Fascinating Diamonds vs 25 Karats

What are the benefits of buying loose diamonds?

When many people think about diamonds, buying diamond jewelry from a local store immediately comes to mind. However, buying loose diamonds is an option as well. At first glance, it may seem easier to simply walk into a jewelry store and buy a diamond ring or necklace, but the reality is that there are several exciting benefits associated with buying loose diamonds. In fact, with a closer look at the benefits of buying loose diamonds, you may decide that this is the best option for you. What can you expect when you buy loose diamonds?

Online Research

When people initially start shopping for a diamond, they focus on carat weight. While this is an important factor to consider, there are other factors that impact a diamond's true value. In addition to the carat weight, the stone's cut, clarity, and color play a role. These are referred to as the 4Cs of diamonds, and they are reviewed during the diamond certification process. One of the easiest ways to buy loose diamonds is online, and you can conveniently complete online research on all of these important factors before you make your purchase. Some diamonds used in preset jewelry are not certified, so you may not be able to determine the true value of that jewelry.

Not all loose diamonds are certified, but some sources exclusively sell certified diamonds. These are diamonds have been analyzed by a reputable lab, such as GIA, EGL, AGS or a few others. Through the certification process, a diamond's characteristics are mapped. This includes its flaws, dimensions and other key features. In fact, the certification process covers the 4Cs of diamonds. The lab certification report for a specific certified diamond is usually readily available for you to view online when you buy loose diamonds, and this makes it easy for you to understand fully what you are buying before you finalize your purchase. Many jewelry retailers, however, may not provide the certification documents to you unless you specifically request them.

Be aware, however, that you should not assume that the gemstone that you purchase online is the same diamond that you will receive in the mail. You should always obtain an appraisal from a certified professional as soon as you receive your loose diamonds. This holds true if you buy a diamond in a setting. The good news is that it is much easier for an appraiser to inspect and appraise loose diamonds versus those that are in a setting.

Comparison Shopping

Are you concerned about overpaying for diamonds or diamond jewelry? Because of the wealth of online information that is available on certified diamonds for sale, it is easy to comparison shop for the best value within your price range regardless of whether you buy a loose stone or a diamond in a setting.

However, when you purchase a diamond in a setting, there may be a question about how the setting's design and materials impact the total cost of the jewelry. When you purchase a loose diamond that is certified, on the other hand, you will know exactly how much that specific diamond is worth. This gives you some control over both value and cost. Whether you intend to hold loose gemstones or to place a diamond in a setting at a later date, the ability to easily comparison shop will help you to avoid overpaying.

A Financial Investment

The value of both loose diamonds and diamond jewelry will fluctuate over time, but you can expect them to share an upward trajectory over a long period of time. You may assume that loose diamonds will hold their value just as well as diamond jewelry would, but this is not always the case. In fact, loose diamonds generally hold their value better than diamonds that are set in earrings, necklaces, earrings and other settings. This is particularly true when you purchase certified loose diamonds.

Why is this the case? Some of the diamonds used in earrings, necklaces and other pieces have not been certified, so you cannot truly know the value of the gemstones when you buy these prepared pieces. This means that you also cannot truly determine the value of the jewelry, and you risk the possibility of paying more than the item is actually worth. When you buy a certified loose diamond, on the other hand, you will have a record of its value before it is placed in a setting. You will be less likely to overpay for that piece of jewelry, and the value of that jewelry will be partially secured by the diamond certification paperwork.

Keep in mind that many people purchase loose diamonds to hold securely for a period of time. For example, they may store diamonds in a bank's security deposit box or in a locked safe in their own home. The value of diamonds has maintained an upward path over the years, so this could be a smart way for an investor to diversify his or her portfolio.

Access to a Large Selection

Generally, when you shop for diamond jewelry at a local store, you are purchasing the stone and the setting together. You do not usually have the option to change out the diamond. However, the ability to select the specific diamond for your setting gives you greater control over the quality of the finished piece as well as its cost and value. More than that, with the ability to mix and match diamonds and settings, you have access to a greater overall range of possibilities.

Are you wondering how significant this benefit is? A single diamond wholesaler may offer hundreds or even thousands of certified loose diamonds at any given time. With multiple reputable wholesalers available for you to shop with, you will have a huge selection to choose from when you shop for loose diamonds. Some online wholesalers offer a convenient search function so that you can easily narrow down the options specifically to those that meet your requirements for cost and price.

Your Choice of Settings

While many people choose to keep loose diamonds as a financial investment, others shop for a loose diamond with a more specific purpose in mind. For example, you may want to select the exact diamond that will be placed in a custom-made engagement ring or necklace. When you buy a loose diamond for this purpose, the possibilities are endless. A private jeweler may have some predesigned settings for you to choose from, and your selection of a specific diamond for that setting ensures that the jewelry is tailored to your budget and expectations.

Another exciting option is to work with a private jeweler to create a one-of-a-kind piece. Everything from the jewelry's metal and size to its style will be created to your exact specifications. In comparison, if you choose to buy a diamond that is already in a setting, you are truly limited to the possibilities available from that store at the time of your visit.

Diamonds are often used in jewelry that has special meaning, such as a wedding ring, an engagement ring, an anniversary ring and more. These are important pieces that you understandably want to be perfect for the individual and for the occasion. With this in mind, the ability to choose both the loose diamond and the setting is a true benefit.

Get to Know the Possibilities Today

Before you settle for diamond jewelry purchased from a retail store, you owe it to yourself to explore the exciting possibilities available to you with the purchase of loose diamonds. With gemstones available at a wide range of prices and qualities, you could potentially find exactly what you are looking for when you shop for a loose diamond today.