Monday, December 2nd
2024 Auto Insurance Plan Reviews
Savvy
- 100% free service
- Licensed in all 50 states
- Works with top 40+ national and local insurers
- Great customer service
- High ratings from users
Savvy is a company with a hip, modern flair that's licensed in all 50 states as an independent agency. They help you save time by quickly comparing multiple quote offers from different insurance companies, so there's no need to shop around. They're a RamseyTrusted insurance pro, which means they're approved by financial guru Dave Ramsey as an organization that shares values and a commitment to supporting customers through their financial journeys.
Friendly agents
By simply answering a few questions or using your existing insurance account, Savvy says they can instantly shop dozens of insurance companies so that you don't have to. They boast that they have a team of friendly agents who are available through text, email, or by phone to answer questions, get a new policy started, help you cancel existing insurance, or even shop for better deals if your rates go up in the future.
Free to use
It's completely free to use Savvy's tools. You'll only pay for the insurance policy you choose in the end (if you decide to move forward with one). Since insurers pay Savvy to promote and sell their products, this service makes money from them, not you.
Refer to current insurance information
When we chose "Let's Get Saving” from Savvy's website, we were guided to a series of questions. First we needed to input who currently insured our vehicle. From there you can either log into your account with your current insurance and Savvy will pull this information to compare with other companies for a quote or you can enter everything manually instead. This is the best option if you're currently uninsured or if the insurance company you use isn't supported by Savvy at this time.
Have patience with the questions
If you choose to go the manual route, you'll add your vehicle's year, make, and model. If you want to add a second vehicle, you could save up to 20%, but you don't have to. Then you'll provide your name, email address, birthday, gender, and marital status. Savvy will potentially ask questions about your spouse if you have one and then ask how often you're paying for auto insurance, how much you currently pay, and when the policy expires. You'll also need to add your home address, email, and phone number. All these questions are pretty annoying, but after shopping around at so many different auto insurance companies, we've learned that they're all pretty standard.
Wasted our time
Once we finally completed all the questions, we were shown a list of companies like Progressive, Insurify, Ultimate Insurance, Cheaper-Quotes, and AgileRates that we could "check offers” from. We were totally bugged to find that when we selected a company, we were redirected to their website and prompted to basically start this whole process over. We aren't sure if this was just in our case because Savvy couldn't pull accurate quotes based on our information, or if they are a total waste of time and just act as a lead generator.
Try giving them a call
If you try out Savvy and end up like us without real quotes to go off of, you could try calling Savvy to get more direct information. This still could save you time rather than going from company to company getting quotes from them.
Outstanding customer service
Savvy doesn't have a rating from the Better Business Bureau, but beyond the BBB they do have quite a few reviews from customers. Their ratings are really high and a common theme is that their customer service is outstanding. We're thinking that maybe their online quote system isn't the way to go 100% of the time, but you'll have success if you work directly with one of their agents. This is an efficient route and we recommend trying this with Savvy.
A good option over the phone
We're really pleased to see how much Savvy has helped customers save money on auto insurance. Their website is sleek and straightforward, so we can tell this is a growing company that is aiming to please users and stay relevant. For us they weren't the most effective choice for comparing auto insurance quotes, but we trust that their customer service team would guide you where you need to go, so Savvy has earned a good rating from us.
More Auto Insurance Plan Reviews
The 10 Best Auto Insurance Plans
Where is the Best Place to Purchase Auto Insurance?
Whether you've just turned 16, or you're 99 years old and out driving on the roads, you need auto insurance. This protects you and everyone else by making sure that if an accident happens, it will be paid for and taken care of. Whether you get in a small fender bender or (heaven forbid) a devastating large-scale accident, your insurance will kick in and save you from potentially having to pay thousands of dollars out of pocket.
Besides paying for damage done to your car and anyone else potentially involved in an issue on the road, auto insurance can cover things like theft, weather, keying, or natural disasters. It can help pay for medical bills, lost wages, or even a funeral if anyone is injured or killed. There are a range of other things your insurance can help with depending on the plan like a cracked windshield, which comes in handy since we've all been hit by a flying rock or two on the road.
Auto Insurance Plan FAQ
Continued from above...
There are usually different tiers of auto insurance plans that you can choose from that will determine how much is covered. You're probably familiar with a few big-name auto insurance companies that seem to dominate the marketplace with ads and commercials. But there are actually quite a few companies out there and some could save you a significant amount of money compared to their competitors.
You can usually get a quick online quote within minutes that will help you compare pricing between companies. There are even some services that will take your information and instantly help you compare quotes among a bunch of different companies without you having to visit them one at a time. Depending on your driving history, some of these services give you more accurate quotes than others, but it's always worth a try.
We've done a lot of the deep dive research regarding some of the top online websites that sell auto insurance and recommend keeping the following things in mind when you're shopping:
- Quote turnaround time. It's frustrating to spend time filling out personal information on a website and answering questions about your driving history only to find that instead of providing you with an online quote, you have to wait to talk to a representative on the phone. This can drag out the process and make it hard to easily compare quotes among companies.
- Information required. Most companies ask for basic information like your name and email address before getting started with questions about what you need in an insurance policy. However, some companies require a social security number or other private information before providing an online quote, and we would be wary of this. We like companies that just ask for what they need in order to provide you with pricing rather than try to get as much out of you.
- Reputation. Pay close attention to the Better Business Bureau rating and customer ratings of an insurance company. When you're in a situation where you need your insurance company to step in, it's usually not a fun one and you want to work with someone who will be helpful, responsive, and provide payouts quickly. When you pay for auto insurance, you should expect the company to deliver on their product, but unfortunately a lot of companies make this difficult. Look for a place that people are happy with and trust.
The experts at Top Consumer Reviews have researched and ranked the most popular auto insurance sites you're likely to consider when shopping for coverage. We hope this information helps you have peace of mind as you head out on the road and feel taken care of when the time comes to use your policy!
Compare Auto Insurance Plans
Select any 2 Auto Insurance Plans to compare them head to head
Trending Auto Insurance News
Related Auto Insurance Plan Reviews
Since you're interested in Auto Insurance Plans, here are some other reviews you might find interesting.
Newest Reviews
