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Monday, July 26th
Credit Sesame is a free credit monitoring service that provides a VantageScore (may vary a bit from a FICO score) to consumers to help them gauge their financial trajectory. Unless you choose to upgrade to their Platinum Protection membership, you will never be asked for credit card information. Their handy app allows you to easily check your credit report, get alerts, and browse products whenever you want. Credit Sesame is a great option for individuals looking for basic credit monitoring services at no cost.
Equifax has lots of credit monitoring options at affordable pricing for consumers. Their major downfall is their poor reputation that has lingered since a major data breach in 2017. For those willing to overlook this major event and put trust in the future of Equifax, the features offered through the company many prove valuable.
Where is the best place to monitor your credit? In order to purchase a home, buy a car, or obtain almost any kind of loan, you need good credit and history. Falling behind on credit card payments, making too many expensive purchases, opening multiple credit card accounts, filing for bankruptcy, not paying monthly bills, and other factors may cause your credit score to drop significantly. On the flip side, staying on top of credit card payments, paying bills right away, and paying off loans are a few of the ways you can build a fantastic credit score.
Staying aware of your current credit score and proactively working to keep it up will help you, in almost all, financial aspects of your life. During the interview process, companies looking to hire may even request access to a modified credit report to check for signs of financial distress. This helps companies know if candidates may be at risk for committing theft or fraud. With new online services, you can easily access your credit score and stay on the road to financial success.
Aside from working to qualify for a loan or your next big career move, a big issue in the world today is identity theft. It is estimated that nine million Americans are victims of identity theft each year. Sometimes this can be caught by watching to see if your credit score takes a major hit. If this is the case, you can dispute the credit report and work to fix the problem. Working with a credit monitoring company that has good customer service to help you through potential issues is important.
Before choosing a credit monitoring service, we suggest you keep the following criteria in mind:
To help you identify the best credit monitoring service, TopConsumerReviews.com has reviewed and ranked a variety of options. We hope this information helps you find a credit monitoring company that will provide a good experience for you!
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Mon, 26 Jul 2021