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The Best Canadian Car Warranties

The 6 Best Canadian Car Warranties

Where is the Best Place to Get a Car Warranty Plan in Canada?

If you're buying a new car, you might be offered an extended warranty plan that kicks in after the factory warranty expires. Or, if you're purchasing a pre-owned vehicle, an extended warranty may be your smartest financial move to help offset the cost of repairs that you know will be necessary sooner or later.

Are they worth the money? Absolutely! We all know the frustration of having something major go wrong right when the manufacturer's coverage expires - or, worse, just a few days after driving that "as-is" car off the used car lot! However, buying your extended warranty directly from the dealer is often not the best option: they charge high mark-ups and might not offer the most comprehensive coverage or the widest network of mechanics to choose from. Fortunately, there are several reputable auto warranty companies in Canada that provide excellent coverage at competitive prices.

Thursday, March 30th

2023 Canadian Car Warranty Reviews

Top Consumer Reviews Best-In-Class Blue Ribbon Award Ensurall Review 5 Star Rating


5 Star Rating
  • "A+" rated and accredited by the BBB
  • In business for nearly 50 years
  • Can use any mechanic or repair facility, no network required
  • 3 plans to choose from
  • All plans include car rental allowance and trip interruption benefits
  • Not available in British Columbia, Saskatchewan and Alberta
Top Consumer Reviews Best-In-Class Blue Ribbon Award

Ensurall is a family-owned and operated Canadian business that has been protecting car owners from exorbitant repair costs for the better part of five decades. All policies are fully insured by Unica Insurance, a subsidiary of La Capitale General Insurance.

3 plans to choose from

When considering a car warranty plan from Ensurall, these are the three plans you can select:

  • Powertrain Plus: this includes the powertrain, seals and gaskets, air conditioning and electronics
  • Essential Components: this package gives you all of the coverage of the Powertrain Plus, as well as ignition systems, fuel injection, power steering, cooling system, suspension, and brakes
  • Fully Loaded Coverage: as the top tier of service, this includes everything in the first two packages, and it adds emissions, airbag electronics, navigation, entertainment components, and built-in phone

Get a free quote by phone or email

To find out what you'll pay for your auto warranty, click the "free quote" button. (One glitchy thing we discovered: the links to the page that just said "quote" were broken, but the ones that said "free quote" worked fine. Keep that in mind if you get a 404 error; just look for the "free quote" option.) You'll be asked to provide the year/make/model of the car, the current odometer reading, the price you paid and whether it was from a dealer or a private sale, and to indicate any special features like 4WD or a diesel engine. From there, you'll have to wait until an Ensurall representative reaches out by phone or email to give you a detailed price quote. That's not as convenient as some of the car warranty companies who give you a price right away and let you buy your plan online, but it's not that uncommon either.

Best Canadian Car Warranties

Best options for cars under 6 years old

If your vehicle is 6 years old or newer, you'll be eligible for higher coverage. For example, there is no per-claim maximum (other than the retail value of your car at the time of the claim). That's a huge perk compared with warranties that cap your claim at $3000. You also get more comprehensive component coverage on a newer car, to help protect those fun gadgets like Bluetooth connectivity and GPS navigation systems.

Can use any mechanic

And, no matter how old or new your car is, you can use your Ensurall auto warranty at any mechanic you like. You'll also get trip interruption benefits (if you break down far from home) and a car rental allowance if your repair is going to take a while. These features are included with every plan this provider offers.

Great reputation, few complaints

For a company that has been around as long as Ensurall, we were surprised to see how few complaints they have. In the three years leading up to this review, there were only 5 negative reviews registered with the Better Business Bureau - which is a big part of why the BBB gives this company both an "A+" rating as well as accreditation. While we found a few customer reviews elsewhere that expressed dissatisfaction with their Ensurall car warranties, company reps were quick to respond - with a patient explanation of why something wasn't covered.

Not available in every province

The only downside of getting a car warranty through Ensurall...is that you might not be eligible! If you live in British Columbia, Saskatchewan or Alberta, you'll have to choose a different provider (but fortunately, one of Ensurall's highly-ranked competitors is ONLY available in those provinces!).

