9 Best Business Loan Providers of 2026

With the tagline that they make the process "fast, personalized, and easy," National Funding has been helping small business owners since 1999 with fully digital loan experiences and flexible terms, helping more than 75,000 businesses with more than $4.5 billion in loans. Their funds can be used as needed, including business growth projects or managing cash flow.

Borrowing allowed for those who are newer businesses

Those who want to borrow from National Funding must have been in business for at least six months, which is the lowest requirement of all of the companies we reviewed. Their XPRS product provides a streamlined loan process for business owners who have over $120,000 in annual sales. A business bank account is one of the minimum requirements as well, and a fair to excellent credit score. This offers a maximum financing amount, up to $50,000, and additional funding may be requested at any time. No collateral is required. Other loan products at National Funding permit loans as low as $6,000 up to $500,000. Terms of 3 to 12 months are available for small business loans or equipment financing.

Show me the money

If you need money quickly, National Funding says they can approve and fund within 24 hours, subject to receipt of required documentation, underwriting guidelines, and processing time at your bank - meaning if all goes according to plan, you'll get the money fast. The process reduces the time involved, since National Funding doesn't send it out to a third party for review. This is the kind of speed that today's business world needs and wants, making loans with National Funding even more desirable. Their simple online form streamlines the process, helping busy entrepreneurs avoid extensive paperwork and lengthy approval processes. To find out what loans you are eligible to receive, you'll need to provide your first and last name, email address, phone number, and estimated annual gross sales. Then you'll be redirected to complete their short online application and you can receive a decision on your loan application within minutes. A funding specialist will then contact you to discuss loan options.

Beyond easy

Transparency is key with National Funding, so if this all sounds too simple, it's by design. They say they want you to focus on running your business with their easy-to-understand funding options. Additionally, National Funding says there's zero credit risk to apply with them - plus if you don't qualify they will attempt to match you with one of their partners.

Thousands of reviews from pleased borrowers bolster their reputation

With accreditation by the BBB, San Diego-based National Funding has achieved an excellent "A+" rating with just a handful of complaints in the past year from people who have received solicitations in the mail from the company. Across online review platforms, borrowers are overwhelmingly pleased with their experiences at National Funding, giving them an excellent 4.6 out of 5 stars from over 2,100 reviews. Citing good communication, timely loans, easy-to-work-with specialists, and an easy loan process, reviewers said the loans were "a lifesaver" for them, supportive of small businesses, and offering personalized attention and assistance. The small number of negative reviews mention displeasure with the customer service availability and loan terms or ability to get financing. With over 1,800 5-star reviews, we feel these incidents are few and far between, not truly representing the National Funding experience.

Added early payment benefit

National Funding encourages borrowers to terminate contracts early and get a discount as a result of early payoff. They don't charge any pre-payment penalties. We like this aspect as it means that you're not tied to continuing terms if you are able to pay things back sooner.

Best overall option and for smaller loans

There's so much to like about National Funding, from their young-business-friendly offerings and speedy funding to payoff without penalty and excellent reputation. As a result, we confidently place them at the top of our choices when you're looking to finance your small business.

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On the National Funding website

Since their start more than 18 years ago, National Business Capital has funded over $3 billion in financial products for businesses. They provide business lines of credit, cash flow financing, equipment financing, term loans, and subordinated debt with no collateral required, encouraging you to "seize your opportunity to grow your business."

Qualify and fund a quarter-million-dollar loan in hours

The minimum requirement for all of the solutions at National Business Capital is one year of operations with at least $500,000 in annual revenue. Since they offer different lending options, clients can maximize the money borrowed with direct funding from National Business Capital up to $15 million. The privately-owned company based in Hauppauge, New York, is a direct lender, which means they control their process, noting they "lend based on reality" over rules used by banks. In fact, they boast that with their digital application and six months of bank statements it's possible to secure $250,000 in funding within a few hours. Larger amounts may take up to seven business days, while equipment financing can take up to eight weeks. Depending on your purpose for securing the money for your company, you will encounter varying limits, requirements, rates, and fees. For example, unsecured lines of credit are based on cash flow and revenue without asking for collateral, leading to faster processing and higher interest rates, while secured lines of credit must have assets as collateral, resulting in longer approval times but lower interest rates.

