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Saturday, May 28th
Since 2008, National Debt Relief has helped more than 100,000 families and individuals to pay off over $1 billion in unsecured debts. Their debt relief formula works primarily by negotiating with creditors to settle accounts for less than you originally owed.
No-pressure, free consultation
Step one is to sign up for a free initial consultation. To do this, you simply complete an online form or call their dedicated help line at 1-888-919-1355. If you use the online form, you'll select how much debt you have from the drop-down box, then enter your name, address and phone number. You'll get a call back from one of National Debt Relief's certified debt counselors; they'll work with you to analyze your debt, review your budget, and talk about all of your available options. If you qualify for their debt relief program, you'll find out how much you'd pay and can enroll right away or take some time to think about it. There's no pressure to sign up for a plan here.
Fees based on how much they save you
How much does it cost to use National Debt Relief for your debt relief program? Of course, your fees will vary and are only paid once your debt is settled - but they typically wind up being around 15-25% of the total debt you enrolled with. Most of NDR's programs take between 24-48 months to complete, while they negotiate with creditors on your behalf. If you enroll, you'll pay a flat monthly fee (based on that 15-25% of your enrolled debt we mentioned) and those funds are held in reserve until each debt is settled. NDR's portion is then paid out from there.
Do you meet the criteria?
In order to qualify for NDR's debt relief program, you should have at least $7,500 in unsecured debt. Like most debt relief companies, some debts are not eligible for this kind of program. For example, if you're trying to get help with child support, back taxes, mortgages, auto loans, insurance policies, or bail bonds, you may find a better solution with a different type of loan.
See what others have saved
Want to see for yourself the kinds of debt reduction National Debt Relief has been able to get for its clients? Just look on the Proven Results page, where you can review a variety of customer's experiences and see just how much NDR was able to save them. Several client accounts with American Express were reduced by 25-66%, and with Discover, they were reduced 18-62%.
Impressively, National Debt Relief offers their service with a 100% satisfaction guarantee. If they're unable to settle any of your accounts, or if you're unsatisfied with their service prior to having any of your debts settled, you can cancel anytime with no penalties or fees.
30,000 5-star reviews
The BBB has given National Debt Relief their highest possible rating as well as accreditation, and we found almost 30,000 5-star reviews from very happy clients. Across the board, NDR's dedicated representatives are described as helpful and friendly, and they make the entire process feel much less scary than clients had imagined.
Pay much less on what you owe
Why take out a loan to consolidate your debts if you can reduce or eliminate them completely? If you like the idea of paying less in the long run and getting out from under the mountain of debt you're living in, National Debt Relief is the first company to turn to. Their advisors have helped tens of thousands of people just like you to reduce their monthly payments and finally get out of debt. National Debt Relief (1-888-919-1355) earns our highest rating among all of the available options for debt relief.
If you're facing an ever-increasing pile of "past due" notices, threatening letters from the IRS, and credit card statements where you're barely paying the interest, you're not alone. With unemployment rates reaching record highs, more people are struggling to make ends meet. The average American carries over $90,000 in debt, from student loans to mortgages, and it's easy to get in over your head.
Debt relief is the solution you need. It may sound like a gimmick or a scam, but rest assured that there are many reputable services that can help you reduce the amount of money you owe and help you get back on track financially. These programs typically work by negotiating on your behalf with credit card companies and other debtors, through strategies like debt settlement and repayment plans. Some of the best debt relief services work closely with you to create a solid plan for moving forward too, helping you to make sound financial decisions and hopefully avoid needing such measures in the future!
Are you eligible for debt relief? The criteria vary by provider, but you probably need to have at least $5,000 in total debt owed across all categories (taxes, credit cards, auto payments, and so on). Also, be aware that some "debt relief" is structured as a personal loan: you use the proceeds to pay off multiple accounts and consolidate what you owe into a single monthly payment. In that case, the ball is in your court and you won't necessarily get any financial coaching or have professionals working to renegotiate what you owe.
Which debt relief program is best for you? That depends on several factors, such as the type of debt you owe and how much, as well as your credit history and ability to qualify for a loan. Here are several features to keep in mind as you evaluate your options for debt relief:
TopConsumerReviews.com has evaluated and ranked the most popular debt relief programs available today. We hope this information helps you get out from under your mountain of debt and gain the peace of mind that comes from knowing you're on the right track financially.
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