Trustworthy option for car warranty plans

Ensurall is steady, sure and dependable - just like you hope your car will be, but since it's bound to break down at some point, you need an extended warranty from a trustworthy provider. Their plans offer fantastic coverage, and customers have very good things to say about the experience of making a claim and getting it paid promptly. For most Canadians, the auto warranty plans sold by Ensurall are the best option and earn the company our highest recommendation.

Obvi Review 4.5 Star Rating


4.5 Star Rating
  • "A+" and accredited by the BBB
  • Only available for vehicles in British Columbia, Alberta, Saskatchewan and Manitoba
  • No inspection required for vehicles that still have a comprehensive manufacturer's warranty
  • Can see any mechanic you prefer
  • Available for most vehicles up to 10 years old and under 200,000 km
  • 2 plans to choose from
  • $100 deductible per claim

Obvi is committed to bringing value to Canadian vehicle owners with comprehensive, cost-effective car warranty plans. Backed by A+ rated insurance underwriters, Obvi can save you time and money with their two coverage options.

2 mileage-based plans

There are two car warranty plans offered by Obvi: the Elite and the Premium. The names sound similar, but the way they work is different. The Elite plan is for vehicles with under 120,000 km and it covers the engine, transmission, high tech, steering, electrical, heating and cooling, and more - and Obvi says that as long as it's not specifically excluded, it's covered! The Premium warranty is for vehicles with 120,000 km to 200,000 km on the odometer, and it has a list of what is covered.

Some vehicles may require inspection first

Will your car need an inspection to get a warranty through Obvi? That depends. If you still have some coverage remaining from the original manufacturer's warranty (usually 3 year/60,000 km or 4 year/80,000 km), you can get approved without it. Otherwise, you'll have to get an inspection before Obvi will offer you a warranty plan. Fortunately, this company can arrange for that inspection with a mobile mechanic visit right at your home or workplace.

Easy to get an instant quote via email

What will you pay for an auto warranty with Obvi? Because that varies depending on the make, model and year of your vehicle, as well as its age and the distance it's been driven, the easiest way to find out is to click on the "Instant Quote" button. You'll be asked to indicate if your car still has any remaining manufacturer warranty, the make/model/year and current odometer range, whether it was purchased new or used and on what date. You'll also be asked how long you'd like your warranty coverage to last (you can select "unsure" too), approximately how many km you drive in a year, and when you'd like your coverage to start. Finally, enter your email address so that Obvi can send you the quote for your car warranty plan.

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Extremely affordable for comprehensive coverage

We received our quote in less than a minute. For our particular vehicle, we were given payment options ranging from 3-36 monthly payments (for terms of 24 or 36 months, we would have to accept a "premium financing contract" ). Our quote was for an Elite plan on a vehicle with quite a bit of time remaining on the manufacturer's coverage, so the Obvi plan would kick in when that expired. We were stunned by how affordable our warranty coverage would be: on the low end, we were quoted $405 for a 2-year comprehensive plan with no additional km added, and on the high end we could extend our km by 80,000 and get 4 years of coverage for just $979.

$100 deductible per claim

Reading through the sample contract, we spotted a detail we didn't see as we browsed the Obvi site: there's a $100 deductible for each repair claim you make. With such an affordable warranty, that's not a deal-breaker - but there are no-deductible auto warranty plans with other Canadian companies.

Great reputation so far

How about reputation? Obvi is doing fantastic so far: only 4 years in business and they already have an "A+" and accreditation from the Better Business Bureau, with zero complaints registered there. Well done, Obvi! Beyond that, however, it's hard to find much client feedback - positive or negative. There are plenty of thumbs-up reviews on Obvi's Instagram account (interspersed with some really fun car photos!), and we didn't find any rants about Obvi no matter how hard we looked. No news is good news, we guess?

Very limited service area

We really like Obvi for car warranty plans in Canada, but their service area is much more limited than most: it only covers vehicles in Alberta, British Columbia, Manitoba, and Saskatchewan. That prevents a LOT of Canadians from getting their coverage with this provider.