How to apply quickly

The easy application online for National Business Capital asks you to provide information about your company and growth goals, or you can call them prior to completing the application. In the online application, you'll need to provide specific information about your company's history, financials, and more, so they recommend having your business formation documents, six months of bank statements, business tax returns, and financial statements on hand. The entire process can be completed in minutes, uploading required documentation right on the website. To obtain initial approval for your loan, they will perform a soft credit pull.

Stellar reputation here

The reputation of National Business Capital is stellar. They are accredited by the BBB with an "A+" rating and only one complaint over the past three years, which is from a referral partner, not a borrower. The website for National Business Capital offers funding success stories and articles about various business financial news. Across online review platforms, they have achieved a perfect 5-star rating from over 2,700 reviewers. Mentioning advisors by name, entrepreneurs are sincerely happy with the service and support received from this lender. The handful of negative reviews are primarily over a year old, though one recent negative reviewer warns business owners "to get everything in writing, fully understand weekly repayment structures, and consult an independent financial professional," which is good advice no matter what your experience with a lender may be.

Many choices for loan repayment

Payment options range from daily, weekly, bi-weekly, to monthly options and they are willing to discuss specific repayment plans with you. As far as prepayment on loans, some of their products have penalties while others offer a prepayment incentive, so be sure to ask when you are applying if this is something that might apply to you.

Wrap up

National Business Capital stands out as a result of the speed of funding they can provide as well as the high loan amounts. They offer higher approval rates, flexibility, industry expertise, and ongoing advisory relationships with their clients, which places them near the top of our list for online business lenders.

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On the National Business Capital website

For over 20 years, LendingTree has been the largest financial marketplace in the United States, offering business loan offers in two minutes or less from their network of more than 300 lenders. They also will connect you to business lines of credit, working capital loans, SBA loans, and startup business loans.

Bonus benefits and lender options

LendingTree provides ongoing support for users with free credit monitoring and other tools to help you save. Some of their business lenders include iBusiness Funding, Live Oak Bank, Fundbox, American Express, Taycor Financial, Fora Financial, Credibly, OnDeck, Headway Capital, Accion Opportunity Fund, altLINE, Bank of America, and National Funding.

Marketplace benefits and drawbacks

The benefits of LendingTree having a marketplace for business owners is the sheer number of possibilities offered. Not only can you get a typical business loan here, but you can also apply for a line of credit, working capital loan, SBA loan, or startup business loan. Even those with bad credit may find something here. This immense volume of possibilities can be either beneficial or overwhelming for busy entrepreneurs. However, it can also offer a one-stop-shop to compare offers. Drawbacks include that you may have to dig around to find what you're looking for on their website. To counter this, LendingTree offers a concierge service for small business owners to consult and make informed decisions.

Easy to apply

With an easy application that can be completed with basic information about your business in just a few minutes, LendingTree will pair you with an account executive to guide you through the lending process and the offers they have for you. After a phone call with your account exec, LendingTree will make personalized recommendations and follow you through the closing process. Because you are required to provide information for LendingTree to find you loans, keep in mind that you may have to repeat the process when you choose the lender with the best offer for you. While this may make you experience deja vu, it's usually a necessary part of the process when you use a marketplace, since most lenders require their own application forms.

Eligibility requirements not explicitly stated

Since they work with a myriad of lenders, requirements will vary. However, the LendingTree account exec will match you only with the ones you qualify for. Their website offers some of the possible lenders along with their requirements, starting rates, terms, and amounts - if you want to sift through all that. Since you won't be applying specifically to one of these lenders, this is strictly informational to provide an idea of what's available and inform after you have been given options.

