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Truthfinder vs Verispy

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TRUTHFINDER

If you need a background check - or if you just want to know what information is available about you online - you need to see what Truthfinder has to offer. For nearly 15 years, this business has been helping people find missing family members, check up on prospective spouses, and even protect their own identity online and in person. And, as an "A+" business with the BBB, Truthfinder's reputation is solid.

To get started, you enter the name, city (if known) and state of the person you'd like to find. You'll get to watch Truthfinder's process as it analyzes online profiles, traffic offenses, arrest records, relatives, and many other possible identifying details. You may be asked to verify relationships and other info while it processes; we were asked to click yes or no if the person we were searching had lived in a particular city (she had) and if an individual was her relative (he was). From there, we were taken to a results page that exactly matched the person we entered. Truthfinder showed her name, maiden name, multiple cities in which she'd lived, and four possible relatives. That part of the process took about two minutes.

When we clicked on the option to get our report, we had to answer further questions - you'll want to stay on the screen, because you have a limited time to answer those questions before Truthfinder continues the process without it. This step investigates Key Information, Criminal Records, and Social Media. Next, it goes through a Relative Selector, where you can choose to include possible relatives in your report. You'll see a yellow triangle by a person's name if they may have a criminal or traffic report. Then, you'll need to confirm that you will not use the information for illegal purposes, along with several other verification screens.

We really enjoyed how the Truthfinder background check service educates users on how to make the most out of their membership. Just under the People Search category alone, there are 20 helpful info sections including how to use the search, what's in a report, and a case study for one user's success story.

Truthfinder shares a relationship with Instant Checkmate, another highly-ranked service in our review. However, we found the Truthfinder site to be more thorough and the whole package to be slightly more user-friendly than their sister site.

One perk of membership that we didn't see anywhere else: in addition to unlimited background reports, reverse phone lookups and property searches, members also get access to free Dark Web monitoring. In partnership with credit bureau Experian, this allows Truthfinder to monitor your SSN, email addresses, social network accounts, and many other pieces of personal information to protect you from potential identity theft.

Another plus is Truthfinder's U.S.-based customer service representatives. Most of their competitors outsource their CSRs overseas, but Truthfinder ensures that if you have any questions about the service, from billing to using its features, you'll get someone that clearly speaks your language, 7 days a week.

The comprehensive background check service that Truthfinder provides is matched by their attention to customer satisfaction. When combined with competitve pricing, Truthfinder at the front of the pack when it comes to the best background checks. They earn our highest rating.

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VERISPY

Verispy has been in business for more than 15 years and, according to the site, has helped nearly 8 million users since the company's start.

What does Verispy include with a background check? Assuming the information is available/located, the report gives the following:

  • Full Name
  • Age/DOB
  • Phone Numbers
  • Current Address
  • Arrest/Warrants
  • Sex Offenses
  • Mugshots
  • Criminal Records
  • Marriage/Divorce Records
  • Liens/Judgments
  • Bankruptcies
  • Property Ownership
  • Birth/Death Records
  • Lawsuits

How did they perform on our background check? While Verispy did come up with a long list of people with our requested name in our state, it was impossible to tell if they had actually located our records. With some services, you're able to see associated addresses for the individual you're investigating; unfortunately, there was nothing in the records Verispy came up with to tell us for sure that they'd found our specific information - only the right name, age and state but nothing else to confirm it was a match. We would have to pay to access the report(s) to figure out which one was ours.

Paying for a one-week subscription ($24.95) or one-month plan ($29.95) would give us unlimited access to reports, so we could find the one that we were requesting - but that price is considerably higher than other services we reviewed.

We also found that Verispy had a "B+" grade with the Better Business Bureau at the time of our review; many customers report subscribing only to be told that there are "no results" for the names they've searched, and that getting the subscription cancelled can be difficult.

We recommend that you choose one of the higher-ranked background check services in our review, because Verispy doesn't seem to deliver on their promise to help you "investigate people".

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Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Truthfinder and Verispy.

Warning: You may not use these services or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check.

Background checks have been a regular part of life for many years, letting people to get a better idea of those individuals they interact with. Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

Much of this information is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!



The Popularity of Background Checks

Daters are doing it. Neighbors are doing it. Even someone you know may be doing it.

So what is the "it" we're referring to here? Background checks.

With the top three online dating websites making background checks a requirement for using their service, the popularity of conducting such searches continues to grow. Even the government is considering tighter background checks for the purchase of firearms as part of a broader package on gun safety.

Not even social media is exempt from the long-reaching arm of the background check. While a person can make their social media accounts private, and be cautious of what they post about themselves, what they cannot control is what other people post about them. Embarrassing photos from last summer's pool party - where you were holding a beer in each hand as you belly-flopped into the pool - easily can surface on someone else's website or social media account. So even if you think you're being discreet, there is always the chance that someone else is not.

We already know that conducting background checks is becoming popular. But what kind of information frequently is sought out during a background check?

  • Basic Background Check. These kinds of background checks are comprehensive and thorough, revealing such information as a person's date of birth, any marriages/divorces and even if they've ever claimed bankruptcy. It also can include a criminal history, which details any criminal convictions.
  • Criminal Background Check. Sometimes you're not interested in learning about every place someone has lived in their lifetime - or whether they've been married four times in 15 years. Sometimes, the only information that is being sought is a criminal conviction history, which can be obtained through a criminal background check. These checks can be conducted through a number of third-party agencies, which charge from $15 to $40 for their services. Any criminal convictions, including jail time served, will be included in the report.

It's important to understand that sometimes background checks contain inaccurate and misleading information. This can be incredibly frustrating for someone who may be confused with another person of a similar name who has committed a crime. Just as ordering an annual credit report to check for errors is a good idea; it is advisable to occasionally conduct a background check on yourself for the same purposes.

 



Background Checks In The News

Enforcing gun background check law a priority, Nevada's incoming attorney general says

Nevada's incoming attorney general wants to find a way to implement a stalled, voter-approved gun background check law when he takes office early next year after his predecessor said the measure could...

Published:  Mon, 17 Dec 2018 01:55:00 GMT



New Nevada attorney general: Background check law a priority

LAS VEGAS (AP) - Nevada's new attorney general wants to find a way to implement a stalled, voter-approved gun background check law when he takes office early next year after his predecessor said the m...

Published:  Sun, 16 Dec 2018 13:52:00 GMT



Background Check Insufficient to Support FEHA Claim

Sacramento, CA - Peerless Building Maintenance Inc., operates a janitorial services company with over 500 employees. A neighbor told Miguel Alvarez that Peerless might be hiring people to clean office...

Published:  Mon, 17 Dec 2018 04:55:00 GMT



Woman Who Applied For a Scientist Position Describes How The Boss Suggested She May Be a Terrorist: "˜You Know We Do Background Checks'

A woman by the name of MK Menon wrote a story in the Huffington Post about how she was asked about terrorism when she applied for a job as a scientist in the San Francisco area Menon was adopted ...

Published:  Sun, 16 Dec 2018 11:00:00 GMT



DOD on track to take over background checks

The Defense Department is on track to absorb the National Background Investigations Bureau ahead of an anticipated executive order demanding the shift by the end of fiscal 2019, officials told Congres...

Published:  Sun, 16 Dec 2018 12:15:00 GMT



AI Improves Background Checks but Human Touch Still Needed Due to Discrimination Concerns in 2019

The use of technology such as Artificial Intelligence (AI) algorithms will continue to improve background checks for employment purposes but the "human touch" will still be needed due to discriminatio...

Published:  Mon, 17 Dec 2018 05:54:00 GMT




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