Lots of potential, highly recommended

We hope to see Obvi expand to more provinces and territories in the future, which could boost them right to the top of our rankings. They take a lot of the guesswork and hassle out of the auto warranty process, and if you're fortunate enough to live within their covered areas, we definitely recommend getting a quote from Obvi.

GuardTree Review 4 Star Rating


4 Star Rating
  • "A-" rated by the BBB
  • Monthly premiums instead of a large one-time payment
  • Premiums range from $49.95-$79.95 per month
  • Part of the monthly fees offsets your carbon monoxide emissions
  • Can use any licensed mechanic
  • Deductibles of $100 or $250 per claim
  • Claim limits of $2500 or $5000 per repair
  • Roadside assistance, car rental, and trip interruption benefits
  • Vehicles used in ridesharing eligible for coverage
  • Only available in Ontario

GuardTree is the only Canadian auto warranty plan provider that specifically focuses on a monthly subscription model - and that uses a portion of your premiums to offset your car's C02 emissions. The company prioritizes making car warranties easy, accessible, affordable, and environmentally responsible.

Easy-to-use online quote platform

Click on the green "Shop" button to get a quote for your auto warranty plan. You'll enter your vehicle year, make and model, as well as the odometer reading and the amounts you'd prefer for your deductible and claim limit. You can get plans with deductibles of either $250 or $500 per repair, and a claim limit of either $2500 or $5000 per repair. There's no option with an unlimited claim amount or no deductible, unfortunately. You may also be asked to provide your VIN; when we entered a 2013 Honda Civic, the GuardTree site said that restrictions apply to some trim levels and the VIN is used to confirm the vehicle's eligibility for coverage.

Transparent pricing with monthly premiums

The pricing on car warranty coverage with GuardTree couldn't be more straightforward: as you enter the information described, you'll see your monthly premium updates at the bottom of the page. There's no waiting for a quote or having to read through a lengthy contract first. We love that! On the Civic we used as our example, we were told that our subscription would last for a maximum of 80 months. Our premiums ranged from $49.95 to $79.95 per month, and subscriptions can be canceled at any time. That's a much more affordable option for many Canadians, compared with having to pay a big amount upfront (or even having to finance the warranty coverage).

Best Canadian Car Warranties

Straightforward coverage

What's covered under GuardTree's car warranties? The list is too long to put here, but we invite you to look at the information clearly provided on their website. In fact, the list of what's not covered is much shorter; it includes items like exhaust system components, emission systems, and anything related to maintenance or wear-and-tear (like shock absorbers and tires). We love that customers don't have to sort through and try to figure out what coverage they need: the only decisions are "How much do I want to pay as a deductible?" and "What's the maximum claim payment I want?" (and the answers to those questions may be related to a third question, "How much can I afford in monthly premiums?" )

Can be used to cover rideshare/food delivery cars

We were also impressed to see that GuardTree addresses cars that are used for ridesharing or food delivery. You'll be covered under their Light Commercial Use policy and pay either the standard deductible or 20% of the claim amount, whichever is bigger - just disclose the car's usage when you make the claim.

Too new to say much more

GuardTree is still a little too new to earn our top ranking: as of the time of this review, they had only been in business for a little over a year, which is the only reason their Better Business Bureau rating was an "A-" instead of a perfect "A+" There were no customer complaints or reviews filed with the BBB either. They also were only available in Ontario but have plans to expand as rapidly as the market (and licensing/regulations) allow. Trisura Guarantee Insurance Company backs all of GuardTree's car warranties, and that company is rated "A-" by A.M. Best.

Looking forward to future growth for GuardTree

With time, we think GuardTree is going to make a big name for itself as a top car warranty option in Canada. Monthly premiums are a terrific alternative for a lot of customers, and GuardTree's coverage is affordable, comprehensive, and easy to understand. We expect that as we see positive feedback coming in from happy customers, as well as GuardTree's anticipated expansion into more provinces and territories, the company will rank even higher in our list of auto warranty plans for Canadians.

