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Friday, March 1st
In business since 1989, Sky Blue Credit is our year-after-year winner for credit repair services. This company promises to make the process "a happy and satisfying experience" . Judging from their customer feedback, they do.
Find out what your next step should be
Take advantage of Sky Blue's free consultation. They'll ask questions to learn more about your financial situation, and they'll make a recommendation about what your best next steps should be - even if it means that you don't sign up for their services.
All-inclusive monthly pricing
If you do choose to get your credit repair here, you can expect simple, affordable pricing: $79/month for individuals and $119/month for couples, with a setup fee equal to one month's service. Everything is included in your plan:
Fantastic refund policy
Sky Blue's guarantee is unparalleled in the credit repair industry: "if you are not satisfied, just tell us why and we will refund your money" . You've got 90 days from your date of enrollment to request that refund, which won't exceed what you've paid over that timeframe (of course). Good luck finding any other provider who will give you all of your money back, hassle-free. You can also pause and restart your credit repair plan as needed, with no penalty or service fees attached.
BBB says A+
As you'd expect from a top-ranked credit repair company, Sky Blue Credit has an "A+" from the Better Business Bureau, and there were only 10 complaints filed there over the three years prior to our evaluation. That alone is impressive.
Clients love the results and service
Across the board, Sky Blue clients are thrilled with the service they receive: their credit scores go up, they get ample coaching and answers to their questions, and the overall customer service experience is first-rate. We also appreciate how many people said that Sky Blue reps were upfront with them when they didn't think their credit repair service was the appropriate next step, rather than pushing them into paying for a plan that wasn't needed - or might make things worse.
#1 in credit repair
Credit repair can feel like a scary prospect - but it doesn't have to be. Sky Blue Credit will take you by the hand (figuratively speaking) and lead you step-by-step through the process, advocating for you with the credit bureaus and directly with creditors until you've seen the improvements you want in your credit report. With straightforward and affordable pricing, world-class customer service, and a fantastic reputation, Sky Blue Credit remains at the top of our list among credit repair providers.
Americans have finally started to understand the importance of a good credit score: from 2011 to 2021, the nationwide average increased from 689 to 714! Anything over 700 is considered to be "good" and can be the key to opening doors financially - everything from renting an apartment to securing an auto loan or mortgage may rest on your credit report.
Unfortunately, not everyone understands what goes into a positive credit history. Late payments, applying for multiple credit cards in a short period of time, or even problems with mistaken identity can all lead to a less-than-excellent credit profile. Some people get lured in by the promises of low monthly payments or 0% APR credit cards, only to find themselves drowning in debt.
That's where credit repair services enter the picture. These providers work to dispute items on your credit report that might be inaccurate, unverifiable, or erroneous. Depending on which company you choose, the service might also include cease and desist letters, goodwill letters to help you qualify for credit in the future, credit monitoring to keep you on track, and one-on-one coaching.
You shouldn't expect miraculous, rapid increases in your credit score - most credit repair processes result in a modest increase of about 40 points, though some may bring you up by 100 points or more - but it could be what makes the difference for your financial goals and credit needs.
As you start to explore the possibility of credit repair, you'll soon see that there are many providers hoping to gain your business as a client. Which one is the best for you? Here are a few things to keep in mind as you decide:
To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. We're confident that this information will give you everything you need to choose the right partner in your journey towards a fantastic credit report!
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