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Ensurall Review

Tuesday, March 19th

2024 Canadian Car Warranty Reviews

Top Consumer Reviews Best-In-Class Blue Ribbon Award Ensurall Review 5 Star Rating

Ensurall

5 Star Rating
  • 3 plans to choose from
  • Can use any mechanic or repair facility, no network required
  • All plans include car rental allowance and trip interruption benefits
  • "A+" rated and accredited by the BBB
  • In business for nearly 50 years
  • Not available in British Columbia, Saskatchewan and Alberta
Top Consumer Reviews Best-In-Class Blue Ribbon Award

Ensurall, a family-owned Canadian business with almost 50 years of experience, has been a stalwart in protecting car owners from hefty repair costs. Fully insured by Unica Insurance, a subsidiary of La Capitale General Insurance, Ensurall has maintained an "A+" rating and accreditation from the BBB for decades.

3 tiers of service

For warranty coverage here, you can choose from three plans: Powertrain Plus, Essential Components, and Fully Loaded Coverage, each providing well-rounded benefits tailored to your car's needs and your budget. We encourage you to look at the handy comparison chart on the Ensurall site, so that you'll know what's covered and what's not. But, it tends to follow what you'd normally see elsewhere: Powertrain Plus covers powertrain/seals and gaskets/AC/electronics, Essential Components adds on ignition systems/suspension/brakes, and so on.

Best coverage for cars under 6 years old

Ensurall's plans are particularly attractive for cars under 6 years old, offering higher coverage eligibility without per-claim maximums.

Start quote process online, finish with a phone call

To see your options, click on the "free quote" button, and provide details about your car, including its year, make, model, odometer reading, purchase price, and special features. However, keep in mind that the quote process involves waiting for an Ensurall representative to reach out via phone or email.

Best Canadian Car Warranties

Perks include your choice of mechanic and car rental allowance

Regardless of your plan, you have the freedom to choose any mechanic when you're ready to make a claim, and every plan includes trip interruption benefits and a car rental allowance for extended repairs.

#1 for customer satisfaction

Although there are a few limitations here (they won't cover cars more than 10 years old, and plans aren't offered to residents of British Columbia, Saskatchewan and Alberta), Ensurall really stands out with respect to customer satisfaction. We found review after review from loyal clients who said they've used Ensurall to cover multiple vehicles over many years. "Over the 5 years of the policy, I had four repairs that were covered" and "I would not hesitate to purchase an additional warranty from Ensurall down the road" (from a customer who purchased two policies) are just two examples of the glowing praise from happy Canadians who have trusted these auto warranty policies.

Still our first choice for car warranties in Canada

Ensurall continues to be our #1 pick among Canadian car warranty options. There are no hidden costs or surprises when it's time to make a claim, customers are almost universally thrilled with the value of their policies, and you can trust Ensurall will have your back. This should be the first place you look for an auto warranty in Canada.

Where is the Best Place to Get a Car Warranty Plan in Canada?

Whether you're buying a brand new car or a gently used resale, the prospect of an extended warranty plan may be on your radar. An extended warranty could be a shrewd financial decision, to help you have a cushion against the inevitable costs of future repairs.

Are extended warranties worth the investment? From a reputable company, absolutely. We've all experienced the frustration of a major malfunction just as the manufacturer's coverage runs out - or, even worse, a mere few days after driving that "as-is" car off the used car lot.

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Canadian Car Warranty FAQ

There are lots of companies offering warranty coverage for your car. They work very similarly to health insurance: you'll pay more for higher coverage, some things are covered and some aren't, and your policy will have a time limit. You can shop around for auto warranty plans just like insurance, too: you don't have to go with the plans offered at the dealership.
That depends on your car and your coverage. On a new vehicle, you might pay $25/month for bumper-to-bumper coverage, but an older vehicle's premium could be three times that. You can usually pay in full or monthly, with no difference in total cost.
The cost of your auto warranty will never be cheaper than when your car is new. But, you'll want to read the terms of your plan very carefully. While warranty plans at the dealership usually start from the time the manufacturer's warranty runs out, third-party plans often start from the date you purchase them. That could mean you're paying twice for the same coverage.
Probably. Each provider sets the limit for coverage, but there are options for cars with up to 150,000 miles! Most auto warranty plans are available for cars that are 20 years old or newer.
YES! The most important part of choosing an auto warranty plan is knowing what's covered and what isn't! Even comprehensive plans don't cover items with normal wear-and-tear, like brake pads and tires. The most user-friendly plans usually give you a list of what isn't covered - and if it's not on that list, it's covered!
Sometimes, but it's usually limited to the first 30 days after the purchase date. Again, be sure to read the terms of your auto warranty plan very carefully, to avoid any unpleasant surprises when you go to use your policy for the first time.
Almost all plans let you use the mechanic of your choice. Some providers will reduce your deductible if you go to one of their network partners.
Despite all of the annoying spam phone calls you've gotten, desperately trying to contact you about the expiring warranty on your car, auto warranty plans are a real thing. And, when you choose a plan from a reputable provider, you can save thousands of dollars on car repairs.
Compare the Best Reviews

Continued from above...

But here's a nugget of wisdom: buying the extended warranty directly from the dealer might not be your savviest move. Dealers often slap on hefty mark-ups, and their coverage might not be as comprehensive or flexible as you'd like. Fortunately, Canada boasts several reputable auto warranty companies, providing stellar coverage at competitive prices.

Now, let's get into the nitty-gritty of what these extended warranty plans entail. Similar to car insurance, these plans range from covering just the major systems, like the powertrain, to offering comprehensive bumper-to-bumper protection, excluding only normal wear and tear. So, while they'll handle your in-dash electronics going haywire, don't expect them to foot the bill for your fresh set of brakes or wiper blades.

As you embark on the quest to find the ideal car warranty plan in Canada, keep these essential factors top of mind to guide your decision-making:

  • Coverage. Make sure you're crystal clear on what's covered and what's not. Opt for a plan that offers you the most coverage within your budget.
  • Service. Be aware of what you'll have to do to get repairs done. Is it required that you use an in-network mechanic, or is the repair shop of your choice fair game? Will you front the repair costs and turn in the receipts for reimbursement, or does the warranty company settle the bill directly with the mechanic?
  • Reputation. What's the word on the street as you look into customer experiences? Are claims processed smoothly? Does the provider enjoy a solid rapport with both customers and mechanics?
  • Price. How much will you pay for your auto warranty coverage? Is it a one-time lump sum or a monthly commitment? And, most importantly, how long before it kicks in - especially if your new vehicle still has a manufacturer's warranty lasting a year or more?

For a comprehensive rundown of your options in the Canadian car warranty marketplace, check out the reviews here at Top Consumer Reviews. Our experts have meticulously reviewed and ranked the best choices, arming you with the knowledge to pick the perfect plan for your vehicle. We're confident that your chosen warranty plan will provide the peace of mind that accompanies knowing you're covered when the unexpected road bumps appear!

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