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JTV Review

Saturday, January 28th

2023 Engagement Ring Reviews

JTV Review 4 Star Rating


4 Star Rating
  • Over 800 engagement rings to choose from
  • In business for almost 30 years
  • "A+" rated and accredited by the BBB
  • 30-day return policy, extended at the holidays
  • 90% of packages delivered within two days
  • 14-day price matching

Yes, JTV stands for "Jewelry Television" , a home shopping TV program that got its start in 1993 and is still going strong. (Don't believe it? Just click on the "live" button and watch in real time for yourself!) It might not be the first retailer that comes to mind when you think of where to buy an engagement ring, but especially for budget-minded shoppers it's a fantastic option.

Decent inventory of affordable, high-quality engagement rings

You'll see just over 800 engagement rings on offer at JTV - though, as you'd expect from a home shopping-type site, inventory varies on a daily basis. During our most recent shopping visit there, we took a look at the high-end and low-end options and were pleasantly surprised. The most luxe engagement ring sold here was the White Lab-Grown 14K White Gold 3-Stone style with a total carat weight of 2.10 and priced at $6,321.59 (which seems like an odd amount, until you factor in the discount bringing it down from a retail price of $7,901.99).

Good number of inexpensive engagement rings

There were about two dozen rings in the $2,000+ range, with options in various gold colors, some with moissanite and/or sapphires, and several styled as eternity bands rather than a traditional solitaire or other engagement setting. Not surprisingly, you'll find far more choices on the lower end of the spectrum at JTV, starting with dozens of cubic zirconia rings. Let's face it: not everyone wants to wear something that costs thousands of dollars - or the financing that such expensive rings often require - so why shouldn't there be beautiful jewelry with plenty of sparkle for them too?

Financing available

But, there's nothing wrong with not having the cash to pay for such an important purchase all at once. JTV partners with PayPal to offer plans with 2-4 interest-free payments on qualifying orders. Look for those details on the product page of the ring you're considering. That's also where we noticed that some of the higher-end engagement rings can be appraised for an extra fee.

Jewel Safe is a good idea

Like most jewelry stores, JTV offers a protection plan to cover your engagement ring in the event of any damage due to normal wear and tear. Not every ring is eligible, and the warranty only lasts for two years. On the positive side, it's fully transferable: as they put it, the plan follows the ring and not the purchaser. If Jewel Safe is available for the ring you're buying, you'll see the option right under the sizing choices; pricing is usually under 10% of your purchase price.

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Shipping is free...most of the time

When you read JTV's shipping policies, they go into a lot of detail about how your delivery fees will depend on what you buy: the package weight, the jewelry's value, and so on. Fortunately, every time we've visited the JTV site, all of the engagement rings were designated as "free shipping" . You'll also want to pay attention to all of the details on the ring's page: while the beginning of the listing may say that it will be delivered in a few days, the more in-depth description may let you know that it will take longer for various reasons.

Solid return policy

JTV maintains the industry average with a 30-day return policy on all engagement rings in "as shipped" condition: not worn, all tags attached, etc. But, this store goes above and beyond by extending the return period during the holidays (returns on rings purchased between the end of September and Christmas can be exchanged or returned through the end of January), and by allowing returns for up to 90 days with a 25% restocking fee.

Getting better and better

JTV keeps making strides towards being a name to know for jewelry, including engagement rings. They've maintained their "A+" rating and accreditation with the BBB, and the five-star reviews from loyal customers show no signs of stopping. Just read a few of them and you'll see that JTV has numerous repeat shoppers who can't say enough about the quality of the jewelry sold here - for nearly three decades! It also makes us happy to see how professionally and pleasantly JTV's representatives responded when any issues occurred. (That's actually where we saw it mentioned that JTV has a 14-day price-matching policy; it's not explained in detail anywhere we could find on the site, but keep it in mind if you order an engagement ring that drops in price shortly after purchase.)

Best choice for beauty on a budget

Frankly speaking, your lucky lady probably isn't going to be bragging that you got her engagement ring at JTV. Who cares, as long as it looks amazing and stays that way? JTV is one of our favorite stores for engagement rings that won't require monthly payments for years on end, and for fantastic customer service. Give them a try!

Where's the Best Place to Get an Engagement Ring Online?

That's not a question anyone would have asked twenty years ago, but it's a really smart one to ask now! Sure, many ring shoppers still buy their rings from a local jeweler - often at the first place they visit - but they're missing out on a lot.

Starting your search for the perfect "Will you marry me?" bling on the internet puts the world's best selection within reach. This is a piece of jewelry that could be handed down in your new family for generations, and you want it to be as unique and beautiful as your relationship. Whether your intended has already dreamed up exactly what she wants to see on her finger or you're going by the hope that you'll know it when you see it, online engagement ring retailers have you covered.

