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Saturday, October 16th
ID Shield is a member of the Legal Shield brand family, a company that has been in operation for the better part of 50 years. This comprehensive, trustworthy credit monitoring company earns our highest recommendation among Canadian paid subscription services.
Most Affordable Pricing For Individuals And Families Too
This company keeps it simple with only one selection to make: monitoring for an individual or for a family, which includes a couple and up to 10 dependent children. ID Shield is surprisingly affordable, with monthly prices of $12.95 for one person and $24.95 for the family plan.
Despite having much lower costs than many other paid platforms, this service is very robust with the coverage they provide. ID Shield monitors your TransUnion credit history, triggering an alert every time your Personally Identifiable Information (PII) shows up on a credit check. Their intelligent analytics also track your PII on the dark web, as well as any uses of your email addresses, phone numbers, driver's license and passport, and much more.
Help Provided If Identity Theft Occurs
If you become the victim of identity theft while subscribing to ID Shield, their specialists will give you comprehensive reputation and financial restoration. This may include working with law enforcement personnel to clear your name, with credit card companies and financial institutions, and so forth. You can also work with a certified identity theft specialist to get personalized guidance on protecting your privacy, reputation and PII online.
We appreciate that ID Shield makes it clear that they are focused on the needs of Canadian residents. As a subscriber, you'll get address monitoring through the Canada Post Change of Address Database, plus regular scanning of Canadian public directories on the internet. Your Canadian Medical IDs are also monitored, and your ID Shield membership will help you access your medical data reports and correct any inaccurate details you find there.
Glowing Customer Feedback
Best of all ID Shield has received a lot of positive feedback. More than 90% of its customers give the service a 5-star rating, with lots of reports of super-quick alerts when fraud is detected, friendly representatives who are glad to answer questions and offer help, and clients who say that this credit monitoring is well worth the small monthly fee. The Better Business Bureau agrees, giving ID Shield a flawless "A+" rating and accreditation as well.
Best Choice For Paid Credit Monitoring In Canada
Credit monitoring doesn't have to be complicated - or expensive. ID Shield provides Canadian consumers the best level of service at a very affordable price, especially for large families who want to protect the credit of parents and children alike. This company receives our highest recommendation among paid credit monitoring providers in Canada today.
You might remember the days when you had to pay $20 every time you wanted to access your credit score. Not anymore! These days, most banks give you free access to your score just for having an account. There are also several free services that provide your credit score on a weekly or monthly basis.
But, what if you want to keep a closer eye on your finances? Or you want alerts if any suspicious activity is detected on one of your accounts? You're smart to think that way: according to the Canadian Anti-Fraud Centre (CAFC), approximately 27,000 Canadians experience identity theft every year, but only 29% of people they surveyed actually check their credit reports regularly as a means of protecting their personal information.
That's where credit monitoring services come in. You have several options to choose from, ranging from those free services mentioned earlier to monthly subscriptions that go much more in-depth to monitor your accounts, alert you if anything unusual comes up, and may even help you recover if you become a victim of identity theft.
Which Canadian credit monitoring provider is right for you? That depends on what you're looking for, and here are several criteria to keep in mind that can help you decide:
TopConsumerReviews.com has reviewed and ranked the best credit monitoring services for Canadians. We hope this information helps you understand your credit score, keep track of your credit usage, and continue to establish healthy credit habits well into the future.
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