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Saturday, March 2nd
Think of Aura as your all-in-one resource for credit monitoring, identity protection, internet safety, and so much more. The panorama of features offered here go above and beyond anything you'll find with the other platforms on our list, but with one caveat: if you're looking into credit monitoring strictly with an eye towards improving your credit (to apply for a mortgage or loan, for example) and you need tools to help manage your finances, Aura might not be the ideal fit. On the other hand, if you want to get the absolute most for your money with a comprehensive protection package, Aura is the only way to go.
Comprehensive suite of features for all subscribers
One refreshing aspect of Aura is that all members get the exact same features: you don't have to compromise on getting protection or information because you're not sure you can afford the top-tier service. Instead, your only decision here is if you're subscribing as an individual, couple, or family.
Credit monitoring and much more
And what are those all-inclusive features? They're almost too long to list, but we'll try. Aura breaks it down into three categories:
Affordable with or without annual billing
Are you thinking this is going to cost an arm and a leg? It's not. If you pay month-to-month, the pricing is comparable with other credit monitoring options we evaluated at $20/month for an individual, $35/month for a couple, and $65/month for a family. But, if you opt to pay annually, that comes with huge savings - dropping your per-month cost down to $12, $22, and $32, respectively.
14-day free trial, 60-day money-back on annual plans
Now you might be wondering what happens if you go for that annual plan and decide that Aura's credit monitoring isn't for you. Fortunately, the company has thought of that too: you can get a 14-day free trial, and even after that you can take advantage of a 60-day money-back guarantee when you choose annual billing. Aura really wants you to love their service, and they're pretty confident that you will.
And, as you'd expect from a top-ranking credit monitoring provider, Aura does get plenty of praise. The Better Business Bureau gives the company a perfect "A+" rating with accreditation, and while there were a few dozen complaints filed there over the last year, Aura reps respond every single time - and typically with the approach of "the customer is always right" . Turning to customer feedback on Trustpilot, we found almost 2500 five-star reviews from clients who say that the credit monitoring is absolutely on point here. Notifications of alerts come through almost immediately every single time, and Aura reps are on standby to help answer questions or fix identity theft issues.
#1 option for comprehensive credit monitoring
For just about everyone, Aura is going to be the most comprehensive credit monitoring service out there. You get a ton for your money, and it makes covering everyone in your household extremely affordable. Unless you've got a laser-sharp focus on credit monitoring alone and don't want all the extras, this is the first option you'll want to consider. We love Aura and we're pretty sure you will too.
In today's interconnected digital world, maintaining a strong credit profile is essential. That's where credit monitoring services come into play - valuable tools to safeguard your financial well-being and keep you informed about your credit health. These services provide continuous oversight of your credit report and alert you to any significant changes.
Credit monitoring lets you to detect and respond swiftly to potential threats like identity theft, fraud, or errors on your credit reports. They do this by sending you alerts via email or text whenever there are significant changes in your credit report. They offer ongoing monitoring of your credit reports from major credit bureaus, allowing you to stay vigilant without manual effort. Moreover, many credit monitoring services provide educational resources and tips for improving your credit scores and managing debt.
In the unfortunate event of identity theft, reputable credit monitoring services often offer assistance in resolving issues and restoring your credit, providing you with valuable support and guidance during a challenging time. It's important to note that credit monitoring primarily focuses on credit-related activities and may not detect all forms of identity theft or fraud, such as medical or criminal identity theft.
Additionally, you may receive alerts for legitimate actions, which could lead to unnecessary concern or alert fatigue. And, it's crucial to understand that credit monitoring services can't prevent or stop fraudulent activities; they can only provide information and alerts, underscoring the importance of your own proactive vigilance in protecting your financial well-being.
Now that you understand what credit monitoring can (and can't) do for you, how do you choose which option is right for you? There are a lot of similarities among providers of this service, and it can get frustrating trying to sort out the minute differences that could impact your decision.
Consider these factors that might illuminate those differences and make it clearer which one you should choose:
Credit monitoring services offer you valuable tools to protect your financial well-being and maintain a healthy credit profile, and Top Consumer Reviews has done the legwork to make it easy to compare today's most popular providers. We're confident that this information will empower you to take control of your financial life and stay on top of your credit profile.
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