GMT



New Haven police discuss falsified background checks

The New Haven Police Department revealed a bit more on Thursday about police academy falsified background checks. The department discussed the findings of an internal investigation. Chief Anthony Campbell called what happened a betrayal of trust.

Published:  Thu, 21 Jun 2018 05:14:00 GMT



Background checks best for safe schools

Lawmakers facing the ballot in November avoided the usual impasse with the administration and adopted a decent budget ahead of schedule this year. Gov. Tom Wolf, also facing re-election this year, negotiated the deal and is expected to sign it. On the ...

Published:  Sun, 24 Jun 2018 01:06:00 GMT



White House Agency Reorg Plan Touches Cyber, Service, Background Checks

While the White House's proposal to reorganize the functions of many Federal agencies made the biggest headlines today with major steps like the proposed merger of the Departments of Education and Labor, the lengthy proposal document released today also ...

Published:  Thu, 21 Jun 2018 15:24:00 GMT



Red flag restraining orders, background checks, waiting periods and mental health are in new report on school safety

SALT LAKE CITY -- A rapid response to a student in crisis, mandated mental health reporting and emergency restraining orders taking weapons from severely mentally ill people are top priorities for the state to ensure school safety, according to a new report.

Published:  Wed, 20 Jun 2018 14:05:00 GMT




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