Not easy to navigate

Packed with lots of information, LendingTree's small business loans page lists lender possibilities, types of loans, possible requirements, a checklist of what you may need to apply, considerations prior to getting a loan, and more. It's a treasure trove of information, unfortunately all shoved into one long page to scroll in a small font. Since they are a marketplace for all types of loans, all of the small business info is crammed onto a single page, making it difficult to find just what you're looking for.

Thousands of high reviews

Accredited by the BBB, North Carolina-based LendingTree has an excellent "A+" rating despite the nearly 200 complaints in the past three years, many regarding persistent sales calls after inquiring about a loan. Reviews across online platforms fluctuate wildly. One site has nearly 2,000 reviews and gives the marketplace 1 star out of 5, with another similarly rating 1.2 from about 1,600 reviews. Alternatively, on Trustpilot the marketplace has more than 16,000 reviewers ranking them excellent at 4.5 out of 5 stars. Since these reviews include all products offered by LendingTree, it's difficult to know how business loan products fared. Negative reviewers warn about being inundated with sales calls within minutes of completing the LendingTree loan form. Many positive reviews commented about the speed of the service and the ease of getting a loan.

Best marketplace for business loans

Decades of experience set LendingTree apart from competing marketplace options. Their reputation is pretty solid and their concierge service gives them high marks from us for those seeking business funding online. Prepare yourself to potentially have to answer many questions twice (first with your LendingTree rep, and then with the lender you ultimately select), but that bit of extra hoop-jumping could score you the exact business loan you need.

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On the LendingTree website

Since 1998, Georgia-based CAN Capital has helped more than 85,000 small businesses with over $8 billion in funding. They are a broker that offers working capital loans for small business and ecommerce, business lines of credit, and equipment financing.

Higher requirements to borrow from them

To be considered for funding through CAN Capital, businesses must have been around for at least 3 years and have a personal guarantor FICO score of at least 600. The business must have less than $175,000 in outstanding tax liens or judgments, with no bankruptcy within the last two years.

Quick application and funding process

To apply for funding with CAN Capital, complete the short online application with information about you and your business. They say their approval process will not negatively impact your credit score and there's no obligation to apply. Once approved, submit final documents with your e-signature and wait for the lender's approval. One of their specialists will walk you through this process. Funds may be received the day after approval, which can be as soon as 24 hours.

Flexible term lengths and loan amounts offered

Working capital loans for small business and ecommerce purposes can be found at CAN Capital in amounts ranging from $2,500 to $250,000. Terms are available for as short as six months or up to 18 months.

Excellent reputation though fewer reviews than the higher ranked

Accredited by the BBB, CAN Capital has received an impressive "A+" rating with only one complaint in the past three years. If you'd like to hear success stories from borrowers who have used CAN Capital, their website has video testimonials from those who have greatly benefited from the loans received. Across online review platforms, they have also fared extremely well, with a solid 4.9 out of 5 stars from over 1,200 reviewers. Happy borrowers mention their brokers by name, some stating that they've been using this lender for over a decade to help them through tough times. One particularly pleased reviewer gushed that CAN Capital "has been an incredible partner to worth with. The entire team is professional, responsive, and truly understands the pace and demands of this industry," adding that "it's rare to find a funding partner that combines speed, transparency, and integrity so well." We love to hear all this good about this company. Once they have even more reviews, they will stand out against the ones ranked higher on the list.

Your business can offer customers financing through them

Not only does CAN Capital offer small business owners loans, but they work with equipment vendors to offer financing. As a solution to benefit these companies, CAN Capital provides a dedicated business development manager, quick turnaround time on credit applications, and competitive finance rates for loans on both new and used equipment.

A solid choice at the middle of the pack

CAN Capital has a lot of good going for them. However, the combination of their requiring three years in business and better credit while having fewer overall reviews places them as just an above average business loan lender on our list. If you meet their borrower criteria, however, we recommend giving CAN Capital a look.

