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Dental Insurance vs Dental Plans

Thursday, December 3rd

2020 Dental Insurance Plan Reviews

Dental Insurance Review 5 Star Rating

Dental Insurance

5 Star Rating
  • Cost: Plans start at $6.95/month
  • Benefits: Plans from at least 9 different providers
  • Vision plans also available
  • Plans: Dental Insurance
  • Discount Dental Plans
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

Dental Insurance lets you see all of your options at once, from discount savings cards to traditional dental insurance plans from reputable providers like Nationwide and Delta Dental. The website is easy to use, and licensed insurance agents are available to help you select a plan and enroll. For all of your dental coverage needs, Dental Insurance is the best resource.

Dental Plans Review 4.5 Star Rating

Dental Plans

4.5 Star Rating
  • Cost: Plans start at $79.95/year
  • Benefits: 100,000 dentists nationwide
  • 30-day money-back guarantee
  • Promo code discounts may be available
  • Up to 30 different provider plans
  • Add-on coverage for prescriptions, vision, hearing, chiropractic, and telemedicine available
  • Plans: Discount Dental Plans

Dental Plans is the industry's best resource for discount dental plans. With coverage from more than two dozen companies, including well-known names like Aetna and Cigna, this company makes it easy to find the right plan for your needs. And, if you have a particular dentist you want to see, you'll be able to see which plans are accepted by their office with just a few clicks. Dental Plans is our preferred resource for researching and buying discount dental plans.

Where Can You Get the Best Dental Insurance?

If you're one of the 74 million Americans who aren't covered by an employer or government plan, chances are you've asked yourself that question recently. One big reason people avoid dental insurance is because those plans can be expensive.

The price for dental insurance can vary depending on where you live, but it's not uncommon for a basic cleaning to cost $100 - and that doesn't include the x-rays, the exam, or the cost of any repair work or fillings the dentist discovers during your visit. Fortunately, you can purchase your own coverage.

Compare the Best Reviews

Continued from above...

When it comes to Dental Insurance, you have two main options: traditional dental insurance or discount dental plans. With dental insurance, it works as you'd imagine you pay a monthly premium, and you may or may not have an annual deductible.

On the other hand, discount dental plans give you access to savings on dental services and are often valid for use from the day you pay for coverage. Many of these dental savings plans have options for further discounts on vision, hearing, prescriptions, and even telemedicine services.

So, what's the advantage of using one over the other? It really depends on what you're looking for. Many people like the security of a traditional dental insurance policy, because they're already familiar with how they work. However, a growing number of consumers are opting for discount dental plans: even though you have to pay at the time of service, the amount you save compared with paying 100% out of pocket can be significant.

No matter which type of dental coverage you need, what should you consider as you choose the right provider and plan for you or your family? Here are several criteria to keep in mind:

  • Type of Plans Available. If you already know you want a discount dental plan or traditional dental insurance, does the site offer it? How many providers are included? Can you choose from a wide range of plans, premium levels, and options?
  • Pricing. What will you pay for your coverage? Do you have the option to pay monthly or annually as you prefer? Will the dental insurance or discount plan save you enough money to justify the premiums and any enrollment fees?
  • Reputation. What do others have to say about their experience using the service and/or the plans provided? Is the company rated by the Better Business Bureau?
  • Support. Many dental insurance websites have licensed agents available to help you with your decision, assist you in completing the enrollment, and so on. How easy is it to get help if you need it?

TopConsumerReviews.com has reviewed and ranked the best Dental Insurance and discount dental plans available today. We hope this information helps you find the best coverage for a healthy smile at the right price!

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