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Fincent vs Xendoo

Saturday, May 17th

2025 Bookkeeping Service Reviews

Fincent Review 4.5 Star Rating

Fincent

4.5 Star Rating
  • Plans start at $499/month for basic bookkeeping, scaling to $1,549/month for power users
  • Dedicated bookkeeper assigned to your account with fast response times (within 1 day)
  • Real-time financial dashboard with comprehensive reporting capabilities
  • Integration with QuickBooks and multiple banking connections through secure Plaid technology
  • Books delivered within 3-5 days after month-end
  • AI-powered platform combined with human expertise for accurate categorization
  • Custom solutions available for different industries and business sizes
  • Backup QuickBooks account maintained for data security
  • Additional services available including catch-up bookkeeping, tax filing, and project tracking
  • 4.7-star average user rating for customer satisfaction

If you've been searching for a modern bookkeeping service that combines human expertise with AI efficiency, Fincent delivers both with impressive polish. Your dedicated bookkeeper works alongside smart automation to handle everything from transaction categorization to custom reporting, while maintaining a backup of your books for extra peace of mind. With their proactive support team earning a stellar 4.7-star rating and books delivered within 3-5 days of month-end, Fincent stands out as a premium bookkeeping service. While the $499+ monthly investment isn't small, we think it's worth every penny for growing businesses that want the perfect blend of personal attention and cutting-edge technology.

Xendoo Review 4 Star Rating

Xendoo

4 Star Rating
  • Pricing starts at $395/month for businesses with up to $50K monthly expenses, scaling to $995/month for up to $125K monthly expenses
  • Dedicated bookkeeper backed by a full team ensures consistent support
  • Integration with both QuickBooks Online and Xero with cloud access to data
  • 30-day money-back guarantee
  • Specialized solutions for ecommerce, franchise, and professional services businesses
  • Weekly bookkeeping and reconciliation services
  • Optional tax services and Fractional CFO support available
  • Highly-rated customer support with quick response times
  • "A+” BBB rating and accreditation
  • User-friendly interface with easy access to financial documents

If you need an expert bookkeeping service with a personal touch, Xendoo delivers with their dedicated team approach and proprietary tech stack. You'll get paired with your own bookkeeper - backed by a full team - who can handle everything from basic reconciliation to complex ecommerce accounting. While their pricing runs higher than some alternative bookkeeping services, you'll appreciate their responsive support, user-friendly platform, and commitment to accuracy. Xendoo is an excellent choice for small-to-mid-sized businesses who value reliability and hands-on service over bottom-dollar pricing.

What is the Best Bookkeeping Service?

Are you a small business owner juggling countless tasks? Or perhaps you're a freelancer struggling to keep your finances organized? If tracking expenses, managing invoices, and preparing for tax season feels overwhelming, a professional bookkeeping service might be exactly what you need. These services can transform financial chaos into clear, organized records and giving you back precious time to focus on what matters most: growing your business.

Modern bookkeeping services come in various forms, each designed to meet different business needs and preferences. The traditional cash-based accounting approach tracks money as it physically moves in and out of your accounts, perfect for smaller businesses with straightforward transactions. Meanwhile, accrual-based bookkeeping records transactions when they're initiated rather than completed - ideal for businesses with complex revenue streams or longer payment cycles.

The Best Bookkeeping Services Compare Bookkeeping Services Compare Bookkeeping Service Reviews What are the best Bookkeeping Services Best Bookkeeping Service Reviews

Bookkeeping Service FAQ

The two terms are sometimes used interchangeably. Keep in mind that bookkeeping generally refers to the tracking and management of your financial data, while accounting analyzes and expands on the data bookkeeping to provide insights into your company's performance. Accounting is best done by a CPA (certified public accountant), so be sure to check the credentials of your service provider.
Cash accounting doesn't actually handle cash, but it only counts when you receive revenue and pay expenses. Accrual accounting on the other-hand takes into account expenses and revenue that have yet to process, giving you a much better picture of the overall financial health of your business. Because cash accounting is generally cheaper than accrual accounting, and not all companies will need the insights of accrual accounting, it can be a great choice for a freelancer or small businesses.
CFO stands for Chief Financial Officer, and if you're looking for some outside advice on growth, expense management, or anything in between, then it could be quite beneficial. However, CFO services can come at a decided premium (depending on who you choose), and many higher-quality platforms will offer CFO services as part of their top-tier packages.
This is going to depend on your budget, and the size of your business. Many accounting services are going to price their services based on your monthly expenses. In general, a business with under $50,000 dollars per month in monthly expenses will qualify for budget options anywhere from $200 to $399 per month depending on the service. Anything more than that, and it will probably qualify as a premium service. In short, keep in mind that your bookkeeping costs are largely going to depend on your expenses or annual gross revenue, which gives you a good heuristic for comparing prices across companies.
Don't worry if you're behind on your books: that's a common thing, and no one is going to bat an eye (and if they do, take your business somewhere else). In fact, many companies specialize in budget-friendly catch-up bookkeeping and can get you up-to-date with little to no hassle.
While some bookkeeping services include accounting, that isn't the case for all of them. Often, tax filing is billed as extra, or as part of a premium package. Keep that in mind as you browse your options.
Any business looking to catch up on their books, receive professional CFO guidance, or just free up some valuable time will benefit from an online bookkeeping service. Keep in mind that certain services specialize in different industries, so be sure to look for one that responds to your unique needs.
Not at all. Many bookkeeping services proudly incorporate low-stress software integrations into their services. Additionally, many services specialize in more tech-forward bookkeeping support. So whatever you're bringing to the table, you'll be sure to find a service that will meet you there.
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Continued from above...

The landscape has evolved dramatically with the rise of AI-powered solutions. These automated systems can categorize transactions, reconcile accounts, and even predict cash flow patterns with impressive accuracy. However, any bookkeeping service worth its salt won't be entirely hands-off - human oversight remains crucial for handling exceptions and ensuring accuracy. Responsible AI-powered services offer a hybrid approach, combining AI efficiency with professional review for the best of both worlds.

When it comes to service models, you'll find options ranging from self-service platforms (where you maintain control while using sophisticated tools) to fully dedicated bookkeepers who handle everything for you. Your choice often depends on your comfort level with financial matters, how much time you're willing to invest, and how much assistance you can afford.

Here are some considerations to keep in mind as you make your decision:

  • Integration capabilities. Does the service connect with all your current financial tools and software? How much manual data entry is required? What automation features are available? Choose a service that offers seamless integration with your existing financial ecosystem to minimize manual work.
  • Scalability. What volume of transactions can the service handle? How easily can you upgrade as your business grows? What additional features become available at higher tiers? Look for a service with flexible plans that can grow alongside your business needs.
  • Reporting features. What types of reports are included? How customizable are the reporting options? Can you easily access the specific insights you need? Select a service that provides clear, actionable reports that match your business intelligence needs.
  • Reputation and reviews. What do current clients say about the service? Are there verified reviews available? What is their track record for reliability and customer satisfaction? Look for services with strong testimonials and a proven history of delivering quality bookkeeping support.

Top Consumer Reviews has evaluated and ranked the best bookkeeping services available today. We've carefully assessed each option's features, pricing, and real-world performance to help you make an informed decision. We hope our reviews help you find the perfect bookkeeping solution for your business needs.

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