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Thursday, May 19th
Since 2008, National Debt Relief has helped more than 100,000 families and individuals to pay off over $1 billion in unsecured debts. Their debt consolidation works primarily by negotiating with creditors to settle accounts for less than you originally owed.
No-pressure, free consultation
Your best bet is to sign up for a free initial consultation. To do this, you simply complete an online form or call their dedicated debt help line at 1-888-919-1355. With the online form, you'll use the dropdown box to select how much debt you have, then enter your name, address and phone number. You'll get a call back from one of National Debt Relief's certified debt counselors; they'll work with you to analyze your debt, go over your budget, and talk about all of your available options. If you qualify for a debt consolidation program, you'll find out how much you'd pay and can enroll right away or take some time to think about it. There's no pressure to sign up for a plan here.
Fees based on how much they save you
How much does it cost to use National Debt Relief for your consolidation or other programs? While your fees will vary and are only paid once your debt is settled, they typically wind up being around 15-25% of the total debt you've enrolled. Most of NDR's programs take between 24-48 months to complete, while they negotiate with creditors on your behalf. If you enroll, you'll pay a flat monthly fee (based on that 15-25% of your enrolled debt we mentioned) and those funds are held in reserve until each debt is settled. NDR's portion is then paid out from there.
Do you meet the criteria?
In order to qualify for debt consolidation and relief through NDR, you should have at least $7,500 in unsecured debt. Like most debt consolidation companies, some debts are not eligible for this kind of program. For example, if you're trying to get help with child support, back taxes, mortgages, auto loans, insurance policies, or bail bonds, you may find a better solution with a different type of loan.
See what others have saved
Want to see for yourself the kinds of debt reduction National Debt Relief has been able to get for its clients? Look on the Proven Results page, where you can take a look at various creditors and how much NDR was able to get as a debt settlement. For example, several client accounts with American Express were reduced by 25-66%, with Discover, they were reduced 18-62%, and so on.
This service comes with a 100% satisfaction guarantee. If National Debt Relief is unable to settle any of your accounts, or if you're unsatisfied with their service prior to having any of your debts settled, you can cancel anytime with no penalties or fees.
30,000 5-star reviews
National Debt Relief is a company you can trust for debt consolidation and other strategies for managing your finances. The BBB has given them the highest possible rating as well as accreditation, and we found almost 30,000 5-star reviews from very happy clients. Across the board, NDR representatives are described as helpful and friendly, and they make the entire process feel much less scary than clients had imagined.
Pay much less on what you owe
Why take out a loan to consolidate your debts if you can reduce or eliminate them completely? If you like the idea of paying less in the long run and getting out from under the mountain of debt you're in, National Debt Relief is the first company to turn to. Their advisors have helped tens of thousands of people just like you to get lower monthly payments and finally get out of debt. National Debt Relief (1-888-919-1355) earns our highest rating among all of the available options for debt consolidation.
Maybe you've gotten overwhelmed by credit card payments and overdue bills, and now you're wondering if there's any light at the end of the tunnel. Or, perhaps you're a financially-savvy consumer who wants to take advantage of lower interest rates, in order to pay off your mounting credit cards bills. Debt consolidation can be a smart strategy either way.
What, exactly, is debt consolidation? It's important to understand that companies offering it may mean different things. For some, debt consolidation is offered as a personal loan: you borrow funds that you use to pay off all of your outstanding debts. Your interest rate should be much lower than your credit cards, and now you've got a simplified, single payment to make each month. This can be a great way to boost your credit score by reducing the likelihood of making late payments (or none at all) and get on your feet again financially. On the other hand, you're in charge of using your loan money responsibly - and not to buy things you don't need!
Other providers of debt consolidation take a more hands-on approach, giving you credit counseling and even going to bat for you with your creditors. The services they provide may include negotiating a lower debt amount or getting your debt forgiven altogether! You might pay a monthly fee for this kind of debt consolidation, or it might be a flat fee based on how much money they saved you overall.
Either route you choose, there are a lot of options out there. How can you decide which one is right for you? Keep these points in mind as you weigh out the possibilities:
TopConsumerReviews.com has evaluated and ranked the best debt consolidation options available today. We're confident that this information will help you choose a strategy to pay down your debts and get your finances in order!
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