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Engagement Ring FAQ

...because you want the world's best selection and pricing, not just the limited options at your local brick-and-mortar jewelry store! Whether you buy a ring that's ready-to-ship or you design the ring of your (or your fiancee's) dreams, you won't find more possibilities than what's offered online.
That varies widely by retailer and by ring. If you choose an engagement ring that's in stock and pay for expedited shipping, some online jewelers can have it to you the next day! On the other hand, if your perfect proposal involves a one-of-a-kind, customized ring that costs tens of thousands of dollars, it could take a month or more before it's ready. The best jewelers provide an estimated shipping timeframe right on each ring's description page.
Most jewelers ship engagement rings with ample insurance, making it risk-free even for the most high-end items. However, if you're concerned about "porch pirates" taking your ring from your doorstep or mailbox, you've got options: either opt for "signature required" delivery during checkout, or choose a jeweler that also has a retail location near you and have your order shipped to the store for in-person pickup.
Fear not. Engagement ring retailers usually include at least one free resizing, plus exchanges are almost always accepted within 30-60 days of purchase.
If you're considering a custom-designed engagement ring, you'll want to read the retailer's return policy very carefully before making your purchase. Some may allow for returns and exchanges while others may not. On the other hand, in-stock rings usually have a return policy ranging from 30-60 days from the date of purchase, and some online jewelers extend that timeframe during the winter holiday season.
More often than not, yes. Many jewelers automatically cover the diamond(s)or other gemstones, but you may need to add on a protection plan if you want coverage for loose prongs, resizing, or damage due to wear and tear (as opposed to manufacturer defects).
Usually, the financing options will be displayed near the price in the engagement ring's description or through a link at the bottom of the site. You may be offered a store credit card, an installment loan, or financing through a third-party partner.
That's a wise question to ask, because when it comes to engagement rings and online jewelers, "not all that glitters is gold" . Customer feedback is essential to determining where to buy this piece of jewelry that could very well become a family heirloom: look for a retailer with plenty of positive reviews, where shoppers say that the engagement rings were exactly as advertised (or better!) and that the customer service team handled any issues with professionalism and prompt attention. This is - hopefully! - a once-in-a-lifetime purchase, so choose a jeweler that will give you an unparalleled shopping experience.
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Continued from above...

The other big reason to buy the ring online is price. Local jewelry stores have to pass on their overhead costs to you, but internet stores aren't spending money on rent, face-to-face salespeople, or utilities at brick-and-mortar locations. You could save as much as 50% for an engagement ring of the same quality, carat weight and clarity - or better!

Best of all, there's no pressure to buy it right now when you use an online jeweler: you get all the time you need to compare different styles, design your own one-of-a-kind piece, or maybe even send some contenders to your future fiancee to see if you're on the right track! (And, ladies, that works in reverse too: why not drop a few hints with links to the rings you love and make it easier on your beloved?)

Afraid that it might not be safe to have your ring delivered? Fear not. If you choose an online jewelry store that does have a location near you, it's easy to order the engagement ring online and have it shipped there. It's a clever way to keep it out of the hands of porch pirates - and to keep it a surprise until you're ready to pop the question! Most stores will hold it for up to 30 days. For online-only jewelers, rest assured that they'll send your ring with plenty of insurance in the event of loss or damage during transit.

And, you've got nothing to worry about with sizing or returns either. 30 days is the standard window for sending back your purchase for a refund or exchange, and many jewelers offer complimentary resizing - often for up to a full year. Plus, if your engagement ring comes from a retailer with a brick-and-mortar presence, you've got the convenience of in-store returns and resizing on top of that.

Ready to begin your search? You might feel a little overwhelmed: this is a big deal, after all, and you want to get it right the first time. As you consider which jewelry store should earn your business, here are some criteria that can help you judge for yourself:

  • Selection. More styles, settings, and even loose diamonds to choose from will translate into a better shopping experience and a higher likelihood that you'll find an engagement ring (or several!) that will be the perfect centerpiece for your proposal.
  • Value. Whether your budget is $600 or $60,000, you want a high-quality ring that's worth what you're spending. Check to see if there are customer ratings for any jewelry you're considering, to see how it looks in reality vs. the stock photos displayed online.
  • Financing. Not everyone has a big chunk of cash on the ready. Does the jeweler offer payment plans with reasonable terms?
  • Return Policy. Most online jewelry stores give you 30 days to send back your items as long as they're in the original condition. Some stores extend that to 60 days, and you may find longer-than-average timeframes for engagement rings purchased during the holidays.
  • Reputation. None of the previous factors matter if you buy your ring from an unreliable retailer. Make sure that a store has a strong history of customer satisfaction before you commit to your purchase: a good grade from the Better Business Bureau and lots of five-star customer ratings are both signs of a trustworthy jeweler.

You need an engagement ring that really stands out, and we can help! TopConsumerReviews.com has evaluated and ranked today's best options for buying a ring online, and we hope this information makes your shopping effortless and your proposal a moment to remember forever!

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