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On the CAN Capital website

San Francisco-based LendingClub is a digital marketplace providing their more than 5 million members access to financial products and services since 2007. For business owners, they supply small business loans, SBA loans, and financing solutions.

Application process

To apply for a small business loan, LendingClub wants to know a bit about you and your business. They say you'll get a quote in minutes without a credit score impact. Their partnership with Accion Opportunity Fund permits you to borrow between $5,000 and $250,000 with fixed monthly payments in one to three-year terms. Notably, they have no prepayment penalties and assign you a dedicated client advisor to help you with the process. After completing their short application, you can review monthly payment and interest rate options, choosing the one that works best for you. Unfortunately, there is nothing on the website about how long these loans will take, which brings them down on our list.

Three SBA loan offerings to get up to $15 million

A nationwide preferred SBA lender, LendingClub has the two most popular SBA types - 7(a) and 504 loans - as well as SBA Express lines of credit, allowing borrowers to get up to $15 million in funds. Additionally, their lending programs include business acquisition, commercial real estate, medical & dental practice financing, franchise financing, refinancing, and business expansion. Depending on the size of loan you need and its purpose, the website provides information to further explain each of these.

Eligibility requirements are reasonable

For the small business loans, LendingClub's partner Accion Opportunity Fund requires a minimum of one year in business with at least $50,000 in annual sales. The company must be based in the United States and the person applying for the loan must own at least 20% of the company.

Financing solutions are an added bonus for some businesses

If you want to help your clients get funding for your services, LendingClub has financing solutions for specialities including dentistry, fertility, hair restoration, weight loss surgery, tutoring services, elective medical, ophthalmology, auto repair, and retail purchases. They have loan amounts ranging from $500 to $65,000 in this category with 0% financing available.

Other club options here

LendingClub offers their members access to TopUp loans, free credit monitoring, high APY on savings accounts, cash back rewards, and other helpful resources. In addition to business products, there are personal loans to pay off credit cards or consolidate debt, auto refinancing, loans to pay for health expenses, checking accounts, savings accounts, and investment products.

Complaints and strangely-worded reviews make us wary

LendingClub Corporation is accredited by the BBB and has earned a stellar "A+" rating despite over 400 complaints in the past year. The complaints range from issues on credit reports to difficulty accessing funds. Across online review platforms, nearly 10,000 reviewers rank this marketplace as an excellent option with 4.7 out of 5 stars. Since they offer personal loan products, that is what many of the reviewers talked about, noting the quick and easy process, friendly help, and seamless fund transfer. One small business owner noted that LendingClub has helped them by providing funds and building their credit score. It's important to note that some of the reviews had strange wording, making us question their legitimacy. Combined with the complaints received by the BBB, LendingClub is just an average choice.

Not our favorite option for business loans

While we appreciate that LendingClub has some options that may help business owners fund their projects, the unclear timeline and large number of complaints in the past year make them just an average option for us. We recommend checking out one of our higher-ranked lenders or marketplace first.

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On the LendingClub website

Georgia-based Ameris Bank acquired Balboa Capital Corporation in 2021 and now the company has been rebranded as Ameris Bank Equipment Finance. Delivering over $8 billion in funding nationwide, Ameris Bank Equipment Finance is a bank-owned lender that provides multiple options for businesses seeking equipment financing, commercial financing, small business loans, SBA loans, vendor financing, franchise financing, and equipment leasing.

Just one year in business but higher revenues required

With competitive rates, flexible repayment terms, and rapid funding, Ameris Bank Equipment Finance offers loans to businesses who have been around for at least a year, have $300,000 in annual revenue, and a FICO score of at least 620. Those terms are quite a bit stricter than most of the business loan providers on our list.

