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Sunday, October 1st
Money Management International (MMI) is a non-profit credit counseling agency that was founded in 1958. It provides a variety of services to help people manage their finances, with offices across the United States and providing services in both English and Spanish. MMI is accredited by the National Foundation for Credit Counseling (NFCC) and has helped over 8 million people with their financial challenges.
Wide range of credit counseling types
MMI has a team of certified credit counselors who work with clients one-on-one to provide customized solutions based on their specific financial situation. They strive to help clients achieve long-term financial stability and offer ongoing support and guidance throughout the process. This credit counseling provider offers a range of services to help individuals and families improve their financial well-being. Some of the services they offer include:
Unique counseling for disaster survivors
One service offered by MMI that we didn't see anywhere else is Disaster Recovery Counseling. If you've been affected by an earthquake, hurricane, tornado, or any other natural disaster, you can access this free service that will help you assess the impact, develop a recovery plan, give you assistance with FEMA and insurance paperwork, and provide monthly support from a recovery specialist.
Money Management International has an excellent reputation. The Better Business Bureau gives the organization a perfect "A+" rating and accreditation and only 13 complaints filed there over the last three years, all of which received an appropriate, timely response from MMI. When you jump over to client feedback on Trustpilot, it gets even more impressive: a 4.9 out of 5-star average across 1,700+ ratings - that's over 1,500 people who have given this service a flawless rating.
Excellent feedback from clients
People who have used this service for credit counseling say that the representatives are helpful and experienced, and they don't make you feel ashamed for being in whatever situation you're currently experiencing. Many people specifically mention how much they've saved through MMI's debt management plans - in the neighborhood of $25,000. Our favorite comment said that they recommend MMI to anyone who needs a "good second chance" when it comes to finances.
Great choice for many types of credit counseling
With decades of experience and millions of people helped through their credit counseling services, MMI is an easy choice for a top consumer credit service. They offer all of the services you'll find with their rivals, plus a few extras that are quite unique within the industry. You'll be in excellent hands if you reach out to Money Management International to get you started with the credit counseling you need.
Credit counseling services can be incredibly helpful to individuals who are struggling with debt, looking to improve their credit score, or simply need guidance on financial planning. However, with so many options available, it can be difficult to know where to turn for the best counseling services.
One of the primary benefits of credit counseling is that it can provide you with a comprehensive assessment of your financial situation. This assessment takes into account your income, expenses, debts, and assets, and helps identify areas where you may be overspending or under-saving. Based on this assessment, the credit counselor can provide personalized advice to you on how to create a budget that aligns with your financial goals.
Another benefit of credit counseling is that it can help you develop a plan to pay off your debts. This plan may involve consolidating debts, negotiating with creditors, or creating a debt repayment plan. By working with a credit counselor, you can develop a debt repayment plan that is tailored to your specific financial situation, which can help you achieve financial freedom more quickly.
In addition to debt repayment, credit counseling can also provide education and resources on how to manage credit and financial products. This education can help you make informed decisions about credit cards, loans, and other financial products, which can improve your credit scores and make it easier to access credit in the future. By learning about the different types of credit products available, you can choose the products that are best suited to your financial goals and needs.
The first step in finding the best credit counseling service is to identify your specific needs. Are you currently dealing with significant credit card debt? Are you looking for guidance on how to improve your credit score? Do you need help with financial planning or budgeting? Depending on your situation, you may need to seek out a credit counseling service that specializes in a particular area of financial counseling.
Once you have a clear understanding of your needs, you can begin your search for the best credit counseling service for you. A good place to start is by checking with non-profit credit counseling organizations, as they typically offer free counseling services and may also be able to direct you to resources that can help you better manage your finances.
There are also a number of for-profit credit counseling services available, many of which offer free consultations to help you determine whether their services are right for you. When considering a for-profit credit counseling service, it's important to do your research and make sure that the organization is reputable and has a solid track record of success.
When evaluating any credit counseling service, be sure to consider these factors as well:
Ultimately, the best credit counseling service for you will depend on your individual needs and situation. Top Consumer Reviews has done the hard work of researching all of today's most popular credit counseling providers, making it easy for you to choose the one that will best help you make better financial decisions and achieve your goals.
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