The Best Credit Repair Companies

Wednesday, January 20th

2021 Credit Repair Company Reviews

Sky Blue Credit

For almost 30 years, Sky Blue Credit has been working hand-in-hand with clients to help them improve their credit history. Their rates are the lowest on the market while offering the same services as the highest-priced competitors, and their no-questions-asked, 90-day satisfaction guarantee is unrivaled. They hold an A+ rating with the BBB, and recent customer reviews show excellent service, significant improvements in credit scores, and affordable fees. Sky Blue should be at the top of your list for credit repair companies, and they earn our highest rating.

Ovation Credit Services

Very few credit repair services can compete with Ovation Credit Services' history and reputation: 40+ years, along with accreditation and an "A+" grade with the BBB. You can choose from a lower-priced, more DIY-style plan, or choose the upgraded package if you want Ovation to take charge of helping you improve your credit. Ovation Credit Services is a top-notch provider of credit repair programs.

Credit Firm

Credit Firm offers a simple pricing structure of just $49/month for unlimited credit repair services, and they're one of the only companies to offer 24/7 office hours if you need to speak with a representative outside of the typical workday. Although their website isn't as slick as some of the competition, an A+ rating with the BBB and compliments from many satisfied clients make Credit Firm a provider to consider for your credit repair needs.

Credit Saint

Credit Saint gives you three levels of service to choose from as you work on repairing your credit, depending on your needs. They have a great reputation as an accredited, "A+" rated business with the BBB, and customer reviews support that as well. Credit Saint is a trusted service for credit repair services.

MSI Credit Solutions

MSI Credit Solutions is the only credit repair service we know that can give you top-notch credit repair services with a personalized, small-business feel. Their attention to their customers - satisfied and critical alike - is remarkable, and their monthly fees are comparable with other services. Your initial fees depend on your specific credit situation, but MSI will refund those fees if you don't get a minimum credit score improvement of at least 50 points. This is a company worth contacting for your credit repair journey.

The Credit Pros

The Credit Pros offer the typical suite of credit repair services, including letters to collection agencies and deletion of negative items from all 3 credit bureaus. You can choose between monthly and pay-for-results plans, but all of this provider's plans are more expensive when compared to the competition. Some customers say that the quality of the service drops sharply after signing on the dotted line, but an "A+" with the BBB means that you might still get some results.

Lexington Law

Lexington Law has been the gold standard for credit repair for many years, starting in the early 90s and helping hundreds of thousands of clients to remove negative items from their credit reports. Their pricing is higher than many competitor services, and a lawsuit settlement in 2015 brought their BBB rating from an "A-" to Not Rated while they're under review.

The Credit People

The Credit People are based in Utah and have more than 100,000 customers in their nearly two decades of service in the credit repair industry. You'll find an "unbeatable satisfaction guarantee" and a month-to-month plan that allows you to cancel at any time. While we love their customer-centric, friendly approach to credit repair, their site - and their reputation with the BBB - could use some polishing up.

Credit Repair

Credit Repair charges a simple monthly fee to work with you to create a plan to improve your credit history and to implement the changes you request. Their results look impressive: 7% of negative items deleted each month, for every month you pay for the service. But, Credit Repair failed to provide proof of those results to the BBB, earning them an "F" grade. We advise caution when choosing Credit Repair for your needs.

Credit Assistance Network

Credit Assistance Network has provided credit repair services for over a decade and have a "pay for results" plan that charges for every deletion made from your credit history, rather than a monthly fee. Those costs add up quickly, and for a company that only has a C+ with the Better Business Bureau and a very outdated website, you could spend a lot of money and get little in return.

Pyramid Credit Repair

Pyramid Credit Repair is one of the newest services in our review, getting its start in 2015. Their website doesn't do a good job of explaining what you can expect for the monthly service fees you pay, and their reputation is similarly vague. At this time, we do not recommend Pyramid for your credit repair plan.

E Credit Attorney

eCreditAttorney sounds like an easy way to repair your credit for a no-frills, $29 per month fee. Unfortunately, this service doesn't seem to give you much for your money: both the BBB and former customers report that the company doesn't respond to emails or phone calls, leading to an "F" rating with the BBB. You should choose a credit repair service that is effective and reputable - and eCreditAttorney is neither.

Credit Repair Consultants

Credit Repair Consultants has been in business for more than 15 years. But, with outdated information on their cluttered website, and no responses to inquiries by customers and the Better Business Bureau, this credit repair service can't compete with our higher-ranked providers.