AutoPair Warranty Review 3.5 Star Rating

AutoPair Warranty

3.5 Star Rating
  • "A+" rated and accredited by the BBB
  • 30-day waiting period after purchasing a warranty plan
  • Can see any mechanic you choose
  • 3 plans to choose from
  • No deductibles
  • Transparent pricing
  • Towing and car rental included on all warranties
  • Funds available to pay for repairs as soon as claim is authorized

Although AutoPair has only been around for a few years, the company has quickly made a good name for itself in the car warranty industry in Canada. The BBB gives this provider both an "A+" grade and accreditation, and we found quite a few customers who offered a 5-star rating for AutoPair as well.

3 available warranty plans

AutoPair prides itself on offering the same level of coverage you'd be offered at a dealership, but at a fraction of the price. Here are the three car warranty plans you can choose from:

  • Standard: for vehicles 10 years or newer and less than 200,000 kms on the odometer, you get coverage for 24 months (no limit on the kms) and a maximum of $3000 per claim. This package is priced at $1099.
  • The Works: available for cars that are 6 years or newer and with less than 120,000 kms, this plan covers you for 24 months or 50,000 kms and pays a maximum of $6000/claim. You'll pay $1599 for this warranty.
  • The Works Plus: this offers the same coverage as The Works, but it extends your timeframe to 48 months and 100,000 kms. The price for this auto warranty plan is $2399.

No deductibles on any plan

Wondering if something is covered? AutoPair makes it extremely clear to see what's included with the details on their website. You'll see that their coverage is very competitive for the money you'll pay for a car warranty, and we love the fact that none of their plans have a deductible. The only surcharge you might have is if you have a car in what they call the "exotic class" , like a Porsche or Rolls-Royce.

Best Canadian Car Warranties

Easy to use any repair shop

Also, unlike some of their competitors, AutoPair allows you to use the mechanic of your choice: no network required. Any authorized claims will be paid to a debit card issued by AutoPair, and you use that card to pay for the approved repair cost. So easy!

Not much customer feedback yet

With so many great features, why does AutoPair not rank higher among car warranty plans in Canada? Part of the reason is because they're so new to the industry: two years isn't a long time to establish a solid track record for handling claims fairly and providing great protection. We're encouraged by AutoPair's terrific standing with the BBB and many positive customer reviews - but some of the earlier reviews looked like they may have been fake. (They were left by people who hadn't reviewed anything else, or the only other services they evaluated included the company who did the AutoPair website!)

30-day waiting period for new warranty plans

Another reason is the 30-day waiting period before you can file a claim on an AutoPair warranty plan. There's a good reason for it: the company doesn't require you to certify the condition of your car before buying coverage, and so this waiting period allows the company to be reasonably sure you're not getting a plan just to get a repair on a component that's already broken! However, we all know that there's no guarantee that something won't malfunction when you've only had your AutoPair plan for two weeks, as luck might have it. For some customers, that waiting period might be too risky.

Room for growth

We think AutoPair has a lot of potential to be one of the top names in the Canadian car warranty marketplace. Their plans offer many attractive features and are priced competitively. For now, however, AutoPair earns a wait-and-see ranking below some of the more established providers of auto warranties.

CarShield Review 2 Star Rating


2 Star Rating
  • All plans have free towing and rental car options
  • Money-back guarantee
  • 2 plans to choose from
  • No network required

CarShield operates in both Canada and the US and has covered more than a million vehicles since 2005. There's no mechanic network you're required to use, which makes this service a little more flexible than some car warranty options you'll find.

2 car warranty plans

In Canada, CarShield advertises two warranty plans: the New Car Diamond and the Gold. The first plan gives you coverage similar to what you get with the manufacturer's warranty on a brand-new vehicle, while the second covers fewer components (such as the engine, transmission, alternator, starter, and power windows). You can view sample contracts for each plan on the CarShield site, in English and Spanish! We strongly recommend that you read through the contract and be very clear on what's covered and what's not.

Can't get an instant quote online

But, to get a quote specific to your vehicle, you should click on the green button. You'll be asked for your car's details, like the year/make/model and its current mileage, along with your contact information. Unfortunately, you'll have to wait for a CarShield representative to call you if you want to find out what your plan will cost.

Best Canadian Car Warranties

No details on money-back guarantee

All of CarShield's plans include towing coverage and reimbursement of up to $200 for a rental car while your vehicle is being repaired. That's a nice perk compared with some car warranty plans offered by other providers. They also advertise a money-back guarantee on their policies, but we couldn't find any details on the CarShield site that elaborated on that benefit.

