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Sunday, December 5th
The Credit Pros offer the typical suite of credit repair services, including letters to collection agencies and deletion of negative items from all 3 credit bureaus. You can choose between monthly and pay-for-results plans, but all of this provider's plans are more expensive when compared to the competition. Some customers say that the quality of the service drops sharply after signing on the dotted line, but an "A+" with the BBB means that you might still get some results.
Credit Repair charges a simple monthly fee to work with you to create a plan to improve your credit history and to implement the changes you request. Their results look impressive: 7% of negative items deleted each month, for every month you pay for the service. But, Credit Repair failed to provide proof of those results to the BBB, earning them an "F" grade. We advise caution when choosing Credit Repair for your needs.
Most Americans know that a good credit score and credit history are important. That one number, your credit score, can determine your ability to get a loan for school or for a car, be approved as a tenant, or to qualify for a credit card.
Unfortunately, when your credit history is less than fantastic - because of making payments after the due date, having too many credit inquiries, or even having mistaken information associated with your identity - you'll have fewer options when you need to make a major purchase. You may even have to pay higher than average rates on your car insurance or your mortgage.
Using a reputable credit repair company puts you back in control of your financial reputation. These services work on your behalf to reduce or eliminate any negative factors in your credit history, working directly with collection agencies, creditors, and even with the three primary credit bureaus. With the help of a credit repair company, you can improve your score and even put a stop to negative information being reported on your accounts. Most services take several months before you see measurable results on your credit report, so adjust your expectations accordingly.
With so many services advertised in the media and online, how can you tell if a credit repair company is reputable and effective? As you compare the various providers, here are several criteria to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best credit repair companies available today. We hope this information helps you find the right credit repair program that meets your needs and gets you on your way to an improved credit history!
Select any 2 Credit Repair Companies to compare them head to head
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