Speedy same-day loan of up to a quarter-million

Boasting a simple, quick process that doesn't require you to "jump through hoops to get approved," Ameris Bank Equipment Finance says their applications get right to the point to enable quick completion - just minutes, they say. Once it's approved, you will be matched with a small business funding specialist to discuss options and answer questions. Their small business loans are available in terms from 3 to 24 months in length. To apply for one of these, provide your personal information plus basic business stats and credit score to get a no-obligation loan quote from $20,000 up to $250,000 funded the same day with one-hour approval during regular business hours. We appreciate the fact that a company making enough revenue can quickly borrow more to grow their business.

Requirements are different for higher loan amounts

If you need more than that amount (and with an SBA loan you can get up to $5 million), you'll have to provide two years' tax returns, financial statements, and interim documents, and may be asked for other documentation. Additionally, Ameris Bank Equipment Finance also offers two types of SBA loans with their related higher borrowing amounts, lower APRs, and longer repayment terms. The SBA 7(a) and 504 loan options, two of the most widely used SBA funding options, are available to for-profit businesses physically based in the United States that fall under the SBA definition of a small business, with borrowers who have good personal and business credit. This process has more steps and will take longer to complete, with a business development manager from Ameris Bank Equipment Finance to walk with you through the process, which can take close to 90 days.

Online perk to help all loan seekers

We appreciate that Ameris Bank Equipment Finance has a small business loan calculator on their website to help you see estimated payments based on the amount borrowed and length of term. An equipment financing calculator is also available to do the same thing, should you borrow for that purpose. They also offer a blog with tips for small business owners, including holiday marketing help and expansion strategies.

Reputation has taken a hit in recent reviews

Ameris Bank has been around for more than half a century and has its own "A+" rating from the BBB. Ameris Bank Equipment Finance doesn't have a listing, though Balboa Capital Corporation ranks with an "A+" and only two complaints in the past year. Online reviews across user platforms are mixed, though. On Google, they earn above average 3.7 stars out of 5 from 464 reviews, while Trustpilot ranks them a dismal 2.1 out of 5 stars from 304 reviews. Pleased customers mention by name those who helped with their loans, "highly professional and efficient, ensuring a smooth process from start to finish." However, with those reviews being more than a year old, more recent ones complain about shady business practices. We recommend making certain you review all agreements carefully before signing, as some reviewers were shocked at pre-payment penalties incurred.

Just an average option

While the speedy funding of $250,000 is a standout in the field, Ameris Bank Equipment Finance's reputation has suffered in recent years. We recommend checking out higher-ranked options on our list before pursuing a loan here.

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On the Ameris Bank website

Based in Scottsdale, Arizona, Fundera by NerdWallet Small Business is a marketplace that has helped more than 85,000 small businesses secure over $5.9 billion in funding through their partners since their start in 2013. With a diverse array of services and financial products, Fundera serves to equip small businesses with the tools needed to succeed in their industries.

Funding partners provide diverse options for entrepreneurs

Business loans at Fundera are provided through their partners: American Express, BlueVine, Credibility Capital, Fundbox, Funding Circle, OnDeck, and StreetShares. As a result, they are able to help entrepreneurs to secure small business loans, SBA loans, lines of credit, term loans, working capital loans, startup loans, equipment financing, merchant cash advances, and invoice financing. There's some kind of loan for almost all business owners available through the marketplace at Fundera, even for those with bad credit. As a result, the loans may be funded for as little as $5,000 all the way up to $5 million with SBA loans.

Helpful guide offered for free to all

With a six-step guide to help you along the process of getting a small business loan, Fundera's free educational resource assists those seeking funds to consider all parts of the process. It compares different types of loans and typical requirements and terms, making it very helpful for those new to the process.

Some bonus perks offered

Dedicated to helping small businesses, Fundera by NerdWallet provides accounts to monitor your company's health, receive content to guide your growth, and provide funding. They will obtain at no cost to you your TransUnion credit score. Additionally, there are resources for launching, growing, and managing your business. Upgraded content is offered for an additional fee.