Very disappointing reputation

CarShield's reputation might give you pause. While their Canadian branch has a relatively decent "B+" rating from the Better Business Bureau (listed under the name of Canadian Repair Shield LLC), their parent company in the US has a rock-bottom "F" with more than 1100 complaints closed in the year leading up to this review. That's not a good sign! Almost every single review described CarShield's refusal to pay on warranty claims for items that should have been covered, seeming to look for loopholes to not have to assume responsibility for the repairs. Many people used the word "scam" to sum up their experience with CarShield auto warranties. We're not sure what CarShield means when they say they have a "96% customer review rating" , because it definitely can't mean that 96% of their customers would use them again! So much for a money-back guarantee.

Not reliable for paying claims on auto warranty plans

CarShield starts off looking like a reasonable choice for a car warranty in Canada, but the deeper you look, the more you'll likely want to go with a different provider. You could pay a lot of money over the months and years, thinking you're covered if your car breaks down, only to find that CarShield won't approve your claim. You'll get more reliable coverage with a higher-ranked auto warranty service in our review.

Global Warranty Review 2 Star Rating

Global Warranty

2 Star Rating
  • In business for 30+ years
  • Over 2 million customers
  • "A+" rated and accredited by the BBB
  • Complimentary 3-month trial of SiriusXM on all warranties
  • Plans include long- and short-term coverage, tire & rim protection, GAP coverage, and options for RVs

Global Warranty is based in Ontario and has been in business for more than three decades. The company has provided car warranty coverage to over two million customers nationwide and is a proud sponsor of Matt Pritiko Racing.

Many different auto warranty plans available

There are five main areas of warranty coverage available through Global. These include RV plans, Global Asset Production (or the difference between what you owe and what you're paid if your vehicle is totaled), Tire-Rim-and-More, Ultimate Test Drive (90 days of bumper-to-bumper coverage on a newly-purchased car), and the Ultimate Star Series. Our review covers just the options included in the Star Series, since it's what most Canadians are looking for when shopping for a car warranty. We invite you to visit Global Warranty's site if you need one of the other types of coverage that they offer.

5 levels of coverage

Within the Ultimate Star Series, here are the plans you'll choose from:

  • 1-Star Powertrain Drive: the most basic tier of service, this plan includes only the listed components for the engine, transmission, differential, transfer case, turbo- and superchargers, all seals and gaskets used in those systems, plus towing and trip interruption in the event of mechanical failure.
  • 2-Star Advantage Drive: at this next level of coverage, you add in diagnostics, driveline plus (e.g. shafts, hanger bearings, universal joints), braking system and electrical system.
  • 3-Star Maximum Drive: moving up into this third package, you'll get all of the coverage from the first two levels plus coverage of the air conditioning system, fuel and injection systems, and the steering system.
  • 4-Star Ultimate Drive: Global's top package gives you everything that's covered in the first three packages, plus coverage of the heating and cooling systems, suspension system, and high-tech electronics (e.g. ABS, data communication module, etc.), sensors and switches, power accessories, emissions, air bags, audio/video/GPS/navigation systems, and hybrid components.
  • Ultimate Factory Top Up: if you still have powertrain warranty coverage from your vehicle's original purchase, Global will essentially reinstate your comprehensive warranty until your powertrain coverage expires.
Best Canadian Car Warranties

No quotes or pricing available online

What do these car warranties cost? Great question. Global Warranty doesn't quote prices at all on their site - they don't even tell you how to purchase a plan! There's no "get a quote" or "buy now" button, leaving prospective customers to contact them through their toll-free number or via email. (And, even then, Global says that they'd be happy to "answer your questions and concerns" , with no wording about actually selling you an auto warranty!) That's definitely not competitive with rival services who tell you upfront what you'll pay and let you buy your coverage directly through their websites.

