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Instant Checkmate Review

Sunday, December 5th

2021 Background Check Service Reviews

Instant Checkmate Review 4.5 Star Rating

Instant Checkmate

4.5 Star Rating
  • Cost: $34.78/month for unlimited reports
  • $27.82/month for 3 months of unlimited reports
  • Pop-up offer of 5-day trial membership with unlimited reports for $1

While there are a lot of services offering background checks today, some are more thorough than others. Instant Checkmate definitely ranks up there with the best when it comes to checking for information.

One thing that stood out to us about the search process of Instant Checkmate: it has a box you can check if you're searching for your own information. When we checked that box, it asked us questions while the search was running, to help make sure it was coming up with the right records (for example, had we ever lived in a certain city, were we over the age of 30, and even if an individual was a relative). We did find the "Have you ever committed a crime?" question to be a little ominous!

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Instant Checkmate found the right records for us, after a search process that took a couple of minutes to complete. We were then asked to answer another set of questions; in total, it took nearly 10 minutes to get to the place where we could order the report generated. There was a big red bar across the page warning us that there were more than 10 criminal records for people associated with our name in our state; given that we have a clear criminal background, that felt a little shady and meant to push us to buy their report.

Digging a little deeper, we found that there are two background check services operated by the same owners: Truthfinder and Instant Checkmate. Both services have solid ratings with the Better Business Bureau, so this is primarily for your own information as you consider which background check service will ultimately get your business.

Pricing was also slightly different between the two, so keep an eye out for the best deal. Pro tip: wait around awhile on the site. You may get a pop-up offering you a full-access, 5-day trial membership for $1.

The BBB has given this service both an A+ rating and accreditation, which is unusual within the industry. We found a higher number of positive reviews for Instant Checkmate than most other background check services on the market; the only thing keeping them from a first-place ranking is their higher prices, compared with their competition.

Who is the Best Background Check Provider?

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check.

Background checks have been a regular part of life for many years, letting people to get a better idea of those individuals they interact with. Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

The Best Background Check Services Compare Background Check Services Compare Background Check Service Reviews What are the best Background Check Services Best Background Check Service Reviews

Background Check Service FAQ

The information provided by a background check is determined by the service you select. Common details include traffic offenses and arrest records, known addresses and phone numbers, property ownership and court cases. Some of the more thorough services even attempt to track social media profiles and look for the individual's presence on the Dark Web.
That also depends on which provider you use to run the check. Most services make it more affordable to pay for a month of access than to run a one-off report. For example, one service charges $29.95 for a single background check, but $29.89 for a month of unlimited reports! You can take advantage of the longer subscription terms to research to your heart's content!
There are lots of reasons you might want to do a background check. Maybe you're in charge of a membership list that has outdated information and you need to track down the new contact details for a few people. Or you might be curious about your new neighbors and want to get some insights before you reach out (though, honestly, that might be a little creepy!). Background checks can also give you some peace of mind if you're into the online dating thing, to make sure that seemingly nice man or woman really is who they say they are before you meet in person.
Usually just a few minutes. You'll enter the information you have, like name and any known addresses, and then you might be asked to provide other details or confirm preliminary results as a match.
Absolutely! It's a great way to determine what someone else might find if they check YOU out! It can also give you a heads-up if you're going to have a background check done for some official purpose, like applying to be a foster parent or for a job that requires one. If you find something in your results that's inaccurate, it gives you time to get it fixed or to prepare an explanation for your agency or prospective employer.
Yes. You may not use consumer background check services to gather information to make decisions about tenant screening, insurance, employment or consumer credit. These all require FCRA-compliant platforms, which typically involve the consent of the person being screened. If you need a background check for any of these purposes, be sure to choose a service specifically designed to be legal and compliant.
This varies widely by service. Some providers really go to great lengths to return accurate results, while others seem to just scour the internet and dump every remotely-possible match they find. It's a good idea to read reviews and check out a background check provider's reputation before paying to run reports.
Most of the time, there isn't. However, many background check services give you a free trial, ranging from a day or two to a full week. Who knows, you might even be able to get the information you were looking for in that timespan and not need to continue on as a paid subscriber!
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Continued from above...

Warning: You may not use these services or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.

Much of this information is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!

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