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Monday, June 21st
There was a time when a good, comprehensive healthcare package offered through an employer included not only healthcare coverage, but also dental coverage. Times are changing, and more employers are eliminating dental coverage as part of an effort to reduce healthcare costs.
At the same time, the cost for annual dental care is on the rise, with a routine dental visit - which includes an examination and cleaning - costing anywhere from $100 to $200, depending on location. Add in x-rays, fillings for cavities and the occasional (and dreaded) root canal, and an individual can leave a dentist's office owing well over $500 for services rendered.
Thankfully, there is the option of dental insurance. Most plans, which cost anywhere from $7 to $50 a month, cover preventative oral healthcare procedures, as well as providing partial reimbursement for other dental procedures such as cavity fillings and diagnostic services.
How do you know if dental insurance is right for you?
First consider how much you spend on dental care annually. If you are spending more than $1,500 to provide dental services to yourself and your family, then it may be time to consider dental insurance. If you have ongoing dental issues, such as receding gum lines, then dental insurance is probably a good deal to help offset any future costs.
Let's discuss in full detail the pros and cons of having dental insurance.
First, let's talk about the pros of having dental insurance.
Now let's discuss some of the cons of dental insurance.
Select any 2 Dental Insurance Plans to compare them head to head