Poor reputation, even among network repair shops

Our biggest concern stems from Global Warranty's customer reviews. Despite having an "A+" and accreditation from the Better Business Bureau, the company has multiple reviews that say that customers' mechanics refuse to accept claims through Global anymore. One review said that even shops in the provider's preferred network don't want to work with Global for repairs! Time and again, we found descriptions of people who were caught off guard by a needed part being excluded from coverage (despite a description at the time of purchase that seemed to include it), vehicles sitting untouched for a month or longer while Global haggled with the mechanic and the customer, and so on.

Choose a higher-ranked car warranty service

Car warranties are supposed to spare you time and money, not cause you extra hassle and grief. Unfortunately, customer experience would indicate that getting coverage through Global Warranty is going to give you a headache. We recommend that you get your auto warranty through one of the higher-ranked Canadian providers in our review.

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Continued from above...

What's included in your extended warranty plan? That depends on the provider and the tier of service you select. Much like car insurance, these plans can cover just the major systems like the powertrain, or comprehensive bumper-to-bumper protection for everything but normal wear and tear. (In other words, they'll fix your in-dash electronics if they go out but they won't pay for your new brakes or tires.)

As you compare the different Canadian companies offering car warranty plans, how can you tell which one should get your business? Here are several factors to help you make your decision:

  • Price. What will you pay for your auto warranty coverage? Is it a one-time lump sum or a monthly payment? How long will you pay for it before it kicks in (i.e. if you're buying a new vehicle that has a manufacturer's warranty in place for a year or longer)?
  • Coverage. This is the most important aspect of any car warranty. Be sure you understand exactly what's covered and what isn't. Choose a plan that gives you the most coverage for what you can afford.
  • Service. What steps are required to get repairs made? Do you have to see an in-network mechanic or can you take your car to the repair shop of your choice? Will you pay for the repairs out-of-pocket and submit receipts for reimbursement, or will the warranty company pay the mechanic directly?
  • Reputation. What do other customers say about their experience with the car warranty? Are claims paid quickly and without a hassle? Does the provider have a good reputation with customers and mechanics alike?

TopConsumerReviews.com has reviewed and ranked the best choices for car warranty plans in Canada. We hope this information helps you choose the right plan for your vehicle, giving you the peace of mind that comes from knowing you're covered when something breaks!

The Best Canadian Car Warranties Compare Canadian Car Warranties Compare Canadian Car Warranty Reviews What are the best Canadian Car Warranties Best Canadian Car Warranty Reviews

Canadian Car Warranty FAQ

There are lots of companies offering warranty coverage for your car. They work very similarly to health insurance: you'll pay more for higher coverage, some things are covered and some aren't, and your policy will have a time limit. You can shop around for auto warranty plans just like insurance, too: you don't have to go with the plans offered at the dealership.
That depends on your car and your coverage. On a new vehicle, you might pay $25/month for bumper-to-bumper coverage, but an older vehicle's premium could be three times that. You can usually pay in full or monthly, with no difference in total cost.
The cost of your auto warranty will never be cheaper than when your car is new. But, you'll want to read the terms of your plan very carefully. While warranty plans at the dealership usually start from the time the manufacturer's warranty runs out, third-party plans often start from the date you purchase them. That could mean you're paying twice for the same coverage.
Probably. Each provider sets the limit for coverage, but there are options for cars with up to 150,000 miles! Most auto warranty plans are available for cars that are 20 years old or newer.
YES! The most important part of choosing an auto warranty plan is knowing what's covered and what isn't! Even comprehensive plans don't cover items with normal wear-and-tear, like brake pads and tires. The most user-friendly plans usually give you a list of what isn't covered - and if it's not on that list, it's covered!
Sometimes, but it's usually limited to the first 30 days after the purchase date. Again, be sure to read the terms of your auto warranty plan very carefully, to avoid any unpleasant surprises when you go to use your policy for the first time.
Almost all plans let you use the mechanic of your choice. Some providers will reduce your deductible if you go to one of their network partners.
Despite all of the annoying spam phone calls you've gotten, desperately trying to contact you about the expiring warranty on your car, auto warranty plans are a real thing. And, when you choose a plan from a reputable provider, you can save thousands of dollars on car repairs.

The Basics of Auto Warranties

Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.

Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.

Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.

If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.

Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.

Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.

When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.

Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.

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The Best Reviews of Canadian Car Warranties