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Select Auto Protect Review

Sunday, April 21st

2024 Auto Warranty Plan Reviews

Select Auto Protect Review 1.5 Star Rating

Select Auto Protect

1.5 Star Rating
  • Prices available through online quote
  • Two plans to choose from
  • Use coverage with any ASE mechanic
  • Includes roadside assistance
  • 30-day money-back guarantee

When it comes to Select Auto Protect, it's kind of a mixed bag of good and bad features. For example, this is one of the only sites that offers coverage for vehicles of all ages, which is naturally a standout feature. However, the company lacks an established reputation in the industry and its higher-end plans lack some of the features seen at other retailers. But the biggest red flag is that the company currently holds an "F" rating from the Better Business Bureau, so while there might be some tempting aspects of this company, it's got some problems too.

A couple caveats for coverage

If you want a clear idea of the pricing at Select Auto Protect, you'll need to either get in touch with the company directly or request an online quote. In either case, a sales representative will contact you by phone to have a conversation about your extended warranty possibilities. But, in order to keep your contract there are some extra rules at Select Auto Protect. For example, you must complete your vehicle's maintenance as per the factory's recommended schedule. This typically involves routine tasks like oil changes and servicing check-ups at approximately every 30,000 miles.

Best Auto Warranty Plans

Three plans with limited protection

Select Auto Protect has three different coverage options for you to choose from. They cover most of your car, but there are some places where coverage is lacking, especially if you don't go with the premium package. The plans include:

  • Select Platinum
    • Engine
    • Transmission
    • Cooling system
    • Brake system
    • Electrical system
    • Drive axle
    • Steering system
    • Anti-lock braking system
    • Air conditioning system
    • Heating system
    • Fuel system
    • Turbocharger/supercharger
    • High-Tech components
    • Front and rear suspension
    • All-Wheel drive
  • Select Gold
    • Engine
    • Transmission
    • Cooling system
    • Brake system
    • Electrical system
    • Drive axle
    • Steering system
  • Select Silver
    • Engine
    • Transmission
    • Cooling system
    • Brake system
    • Electrical system
    • Drive axle

Extra benefits included

When you decide to invest in an extended car warranty through Select Auto Protect, you'll also gain access to a range of extra benefits, including:

  • Trip interruption benefits
  • Gas refill services
  • Roadside assistance
  • Towing coverage
  • Rental car reimbursement

Unlimited service calls with ASE-certified mechanics

When you make a claim with Select Auto Protect, the company follows a process similar to that of many other vehicle service contract providers. For car repairs, you just need to take your vehicle to any repair shop that holds an ASE license. Once you've provided the mechanic with your warranty details, Select Auto Protect directly covers the repair costs at the facility, with the deductible as your only out-of-pocket expense. As an added bonus, Select Auto Protect offers unlimited service calls, meaning there's no restriction on the number of claims you can submit for your vehicle in a single year.

Best Auto Warranty Plans

30-day money-back guarantee

Select Auto Protect offers you peace of mind through a 30-day Money-Back Guarantee. This is rolled into the 30-day waiting period, which is the industry standard where you can't make claims until 30 days have passed. In this time frame, you have the option to cancel any Select Auto Protect coverage you've purchased. What makes this guarantee particularly reassuring is that it allows you to receive a full refund, no questions asked.

Low ratings and mixed reviews

The reputation of Select Auto Protect is the biggest red flag of the company. According to the Better Business Bureau, Select Auto Protect has an abysmal "F" rating. On top of that reviews show mixed feedback. Some third-party sites show a 4-star average out of 5 while others only rank Select Auto Protect at a 2.1 out of 5. In general, the positive comments focus on the pleasant experience of talking with the employees at Select Auto Protect. However, the negative reviews show that customers have difficulty filing claims, with the process taking up to 3 weeks just to file in some cases. Given the time-sensitive nature of car repairs, this might be particularly frustrating to many customers.

Not impressive enough to be competitive

If you're considering an extended car warranty, it might be worth it to reach out to Select Auto Protect for a complimentary quote. However, there are other extended warranty providers with more well-established track records, and that don't have the extreme red flag of an "F" rating from the BBB. Select Auto Protect just doesn't have any standout features that really excite us either except for the option to support vehicles of all ages.

Where is the Best Place to Get an Auto Warranty Today?

When you become the proud owner of a brand new car, you're often presented with the opportunity to add a warranty to your purchase to help protect your new daily driver. While purchasing a separate warranty is typically optional, it can be a worthwhile investment. Warranties provide a kind of shield to protect you from paying tons of money for an unforeseen problem with your vehicle down the road.

While dealerships often offer warranties on new cars, you might find yourself missing that same security on used models or something you've bought directly from a seller. In that case you might want an auto warranty which is essentially an insurance policy for your vehicle's operating systems.

