We evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.

Max Cash Title Loans Review

Monday, July 7th

2025 Car Title Loan Provider Reviews

Top Consumer Reviews Best-In-Class Blue Ribbon Award Max Cash Title Loans Review 5 Star Rating

Max Cash Title Loans

5 Star Rating
  • Refers you to partner lenders
  • Available in 38 states
  • Has helped connect applicants with over $100 million in title loans
  • Same-day and next-day funding available
  • Get your money via check, direct deposit, or in person at MoneyGram
  • "A+” rated and accredited by the BBB
  • In business since 2009
Top Consumer Reviews Best-In-Class Blue Ribbon Award

Max Cash is a one-stop shop for finding a car title loan provider, as well as several other types of borrowing (like personal loans, installment loans, credit cards, and more). The title loan department has been in operation since 2009, connecting millions of clients with over $100M in funding.

38 states in the service area

Max Cash is one of the farthest-reaching car title loan services on our list, available to residents of 38 states. That's not as much as they used to cover (49 states, the last time we evaluated this company), but that's par for the course in the industry: states change their rules and regulations all the time, so it's unlikely you'll find a company that works in all 50 states. Just make sure that you live in one of the places where Max Cash can fund your auto title loan.

Start online, finish over the phone

Start by clicking on the "Apply Now” button. Put in the usual details about your car, then your contact information and income info. We really liked that the last dropdown offered the option of "Yes, I agree but do not text me” instead of forcing us to accept marketing contacts that way. Once you hit submit, you'll usually get a message that says your application has been submitted.

Receive quote over the phone

You'll also be invited to get your free credit score through another service, but that's optional. Also note, you won't be given a quote on your car title loan immediately. Instead, one of their representatives will reach out and walk you through all the loan offers available through the Max Cash network of title lenders.

Best Car Title Loan Providers

Multiple ways to receive your funds

Once you've chosen the loan and lender you like, and your final application is approved, you could get your funds the same day or the one following. Max Cash makes it easy: choose to receive the money via direct deposit, check, or even pick it up at a MoneyGram location convenient to you.

Top marks from the BBB

Max Cash's reputation is very positive, including an "A+” rating and accreditation from the Better Business Bureau, with zero complaints filed there. That's almost unheard of in the car title loans industry. Although we couldn't find the Google reviews featured on the site, we were still able to find plenty of customer reviews elsewhere that described the process as simple and unpressured.

#1 for car title loans

Max Cash remains at the top of our list for car title loans. They've got one of the widest service areas in the industry, a stellar reputation, and a long track record of connecting everyday people with the money they need. We encourage you to fill out their easy online form and see what Max Cash can do for you.

Where Can You Find the Best Car Title Loans?

If you find yourself facing unexpected financial challenges, you're not alone. Many individuals encounter sudden expenses that demand immediate attention. In times of urgency, when traditional financing options may not be quick enough to get the bills paid, car title loans can be a viable solution.

How exactly does this type of loan work? If you own a vehicle outright, you can use its title as collateral to qualify for a short-term loan. The beauty of this arrangement is that you don't have to park your car during the loan period. In fact, you can continue to use it as usual until the loan is fully repaid, and the title is signed back over to you.

The Best Car Title Loan Providers Compare Car Title Loan Providers Compare Car Title Loan Provider Reviews What are the best Car Title Loan Providers Best Car Title Loan Provider Reviews

Car Title Loan Provider FAQ

A car title loan uses your vehicle as collateral for short-term borrowing. The amount of money you qualify to receive depends on the value of your car: you won't get Porsche-level dollars for a Pontiac! You turn in your car title to the lender and get it back when the loan is paid in full.
These loans are usually for consumers who don't qualify for more traditional forms of lending, due to a poor credit history or other circumstances. Also, most loans don't require collateral like a vehicle title to secure the funding.
Completing an online loan application can typically be done in just a few minutes. The rest depends on how close you are to an in-person location where the lender will collect your vehicle title and finish the application process. Some services can have your funds deposited within a few hours of turning in your car title.
These loans are considered to be short-term, so it's common for you to only have 15 to 30 days to pay it back. You definitely want to be careful to only use a car title loan if you anticipate having the money to pay off the loan in the near future!
A LOT, in all sincerity. APRs for car title loans can reach as high as 300%! Again, these loans are often a last resort when people have maxed out their credit cards, have no money in savings, and don't qualify for a more traditional form of lending.
Yes! That's one of the benefits of a car title loan: you can still use the vehicle to go to work, school, or anywhere else you need.
Plain and simple, you lose your car. The lender has the right to repossess it if you don't pay back the loan on time. However, some lenders might offer to extend your loan terms - for a fee, of course.
Yes, but there are lenders that are reputable and ones that are anything but. Plus, these loans should only be used under the most dire of circumstances, because they come with extremely high interest rates and severe consequences if you don't pay them back in a relatively short period of time.
Compare the Best Reviews

Continued from above...

One of the advantages of car title loans is that they often don't heavily weigh your credit history. The focus is on the collateral - your car's value - which makes this type of loan more accessible even if your credit score is less than stellar. However, this also comes with a warning: failing to repay the loan could result in the loss of your car, and the loan amount is capped at your vehicle's appraised value. So, while it's a great option for those with valuable cars, those driving older or less valuable vehicles might not benefit as much.

Another crucial aspect to consider is the high-interest rates associated with car title loans. It's not uncommon for these rates to reach triple digits. Before committing to such a loan, it's in your best interests to exhaust all of the options with lower interest rates first.

Your search for a car title loan provider can begin online. Keep in mind that most sites work as a referral service. They don't usually give you the money themselves, but instead connect you with partners in their network. That's largely because you'll always have to present your title in person somewhere.

All that being said, some websites are much better than others when choosing a car title lender. Here are some factors that can help you sort the good from the bad:

  • Service area. First and foremost, make sure the site serves people in your state. Most car title loan sites aren't nationwide, so check out which locations are included before you give them your contact info.
  • Ease of use. How easy do they make it to use their service? Does the website look outdated, or does it have typos that make you question whether or not they're legit?
  • Reputation. Car title loans don't come with the most positive vibes in the world of finance, but they're a necessary option. How well does the lender or referral service do with matching borrowers in need with services that won't take advantage of them? Has the Better Business Bureau weighed in on the company with a strong rating or a low grade?

Navigating the landscape of car title loans can be challenging, but TopConsumerReviews.com has done the legwork to evaluate and rank the best options available today. Taking advantage of this information can help you secure the financial help you need right now, and hopefully relieve some of your money worries at the moment!

See the Best Car Title Loan Provider
The Best Reviews of Car Title Loan Providers