Here you can see how Concord and Select Auto Protect match up head-to-head in a battle for the Best Auto Warranty Plans in 2025.
Concord Auto Protect offers three comprehensive plans with features like 24/7 roadside assistance and flexibility in choosing repair shops. With features like that plus a solid money-back guarantee, they should be one of the top companies out there. However, with mixed reviews and a lower BBB rating, the company's reputation takes a hit. So considering all the factors together, Concord Auto Protect receives a solid rating, and improvements in their reputation would bring that rating up significantly.
Select Auto Protect offers coverage for vehicles of all ages, but it has some drawbacks. The company lacks a strong industry reputation and holds an "F" rating from the Better Business Bureau. With only two coverage plans, it doesn't stand out for variety, and customer reviews are mixed. Some customers report difficulties in filing claims, which is a huge headache for prospective clients. It's not hard to understand why Select Auto Protect is one of the lowest-ranked auto warranty providers on the market
Drive off in a new car and you'll probably be offered a warranty to go with it. It's not required, but opting in can be a smart investment, serving as a safety net against costly, unexpected repairs down the road. It can also bring peace of mind during the first years of ownership.
Dealers usually back new cars with a warranty, but when you're buying used - especially from a private seller - that safety net often isn't there. That's when an auto warranty can step in, essentially acting like insurance for your car's key systems and components. It can soften the blow of surprise repair bills and provide peace of mind, and it's smart to compare coverage, deductibles, and exclusions before you commit.
Maybe you're wondering whether an auto warranty really helps or if it makes any real difference. Picture this: you're cruising down the highway, windows down and hair in the breeze, when the engine sputters and dies, the electrical system goes haywire, or the steering suddenly locks up. In seconds, you're on the shoulder doing mental math about tow trucks and repair bills - exactly the kind of moment that makes coverage worth considering. What felt like a normal drive has instantly turned into a major headache.
Once you've made sure everyone's okay, the next thing that hits is the dread of what the repairs will cost. It's an awful feeling - we get it. Trouble doesn't care whether your car just rolled off the lot or has more than 100,000 miles; breakdowns and fender benders can happen anytime. That's why having solid coverage, a little emergency savings, and a trusted shop in your corner can make the aftermath a lot easier to handle.
That's where auto warranties step in - they're essentially a safety net for your car. You pay a set, relatively modest amount, either in monthly installments or as a lump sum, and in return you get the peace of mind that if the kinds of problems mentioned earlier crop up, you'll be protected from most, if not all, of the financial hit. They're especially helpful once the factory warranty runs out.
Auto warranties cover a wide range of problems that can crop up - from the transmission (ouch) and engine to the powertrain, heating and cooling systems, and other essential parts of your car. Fixing or replacing any of these can cost a small fortune, and the hassle of arranging repairs can be just as stressful. A solid warranty can soften the blow by covering major components when they fail, saving you time and money. It's also smart to check what's included and any deductibles so you know where you stand before trouble hits.
Swapping out a transmission can run you thousands in parts alone, and the labor bill often rivals that. By the time you add diagnostics and shop supplies, the total really stings. An auto warranty can be the difference between blowing your budget - maybe even wondering if it's time to replace the car - and keeping your trusty ride in top shape.
But with so many options out there it can be hard to know what auto warranty plans might work best for you. Don't worry, as your friendly (online) neighborhood car enthusiasts, we've checked out the best options for you. Here are a few factors that might help you make your decision:
To help you find the best warranty plan for your specific needs, Top Consumer Reviews reviewed and ranked the best auto warranty options online today. We want you to feel confident in the safety of your vehicle and know that should the need arise; your auto warranty will protect you and your car. We hope this helps take the stress out of auto ownership and get you back to enjoying the drive, whether you're commuting to work or taking a weekend beach trip with your windows down!
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The Basics of Auto Warranties
Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.
Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.
Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.
If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.
Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.
Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.
When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.
Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.
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