The Best Auto Warranty Plans Compare Auto Warranty Plans Compare Auto Warranty Plan Reviews What are the best Auto Warranty Plans Best Auto Warranty Plan Reviews

Auto Warranty Plan FAQ

There are lots of companies offering warranty coverage for your car. They work very similarly to health insurance: you'll pay more for higher coverage, some things are covered and some aren't, and your policy will have a time limit. You can shop around for auto warranty plans just like insurance, too: you don't have to go with the plans offered at the dealership.
That depends on your car and your coverage. On a new vehicle, you might pay $25/month for bumper-to-bumper coverage, but an older vehicle's premium could be three times that. You can usually pay in full or monthly, with no difference in total cost.
The cost of your auto warranty will never be cheaper than when your car is new. But, you'll want to read the terms of your plan very carefully. While warranty plans at the dealership usually start from the time the manufacturer's warranty runs out, third-party plans often start from the date you purchase them. That could mean you're paying twice for the same coverage.
Probably. Each provider sets the limit for coverage, but there are options for cars with up to 150,000 miles! Most auto warranty plans are available for cars that are 20 years old or newer.
YES! The most important part of choosing an auto warranty plan is knowing what's covered and what isn't! Even comprehensive plans don't cover items with normal wear-and-tear, like brake pads and tires. The most user-friendly plans usually give you a list of what isn't covered - and if it's not on that list, it's covered!
Sometimes, but it's usually limited to the first 30 days after the purchase date. Again, be sure to read the terms of your auto warranty plan very carefully, to avoid any unpleasant surprises when you go to use your policy for the first time.
Almost all plans let you use the mechanic of your choice. Some providers will reduce your deductible if you go to one of their network partners.
Despite all of the annoying spam phone calls you've gotten, desperately trying to contact you about the expiring warranty on your car, auto warranty plans are a real thing. And, when you choose a plan from a reputable provider, you can save thousands of dollars on car repairs.
Compare the Best Reviews

Continued from above...

You might be asking, how can an auto warranty help me? Does it make that much of a difference? Imagine this: you're cruising down the highway, windows down, enjoying the breeze through your hair, when suddenly, your engine sputters to a halt, or the electrical system goes haywire, or your steering locks up. What seemed like a normal daily drive is now a massive problem.

Aside from your personal safety, your second-most concern will be the looming costs of repairing whatever just went wrong. It's a horrible feeling, we know. Regardless of whether your vehicle is fresh off the assembly line or a seasoned classic with 100,000+ miles on it, mechanical problems or accidents can happen any time.

That's where auto warranties come in. Basically an auto safety net, these warranties allow you to pay a pre-determined and relatively modest fee, either in monthly installments or a lump sum, and offer you assurance that if one of the problems in the scenario above were to occur to you, you'll be protected from most (if not all) of the financial burden.

Auto warranties encompass a broad spectrum of potential malfunctions, including but not limited to those concerning the transmission (ouch!), engine, powertrain, heating/cooling systems, and various other vital components of your vehicle. Repairing (and/or replacing) any of these items can be extremely expensive, not to mention the frustration and anxiety that come when you have to deal with auto repairs.

For example, replacing a transmission costs thousands of dollars just for the parts. Then you need to worry about the mechanic's fees, which usually cos t at least as much as the parts. An auto warranty can make the difference between breaking the bank (or even looking for a new car), and keeping your trusty vehicle in top condition.

But with so many options out there it can be hard to know what auto warranty plans might work best for you. Don't worry, as your friendly (online) neighborhood car enthusiasts, we've checked out the best options for you. Here are a few factors that might help you make your decision:

  • Price. The cost of an auto warranty plan is a huge part of making your decision. Make sure you check out and compare the pricing structures of multiple warranty plans. Is the plan's cost justifiable, especially if you're hoping not to need it for years to come? Make sure you get the maximum value for your money, and that the pricing schedule (one-time payment vs. monthly payments) is something you're comfortable committing to.
  • Coverage. The type of coverage can also help you make your decision. Which components and potential issues are covered by the warranties? Is there a particular part of your vehicle you want covered? What is the coverage timeline? The last thing you want is to encounter a common problem with your car only to discover that it falls outside of the warranty you've been paying for.
  • Reputation. Don't forget to evaluate a warranty provider's reputation. How seamless and supportive is the process for submitting a claim when the need arises? Can you rely on the warranty provider to stand behind you when you need their help? Checking out the company's reputation and reviews from past customers can give you a clear idea on who to trust to protect you and your vehicle.

To help you find the best warranty plan for your specific needs, Top Consumer Reviews reviewed and ranked the best auto warranty options online today. We want you to feel confident in the safety of your vehicle and know that should the need arise; your auto warranty will protect you and your car. We hope this helps take the stress out of auto ownership and get you back to enjoying the drive, whether you're commuting to work or taking a weekend beach trip with your windows down!

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