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The Best Auto Warranty Plans

Where is the Best Place to Get an Auto Warranty Today?

When you become the proud owner of a brand new car, you're often presented with the opportunity to add a warranty to your purchase to help protect your new daily driver. While purchasing a separate warranty is typically optional, it can be a worthwhile investment. Warranties provide a kind of shield to protect you from paying tons of money for an unforeseen problem with your vehicle down the road.

While dealerships often offer warranties on new cars, you might find yourself missing that same security on used models or something you've bought directly from a seller. In that case you might want an auto warranty which is essentially an insurance policy for your vehicle's operating systems.

Friday, April 19th

2024 Auto Warranty Plan Reviews

CARCHEX Review Top Consumer Reviews Best-In-Class Blue Ribbon Award 5 Star Rating

CARCHEX

5 Star Rating Top Consumer Reviews Best-In-Class Blue Ribbon Award

CARCHEX offers an impressive variety of automotive protection including vehicle protection, inspections, auto insurance, auto finance, and roadside assistance. This one-stop shop provides five coverage plans and offers a user-friendly experience across the board. With a top-notch customer service reputation and an "A+" rating from the Better Business Bureau, CARCHEX is a standout choice for auto warranties and earns the top spot in this review.

Toco Warranty Review 4.5 Star Rating

Toco Warranty

4.5 Star Rating

Toco Warranty is one of our top choices for auto warranties due to its easy and instant online quote process, transparent plans, and high customer satisfaction ratings. They offer four mileage-based plans, and their benefits include 24-hour roadside assistance, hotel rebates, rental car coverage, and trip interruption coverage. Toco Warranty is a highly reputable option, and we highly recommend you include it in your quote-gathering process.

Olive Review 4.5 Star Rating

Olive

4.5 Star Rating

Olive, a trusted vehicle protection provider, offers comprehensive coverage with three distinct plans. While they have limitations on the manufacturing years of covered vehicles (only servicing those up to 10 years old), their coverage is easy to manage online, and they have a user-friendly website. Olive's positive reputation and top ratings make it a great option for those with eligible cars.

1 800 Warranty Review 4 Star Rating

1 800 Warranty

4 Star Rating

1 800 Warranty offers service contracts for vehicles and stands out for its user-friendly site navigation and contact options. They have four coverage plans, with the highest one covering up to 95% of your vehicle and various components. While the company has a solid reputation and a 30-day refund guarantee, some customers have reported that the coverage didn't include everything their mechanics required. So, it may be worth considering the higher-cost plans at this provider for more comprehensive coverage. Given these considerations, 1 800 Warranty easily earns a high rating, though it doesn't quite outperform the top providers in our review.

Autopom! Review 4 Star Rating

Autopom!

4 Star Rating

Autopom! is a reliable extended car warranty option with a 14-year history in the industry. They work with A-rated insurers and offer coverage for vehicles up to 20 years old. While their service is highly rated, they could improve plan transparency overall. Plus, since this site is a broker, you'll be linked with a third party during the process, which might not appeal to some. Still, Autopom! receives a high rating in our review and is worth checking out.

Concord Review 3.5 Star Rating

Concord

3.5 Star Rating

Concord Auto Protect offers three comprehensive plans with features like 24/7 roadside assistance and flexibility in choosing repair shops. With features like that plus a solid money-back guarantee, they should be one of the top companies out there. However, with mixed reviews and a lower BBB rating, the company's reputation takes a hit. So considering all the factors together, Concord Auto Protect receives a solid rating, and improvements in their reputation would bring that rating up significantly.

CarShield Review 3 Star Rating

CarShield

3 Star Rating

CarShield offers extended auto warranty coverage with flexible payment plans and has a track record of over $1 billion in paid claims. They offer six coverage plans, including one for motorcycles and ATVs. However, there's no money-back guarantee, and the company has mixed reviews with a "D" rating from the BBB. With a range of customer complaints about dishonest sales practices, we couldn't rate CarShield as highly as its plans might deserve. In general, this may be a good option for motorcycle owners, but it has some drawbacks.

Endurance Review 2 Star Rating

Endurance

2 Star Rating

While Endurance aims to provide financial assistance for unexpected auto repairs, with a quick and straightforward process to obtain a quote, there are some unfortunate red flags with this company. The most important of these is that Endurance has mixed reviews and a concerning "NR" rating from the BBB, raising concerns about their services. Given those particular problems, the company receives a lower rating from us overall.

Select Auto Protect Review 1.5 Star Rating

Select Auto Protect

1.5 Star Rating

Select Auto Protect offers coverage for vehicles of all ages, but it has some drawbacks. The company lacks a strong industry reputation and holds an "F" rating from the Better Business Bureau. With only two coverage plans, it doesn't stand out for variety, and customer reviews are mixed. Some customers report difficulties in filing claims, which is a huge headache for prospective clients. It's not hard to understand why Select Auto Protect is one of the lowest-ranked auto warranty providers on the market

Complete Car Warranty Review 1 Star Rating

Complete Car Warranty

1 Star Rating

Complete Car Warranty is a site that raises a host of concerns. Considering its lack of transparency and limited information on its website, there are just a lot of red flags with this auto warranty platform. They offer only two plans and operate as a broker, matching customers with third-party providers. There is little information about the company's reputation, and no money-back guarantee is mentioned. For these reasons, Complete Car Warranty receives our lowest rating overall for auto warranties.