Application process includes helpful specialist to guide your loan

The no-cost application at Fundera doesn't impact your credit score and permits you to compare multiple lenders with a single application, though it will require you to create an account on their website. Once your loan application is complete, an in-house loan specialist is assigned to you to walk you through the process, answering any questions you have and providing guidance as requested. Newer small business owners may find this especially helpful to the decision-making process.

Speed may be part of the process

Loans at Fundera may be approved within a business day or can take longer - all depending on which type of loan you want. SBA loans can take a couple of months, though an SBA express loan is offered.

Eligibility requirements aren't stated

Since there are so many types of funding offered on Fundera, the requirements vary. However, all businesses must be established and be based in the United States for loans through their partners. SBA loan requirements are determined by the Small Business Administration and may be found on their website.

Beware of the mixed reputation

An accredited business with the BBB, Fundera has a stellar reputation, rated "A+" with only one complaint in the past year. On Trustpilot, nearly 1,100 reviewers have placed them at 4.7 stars out of 5. Pleased customers say they had excellent experiences and rave about the service, naming specific specialists who assisted them. Negative reviewers warn about fine print regarding extremely high interest rates, aggressive sales tactics, and unwanted telemarketing calls. The Fundera website features some testimonials if you want to know more about how they helped others. This mix of great with really bad leaves us concerned about what you might experience if you apply for a business loan with Fundera.

Look for another option first

Though we appreciate the variety of options the marketplace at Fundera may provide, the requirements and timelines are not clear. Very negative reviews warn against the dreaded persistent sales calls and pressure after applying. As a result, we recommend considering our higher-ranked online business loan options instead.

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On the Fundera website

iBusiness Funding declares that "the future of lending is here" with the world's first multi-agent, agentic lending AI to provide cutting-edge technology, data-driven divisions, and a seamless lending experience tailored to your unique needs. For more than 10 years, this company has utilized cutting edge tools to help banks and lenders as well as underserved businesses nationwide through their marketplace services.

AI is how they run things

Utilizing Lendsey - agentic lending AI - to take borrowers through each stage of the loan process, iBusiness Funding maintains that their AI is industry-tested and has proven successful. They say your data is never shared without your permission, and the AI provides "real-time guidance" to those looking for answers to complex questions in the borrowing process. Agentic AI is able to make decisions and take actions on its own, automating, optimizing, and personalizing the loan process. For more on this newer technology, watch the video on the iBusiness Funding website or click to see the live demo. In an attempt to give their technology a more personal touch, they even feature profiles of the agents on the AI team, including such "fun facts" as what they like to do for fun ("I like long walks through datasets and candlelit logic puzzles").

Application process will guide your loan decisions

At iBusiness Funding, they have one application with multiple funding options to find the right fit for entrepreneurs. Based on your answers, they will direct you to the type of loan that works best for you, starting with the purpose for the loan (funding a start-up, funding an existing business, or funding to acquire a business). Their loans range from $15,000 to $5 million, and the funding amount you request will determine the type of loan you are eligible to apply for. They offer SBA 7(a) loans (small or standard size), term loans (six months to five years), and USDA loans for rural businesses. Their simple online application will provide tailored recommendations with no obligation and no impact to your credit. As a result of their streamlined process, borrowers can expect same-day approval and fast funding, which is something we like. Since they work with a myriad of lenders, they are able to find the right loan for your specific needs - another benefit in their favor.

Credit help if you need it

All loan applicants receive the iBusiness Funding Credit Success Program at no cost. Those who are declined for loans receive personalized assistance from a credit success professional. As a result, they will offer suggestions to improve credit to qualify for future loans. We appreciate this but wonder what kind of personal attention those who have good credit can get. The website is unclear as it's focused on their AI component.

Eligibility requirements aren't clear

While iBusiness Funding is not very forthcoming with their lending requirements, they do offer some options for those with credit scores as low as 500. We wish they would be more transparent and tell us what they and their lenders are seeking before we spend time on their application.

