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Obvi Review

Thursday, May 30th

2024 Canadian Car Warranty Reviews

Obvi Review 4 Star Rating

Obvi

4 Star Rating
  • 3 plans to choose from
  • Available for most vehicles up to 10 years old and under 200,000 km
  • Only available for vehicles in British Columbia, Alberta, Saskatchewan and Manitoba
  • No inspection required for vehicles that still have a comprehensive manufacturer's warranty
  • Can see any mechanic you prefer
  • $100 deductible per claim, some plans have $0 deductible
  • "A+" and accredited by the BBB

Embarking on the road of vehicle ownership comes with its share of uncertainties, and Canadian car owners have found help within the comprehensive and cost-effective car warranty plans offered by Obvi. With nearly a decade of operation, this company has emerged as a reliable ally for drivers seeking financial protection against unexpected repair costs.

Choose from 3 plans

With a steadfast commitment to delivering value, Obvi stands out by offering comprehensive and cost-effective car warranty plans that address the financial concerns associated with unexpected repair costs:

  • Powertrain Plus: covers critical vehicle components like the engine, transmission, turbo/supercharger, transfer case, drive axle, and more. This is ideal for vehicles with mileage from 80,000-200,000KM
  • Premium: if your car has fewer than 160,000KM, you qualify for this upgraded warranty plan. It gives you the benefits of the Powertrain Plus, as well as additional coverage for high-tech systems, electrical, heating/cooling, and so on.
  • Elite: offered for vehicles with fewer than 100,000KM, this package provides the ultimate in protection by excluding only a few components (like wearable parts) and by covering components and labour.

Affordable and can be paid in full or on a monthly plan

Affordability takes center stage with Obvi, and an instant quote provides a transparent view of the costs associated with your chosen plan. With payment options ranging from 3 to 24 monthly payments (unless you prefer to pay in full), Obvi makes comprehensive coverage accessible to a broader audience. You can also opt for plans with $0 deductible, though the $100 deductible option isn't exactly cost-prohibitive itself. We love that, during the online quote process, you can find out exactly what your warranty will cost: no need to wait for someone to contact you. On a basic, relatively new Honda Civic with some manufacturer warranty remaining, the top-tier package only cost $1,738 plus tax for 7 years of coverage when we ran the quote

Best Canadian Car Warranties

Only offered in four provinces

While Obvi's roots are firmly planted in Western Canada, currently serving British Columbia, Alberta, Saskatchewan, and Manitoba, its strategic growth plans hint at a broader reach in the future. Still, since that service area hasn't changed since our previous evaluation, we're disappointed that Obvi hasn't expanded to cover more Canadians quite yet.

No inspection if you're still covered by manufacturer warranty

One notable feature that sets Obvi apart is its approach to vehicle inspections. For those still enjoying the protection of a comprehensive manufacturer's warranty, Obvi skips the inspection requirement, streamlining the process for eligible candidates. This user-friendly aspect aligns with Obvi's commitment to making getting a car warranty as hassle-free as possible.

Use any mechanic you like

Flexibility is a cornerstone of Obvi's offerings, providing vehicle owners the liberty to choose any mechanic or repair facility. This freedom empowers customers to address their vehicle's needs on their terms.

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Great reputation

In its near decade of operation, Obvi has earned its stripes. The company's dedication to transparency, integrity, and customer satisfaction is underscored by its impressive "A+" rating and accreditation from the Better Business Bureau (with no complaints).

Excellent option if you're in their coverage area

If you live somewhere that Obvi serves and your vehicle is eligible, we encourage you to get an online warranty quote right away. You'll love the transparency in pricing and the ability to use any mechanic you already know and trust. We really hope to see Obvi expand its reach in the future, because we really like what they have to offer for auto warranties in Canada.

Where is the Best Place to Get a Car Warranty Plan in Canada?

Whether you're buying a brand new car or a gently used resale, the prospect of an extended warranty plan may be on your radar. An extended warranty could be a shrewd financial decision, to help you have a cushion against the inevitable costs of future repairs.

