Monday, July 7th
2025 Car Title Loan Provider Reviews
Max Cash Title Loans
- Refers you to partner lenders
- Available in 38 states
- Has helped connect applicants with over $100 million in title loans
- Same-day and next-day funding available
- Get your money via check, direct deposit, or in person at MoneyGram
- "A+” rated and accredited by the BBB
- In business since 2009
Max Cash is a one-stop shop for finding a car title loan provider, as well as several other types of borrowing (like personal loans, installment loans, credit cards, and more). The title loan department has been in operation since 2009, connecting millions of clients with over $100M in funding.
38 states in the service area
Max Cash is one of the farthest-reaching car title loan services on our list, available to residents of 38 states. That's not as much as they used to cover (49 states, the last time we evaluated this company), but that's par for the course in the industry: states change their rules and regulations all the time, so it's unlikely you'll find a company that works in all 50 states. Just make sure that you live in one of the places where Max Cash can fund your auto title loan.
Start online, finish over the phone
Start by clicking on the "Apply Now” button. Put in the usual details about your car, then your contact information and income info. We really liked that the last dropdown offered the option of "Yes, I agree but do not text me” instead of forcing us to accept marketing contacts that way. Once you hit submit, you'll usually get a message that says your application has been submitted.
Receive quote over the phone
You'll also be invited to get your free credit score through another service, but that's optional. Also note, you won't be given a quote on your car title loan immediately. Instead, one of their representatives will reach out and walk you through all the loan offers available through the Max Cash network of title lenders.
Multiple ways to receive your funds
Once you've chosen the loan and lender you like, and your final application is approved, you could get your funds the same day or the one following. Max Cash makes it easy: choose to receive the money via direct deposit, check, or even pick it up at a MoneyGram location convenient to you.
Top marks from the BBB
Max Cash's reputation is very positive, including an "A+” rating and accreditation from the Better Business Bureau, with zero complaints filed there. That's almost unheard of in the car title loans industry. Although we couldn't find the Google reviews featured on the site, we were still able to find plenty of customer reviews elsewhere that described the process as simple and unpressured.
#1 for car title loans
Max Cash remains at the top of our list for car title loans. They've got one of the widest service areas in the industry, a stellar reputation, and a long track record of connecting everyday people with the money they need. We encourage you to fill out their easy online form and see what Max Cash can do for you.
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The 8 Best Car Title Loan Providers
Where Can You Find the Best Car Title Loans?
If you find yourself facing unexpected financial challenges, you're not alone. Many individuals encounter sudden expenses that demand immediate attention. In times of urgency, when traditional financing options may not be quick enough to get the bills paid, car title loans can be a viable solution.
How exactly does this type of loan work? If you own a vehicle outright, you can use its title as collateral to qualify for a short-term loan. The beauty of this arrangement is that you don't have to park your car during the loan period. In fact, you can continue to use it as usual until the loan is fully repaid, and the title is signed back over to you.
Car Title Loan Provider FAQ
Continued from above...
One of the advantages of car title loans is that they often don't heavily weigh your credit history. The focus is on the collateral - your car's value - which makes this type of loan more accessible even if your credit score is less than stellar. However, this also comes with a warning: failing to repay the loan could result in the loss of your car, and the loan amount is capped at your vehicle's appraised value. So, while it's a great option for those with valuable cars, those driving older or less valuable vehicles might not benefit as much.
Another crucial aspect to consider is the high-interest rates associated with car title loans. It's not uncommon for these rates to reach triple digits. Before committing to such a loan, it's in your best interests to exhaust all of the options with lower interest rates first.
Your search for a car title loan provider can begin online. Keep in mind that most sites work as a referral service. They don't usually give you the money themselves, but instead connect you with partners in their network. That's largely because you'll always have to present your title in person somewhere.
All that being said, some websites are much better than others when choosing a car title lender. Here are some factors that can help you sort the good from the bad:
- Service area. First and foremost, make sure the site serves people in your state. Most car title loan sites aren't nationwide, so check out which locations are included before you give them your contact info.
- Ease of use. How easy do they make it to use their service? Does the website look outdated, or does it have typos that make you question whether or not they're legit?
- Reputation. Car title loans don't come with the most positive vibes in the world of finance, but they're a necessary option. How well does the lender or referral service do with matching borrowers in need with services that won't take advantage of them? Has the Better Business Bureau weighed in on the company with a strong rating or a low grade?
Navigating the landscape of car title loans can be challenging, but TopConsumerReviews.com has done the legwork to evaluate and rank the best options available today. Taking advantage of this information can help you secure the financial help you need right now, and hopefully relieve some of your money worries at the moment!
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