Where is the best place to get a car warranty plan in Canada? Buying a car can sometimes feel like gambling. You're always wondering how long it will be until something goes wrong and the car needs a major repair. While you can't necessarily predict future events, many car buyers choose to purchase an additional extended car warranty to cover such expenses for a specified number of kilometres or model years.
Very Good
Canada-based Autopair Warranty boasts over 20,000 satisfied customers with more than $1.2 million in claims paid on covered components and labour since their founding in 2018. They offer warranties for all vehicle makes without exception throughout Canada, with the exception of Alberta and British Columbia.
Prices available on the website for all plans
There are three levels of plans offered by Autopair Warranty based on your needs and car features. First is The Standard, a 24 months and unlimited km warranty for vehicles 10 years old or newer and less than 200,000 km. This plan costs $1,299 or may alternatively be paid in bi-weekly installments. Their mid-level plan is The Works, which is for cars 6 years or newer with less than 120,000 km, and offered for 24 months or 50,000 km for $1,799 or monthly payments. At the top tier, for vehicles that are 6 years or newer with less than 120,000 km, is The Works Plus, which provides a longer warranty term of 48 months or 100,000 km for $2,559 or monthly payments. There is a 31-day waiting period (and 1,500 km) on most vehicles before coverage takes effect. If desired, you can purchase an extended warranty for your car with Autopair Warranty and defer the start date for up to 12 months, giving you coverage the moment your manufacturer warranty ends and eliminating the wait period.
Claims may take a while
The claims process at Autopair Warranty comes with a 12- to 24-hour response guaranteed. You choose your repair shop and request a diagnostic report from them. Submit this through the submission portal page and get approval for the work. Wait for approval before authorizing work on the vehicle. Once the work is approved by the claims department, you may choose to receive funds on your Autopair card or get the money through an e-transfer.
Prices don't depend on your car make and model
To get started on "Canada's easiest warranty qualification process," click on the button, choose your plan, and fill out the vehicle and owner information. Autopair Warranty says they won't upsell based on vehicle make and model, and they don't require vehicle inspections. Before you even give your information, the listing of their extended warranty plans is available on their website. To get coverage in less than two minutes, select your plan, enter all of your personal contact information and vehicle information (including VIN), and provide payment information.
Perks of their plans
All Autopair Warranty plans come with zero deductible options, towing assistance, rental car assistance, and trip interruption coverage. Should you choose to sell your vehicle, they will transfer coverage to the new owner at your direction.
Customer satisfaction is mixed
Though not accredited by the BBB, Autopair Warranty has an "A" rating, with just two complaints filed against them. Across other online review platforms, customer responses are mixed, giving the company ratings averaging from 3.3 to 4.73 out of 5 stars. Google has the most reviews for the company (just over 100) and that average is 4.2. One reviewer said that even though the process may take a while, he appreciated the company's reliability in paying claims, earning his trust. Another mentioned that the claim process was "seamless and efficient." A negative reviewer ranted about calls not being returned when promised and claims process taking too long, while another mentioned long wait times, even calling the company "a giant scam." While not usual to have a mix of good and bad, the lower ratings kept the company from ranking higher for us.
A solid choice for a warranty
Since this company covers most of Canada with upfront pricing for warranties on all makes and models, we rank it as a solid choice. The potentially lengthy claims process keeps Autopair Warranty from being much higher, but with satisfied customers who trust the company, we suggest it as an option that may work very well for your vehicle's needs.
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Buying a car can sometimes feel like gambling. You're always wondering how long it will be until something goes wrong and the car needs a major repair. While you can't necessarily predict future events, many car buyers choose to purchase an additional extended car warranty to cover such expenses for a specified number of kilometres or model years.
When purchasing at a dealership, an extended warranty plan is often presented as something to consider. Did you know that you may qualify to get one even if you get your car from a private sale? Getting a car warranty could be a shrewd financial decision, depending on a number of factors, as purchasing a policy can help cushion you from major repair costs. The real question every driver needs to consider though is whether or not these policies are worth the financial investment. Many can be extremely pricey and list pages of exclusions. However, if you purchase from a reputable company, these extended warranties are absolutely worth the investment you'll make.
Did you know that you don't have to buy your extended car warranty from the dealership? Convenience aside, dealers can mark up their plans and often provide less coverage for more money. Savvy shopper that you are, you're going to check out independent companies that sell these plans so you can get one on your own.
Canada is home to several reputable auto warranty companies which provide complete coverage at great rates. Some companies are based in Canada while others simply service the country but are based elsewhere. One warranty company asserts that Canadians should consider consumer protection laws and be certain they are covered by a Canadian company in case of a dispute, though the choice is completely up to you.
Keep in mind that these plans can vary widely so you'll have to compare apples to apples when you look at prices. What repairs do you want to cover? Some people choose just the powertrain while others seek bumper-to-bumper protection. Electronic components will be included in many plans, but you're not going to get new brakes or other normal wear-and-tear items covered by a car warranty.
One thing you'll need to keep in mind with many car warranty plans is that you must maintain your car according to the manufacturer's schedule and be able to show a record of service from licensed repair facilities - meaning you can't change your own oil or brake pads if you want to qualify for coverage. In fact, some policies are voided if you work on your own car.
Also note that pre-existing conditions are not covered by most car warranty plans, even if you didn't know there was something wrong with your automobile. Some companies will require an inspection before they'll cover your car, while others suggest you have one done yourself.
There are many factors to consider when comparing extended auto warranty companies. Here are the top ones we keep at the forefront of our search:
At Top Consumer Reviews, we want to help you to be protected from costly repairs and unpleasant surprises. We've identified the most popular Canadian car warranty companies to review their services and rank them so you can choose the best option for your situation. It's our hope that this information allows you to keep driving smoothly once you encounter the inevitable breakdowns covered by your extended warranty.
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The Basics of Auto Warranties
Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.
Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.
Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.
If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.
Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.
Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.
When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.
Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.
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