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Continued from above...

You might be asking, how can an auto warranty help me? Does it make that much of a difference? Imagine this: you're cruising down the highway, windows down, enjoying the breeze through your hair, when suddenly, your engine sputters to a halt, or the electrical system goes haywire, or your steering locks up. What seemed like a normal daily drive is now a massive problem.

Aside from your personal safety, your second-most concern will be the looming costs of repairing whatever just went wrong. It's a horrible feeling, we know. Regardless of whether your vehicle is fresh off the assembly line or a seasoned classic with 100,000+ miles on it, mechanical problems or accidents can happen any time.

That's where auto warranties come in. Basically an auto safety net, these warranties allow you to pay a pre-determined and relatively modest fee, either in monthly installments or a lump sum, and offer you assurance that if one of the problems in the scenario above were to occur to you, you'll be protected from most (if not all) of the financial burden.

Auto warranties encompass a broad spectrum of potential malfunctions, including but not limited to those concerning the transmission (ouch!), engine, powertrain, heating/cooling systems, and various other vital components of your vehicle. Repairing (and/or replacing) any of these items can be extremely expensive, not to mention the frustration and anxiety that come when you have to deal with auto repairs.

For example, replacing a transmission costs thousands of dollars just for the parts. Then you need to worry about the mechanic's fees, which usually cos t at least as much as the parts. An auto warranty can make the difference between breaking the bank (or even looking for a new car), and keeping your trusty vehicle in top condition.

But with so many options out there it can be hard to know what auto warranty plans might work best for you. Don't worry, as your friendly (online) neighborhood car enthusiasts, we've checked out the best options for you. Here are a few factors that might help you make your decision:

  • Price. The cost of an auto warranty plan is a huge part of making your decision. Make sure you check out and compare the pricing structures of multiple warranty plans. Is the plan's cost justifiable, especially if you're hoping not to need it for years to come? Make sure you get the maximum value for your money, and that the pricing schedule (one-time payment vs. monthly payments) is something you're comfortable committing to.
  • Coverage. The type of coverage can also help you make your decision. Which components and potential issues are covered by the warranties? Is there a particular part of your vehicle you want covered? What is the coverage timeline? The last thing you want is to encounter a common problem with your car only to discover that it falls outside of the warranty you've been paying for.
  • Reputation. Don't forget to evaluate a warranty provider's reputation. How seamless and supportive is the process for submitting a claim when the need arises? Can you rely on the warranty provider to stand behind you when you need their help? Checking out the company's reputation and reviews from past customers can give you a clear idea on who to trust to protect you and your vehicle.

To help you find the best warranty plan for your specific needs, Top Consumer Reviews reviewed and ranked the best auto warranty options online today. We want you to feel confident in the safety of your vehicle and know that should the need arise; your auto warranty will protect you and your car. We hope this helps take the stress out of auto ownership and get you back to enjoying the drive, whether you're commuting to work or taking a weekend beach trip with your windows down!

The Best Auto Warranty Plans Compare Auto Warranty Plans Compare Auto Warranty Plan Reviews What are the best Auto Warranty Plans Best Auto Warranty Plan Reviews

Auto Warranty Plan FAQ

There are lots of companies offering warranty coverage for your car. They work very similarly to health insurance: you'll pay more for higher coverage, some things are covered and some aren't, and your policy will have a time limit. You can shop around for auto warranty plans just like insurance, too: you don't have to go with the plans offered at the dealership.
That depends on your car and your coverage. On a new vehicle, you might pay $25/month for bumper-to-bumper coverage, but an older vehicle's premium could be three times that. You can usually pay in full or monthly, with no difference in total cost.
The cost of your auto warranty will never be cheaper than when your car is new. But, you'll want to read the terms of your plan very carefully. While warranty plans at the dealership usually start from the time the manufacturer's warranty runs out, third-party plans often start from the date you purchase them. That could mean you're paying twice for the same coverage.
Probably. Each provider sets the limit for coverage, but there are options for cars with up to 150,000 miles! Most auto warranty plans are available for cars that are 20 years old or newer.
YES! The most important part of choosing an auto warranty plan is knowing what's covered and what isn't! Even comprehensive plans don't cover items with normal wear-and-tear, like brake pads and tires. The most user-friendly plans usually give you a list of what isn't covered - and if it's not on that list, it's covered!
Sometimes, but it's usually limited to the first 30 days after the purchase date. Again, be sure to read the terms of your auto warranty plan very carefully, to avoid any unpleasant surprises when you go to use your policy for the first time.
Almost all plans let you use the mechanic of your choice. Some providers will reduce your deductible if you go to one of their network partners.
Despite all of the annoying spam phone calls you've gotten, desperately trying to contact you about the expiring warranty on your car, auto warranty plans are a real thing. And, when you choose a plan from a reputable provider, you can save thousands of dollars on car repairs.
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The Best Reviews of Auto Warranty Plans