Are extended warranties worth the investment? From a reputable company, absolutely. We've all experienced the frustration of a major malfunction just as the manufacturer's coverage runs out - or, even worse, a mere few days after driving that "as-is" car off the used car lot.

The Best Canadian Car Warranties Compare Canadian Car Warranties Compare Canadian Car Warranty Reviews What are the best Canadian Car Warranties Best Canadian Car Warranty Reviews

Canadian Car Warranty FAQ

There are lots of companies offering warranty coverage for your car. They work very similarly to health insurance: you'll pay more for higher coverage, some things are covered and some aren't, and your policy will have a time limit. You can shop around for auto warranty plans just like insurance, too: you don't have to go with the plans offered at the dealership.
That depends on your car and your coverage. On a new vehicle, you might pay $25/month for bumper-to-bumper coverage, but an older vehicle's premium could be three times that. You can usually pay in full or monthly, with no difference in total cost.
The cost of your auto warranty will never be cheaper than when your car is new. But, you'll want to read the terms of your plan very carefully. While warranty plans at the dealership usually start from the time the manufacturer's warranty runs out, third-party plans often start from the date you purchase them. That could mean you're paying twice for the same coverage.
Probably. Each provider sets the limit for coverage, but there are options for cars with up to 150,000 miles! Most auto warranty plans are available for cars that are 20 years old or newer.
YES! The most important part of choosing an auto warranty plan is knowing what's covered and what isn't! Even comprehensive plans don't cover items with normal wear-and-tear, like brake pads and tires. The most user-friendly plans usually give you a list of what isn't covered - and if it's not on that list, it's covered!
Sometimes, but it's usually limited to the first 30 days after the purchase date. Again, be sure to read the terms of your auto warranty plan very carefully, to avoid any unpleasant surprises when you go to use your policy for the first time.
Almost all plans let you use the mechanic of your choice. Some providers will reduce your deductible if you go to one of their network partners.
Despite all of the annoying spam phone calls you've gotten, desperately trying to contact you about the expiring warranty on your car, auto warranty plans are a real thing. And, when you choose a plan from a reputable provider, you can save thousands of dollars on car repairs.
Compare the Best Reviews

Continued from above...

But here's a nugget of wisdom: buying the extended warranty directly from the dealer might not be your savviest move. Dealers often slap on hefty mark-ups, and their coverage might not be as comprehensive or flexible as you'd like. Fortunately, Canada boasts several reputable auto warranty companies, providing stellar coverage at competitive prices.

Now, let's get into the nitty-gritty of what these extended warranty plans entail. Similar to car insurance, these plans range from covering just the major systems, like the powertrain, to offering comprehensive bumper-to-bumper protection, excluding only normal wear and tear. So, while they'll handle your in-dash electronics going haywire, don't expect them to foot the bill for your fresh set of brakes or wiper blades.

As you embark on the quest to find the ideal car warranty plan in Canada, keep these essential factors top of mind to guide your decision-making:

  • Coverage. Make sure you're crystal clear on what's covered and what's not. Opt for a plan that offers you the most coverage within your budget.
  • Service. Be aware of what you'll have to do to get repairs done. Is it required that you use an in-network mechanic, or is the repair shop of your choice fair game? Will you front the repair costs and turn in the receipts for reimbursement, or does the warranty company settle the bill directly with the mechanic?
  • Reputation. What's the word on the street as you look into customer experiences? Are claims processed smoothly? Does the provider enjoy a solid rapport with both customers and mechanics?
  • Price. How much will you pay for your auto warranty coverage? Is it a one-time lump sum or a monthly commitment? And, most importantly, how long before it kicks in - especially if your new vehicle still has a manufacturer's warranty lasting a year or more?

For a comprehensive rundown of your options in the Canadian car warranty marketplace, check out the reviews here at Top Consumer Reviews. Our experts have meticulously reviewed and ranked the best choices, arming you with the knowledge to pick the perfect plan for your vehicle. We're confident that your chosen warranty plan will provide the peace of mind that accompanies knowing you're covered when the unexpected road bumps appear!

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