Not enough feedback to recommend

Though not accredited by the BBB, Florida-based iBusiness Funding has an "A" rating with just one complaint in the past year. Across online review platforms, there aren't many reviews for iBusiness Funding. However, most of the ones we found were pretty complimentary and specifically mention the lending experts by name, giving them 4.2 out of 5 stars for less than 100 reviews. Unfortunately, this small amount of reviews doesn't do enough to encourage us to recommend their online loan programs.

Choose a different marketplace or lender

Some business people with bad credit may find that iBusiness Funding is their only option. Otherwise we recommend checking out one of our higher-ranked options for an online business loan. There's just not enough transparency (and there's maybe a little too much AI) for us to comfortably recommend iBusiness Funding.

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On the iBusiness Funding website

Offering a diverse array of products to help small businesses in a wide range of industries, Florida-based AtlasOne Fund has been offering flexible solutions since 2021. They say they can help startups and those with credit issues.

Industries listed but requirements not actually mentioned

Something different that AtlasOne Fund does is list the industries they fund -a wide variety of trained service professionals, as well as who they don't - primarily anything related to finance. Additionally, they mention that they specialize in helping those with credit issues or past challenges. Unlike many other lenders, the AtlasOne Fund website mentions they may be able to help new businesses or start-ups with no revenue or sales, but the link to provide information for them leads to their blog which provides nothing of note for those entrepreneurs. It seems if you want to find out if you qualify for anything, you can give them a call or fill out their online application.

Program information lacking

While AtlasOne Fund may say they offer "unique programs" for construction and medical, no further information is offered. The blog on the website provides some general guidance about applying for a business loan, but nothing is specific to their process or requirements or even types of financing offered. While the home page mentions they offer business term loans, invoice factoring, equipment financing, business lines of credit, and revenue based advances, if you click to find out more, you are redirected to their online application. This pushy sales tactic leads us to consider other options.

Third-party option

While they don't come right out and say it, it seems AtlasOne Fund is a marketplace or third-party service for business owners seeking financing. The application says they are "narrowing down your qualification options without the shopping" and elsewhere they mention "review your funding offers." We wish they would be upfront about themselves so borrowers could be more comfortable sharing sensitive information in an application.

Just who is behind this company?

It's really hard to tell just who AtlasOne Fund is, exactly. Their about page on the website says you can meet their team if you click, but it directs to schedule a call with them without providing other information. Their social media accounts have not been updated in nearly two years. They say their company offers "human-based lender match service" but don't give much about just who they are though they also say, "the founding members of AtlasOne Fund have experienced firsthand the trials and triumphs of owning and operating small businesses. The bottom of their website says it's by Atlas One Group LLC, which has a BBB listing and is connected to the AtlasOne Fund webpage. We'd really prefer to know more about who's behind a company that says it's focused on people. It's this kind of shady practice we prefer to avoid.

Application is linked at every turn on the website

To apply for funding, AtlasOne Fund makes it easy to find their online application with a bold blue button. They ask for information about your business, including your EIN and contact information. While the page insists that AtlasOne Fund takes priority to keep your application safe with online security, the lack of transparency about who they are or what they may offer your small business makes us urge you to pause before filling it out. Online shoppers are redirected from almost everywhere on their website to the application, resulting in an aggressive sales feeling.

Non-existent reputation

On the BBB listing for Atlas One Group LLC, the company is not accredited but has a stellar "A+" rating, with zero complaints but also no reviews on any of the online review platforms we could find. Less than a handful of reviews on Google for Atlas One Group are mixed. Their AtlasOne Fund website has just four mini-testimonials that are positive but don't provide much information to go off. We cannot recommend their service until more reviews are available.

Look elsewhere for your business loan

At first glance, AtlasOne Fund looks like a modern and positive lending option to explore. However, with constant redirects to the application without telling borrowers who is behind their company, it's quickly evident that AtlasOne Fund is an online business loan provider to avoid.

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On the AtlasOne Fund website