The Truth About Acne Products & Health Insurance

Friday, December 6th

The Truth About Acne Products & Health Insurance

One of the most common skin problems affecting people around the world is acne, which means that effective acne relief is constantly in high demand. A problem that many sufferers have to deal with is how to afford the acne products that they need. Every day, people battle this skin problem with the assumption that they could not fit much needed acne relief into their budget. The truth is, however, that a simple recommendation from a doctor or dermatologist may be the answer.

Depending on the severity of the acne and your individual health insurance policy, prescribed acne medications may be covered. This means that you may have to pay very little or nothing at all, depending on the policy requirements and coverage. Because every issuer and policy is different, the best way to learn whether or not certain type of acne products are covered under your insurance is to simply review your agreement carefully or call your local agent for specifics.

If prescribed acne medications are covered under your current health insurance policy, you may be able to have your health insurance billed directly for the prescription or you may have to pay for your own acne relief and later be reimbursed by your insurance company. In order to get approval, you will need a written doctor's recommendation or prescription. In other words, you would not be able to claim acne relief on your health insurance policy simply by self-diagnosis and purchasing whatever product appeals most to you.

What type of acne do you have? Most acne is categorized as mild, moderate or severe. A mild case of acne will appear as occasional breakouts, but require little or no action. Moderate acne is where the discomfort really becomes noticeable and may require stronger acne products for relief. Severe acne, which is the worst and most uncomfortable, typically requires some type of medical intervention by way of prescribed acne relief or certain acne products.

Currently, there are a number of acne products on the market. Some may require a doctor's prescription, but others are often available as over-the-counter acne relief. In order to be covered under a health insurance policy, however, acne relief must be recommended by a physician or dermatologist.

It can often be difficult to know which acne products work and which will prove to be the best for your individual situation. If you find yourself wondering how to choose from a sea of acne relief, it's a good idea to read various product reviews from those who are either familiar with the product or have a detailed description of its potential for relieving acne.

When shopping for acne relief, the best isn't necessarily that which carries the highest price tag. The product that will best handle your skin problem may or may not be the most expensive. The best product will be the one that provides you with the best and quickest results. Because one of the leading causes of acne is stress, knowing whether or not your health insurance will cover the costs associated with acne relief will ease your mind and possibly your budget.