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The Best Foreclosure Listing Services

Which Foreclosure Listing Website is the Best?

Finding the perfect foreclosure property can feel like a treasure hunt - filled with potential (and lucrative) rewards but requiring careful navigation. Whether you're an aspiring investor looking to score a bargain or a homebuyer hoping to land your dream home at a steep discount, foreclosure listings can be your gateway to opportunity.

Foreclosure rates have remained relatively low in recent years, with starts near historic lows since the pandemic. According to the Mortgage Bankers Association, mortgage delinquencies have seen minor fluctuations in the last few years but have still remained far below the levels of the 2008 housing crisis. However, economic factors such as the rising costs of insurance and property taxes could potentially impact the number of available foreclosure properties in the future.

Saturday, February 15th

2025 Foreclosure Listing Service Reviews

Top Consumer Reviews Best-In-Class Blue Ribbon Award Foreclosure Review 5 Star Rating

Foreclosure

5 Star Rating
  • Free 7-day preview
  • $39.80/month after free trial
  • Over 1.8 million listings
  • Property types include foreclosures, pre-foreclosures, bankruptcies, tax liens, and other distressed listings
  • Listing data is updated around the clock, 7 days a week
  • "A” rated by the BBB under parent company Blusea Holdings, LLC
Top Consumer Reviews Best-In-Class Blue Ribbon Award

Foreclosure is, as you'd guess by the name, laser-focused on providing access to distressed properties. In their database of nearly 2 million listings, you'll find foreclosures and pre-foreclosures, bankruptcies, bank liens, and other property types. This database is updated seven days a week, round-the-clock, so that you have the most current information available.

Great tools for investors and homeowners alike

You can absolutely use Foreclosure to find a home you plan on occupying, or check out the listings to discover properties that might make a great investment. The tools on this website can be helpful for either type of purchase, with a thorough Learning Center that offers details on foreclosure laws by state, videos to walk you through the ins-and-outs of buying foreclosures, even calculators and current mortgage rates.

Best Foreclosure Listings

Best inventory among paid foreclosure listing services

Foreclosure won hands down when it comes to inventory, compared with the rival listing platforms we researched. In our first target area, Nashville, there were over 650 properties to consider. In our second target area, Phoenix, that number grew to a whopping 9,800+. It's a good idea to use the filters for price, beds/baths, listing type, and property type, so that you're not spending time looking at foreclosure listings that aren't a good match for the kind of house you have in mind.

Easy-peasy previews

Before you even click on a listing, you'll be able to see a photo, the street name (but not the house number), estimated market value and monthly rent. Some home previews also show the number of beds/baths and the square footage. You'll also be able to see if it's an auction, a single-family home or a condo (or other property type).

7-day free trial, $39.80/month going forward

Want to see all of the specifics? You'll need a Foreclosure account, and it's free to try for seven days. If you want to keep using this listing platform, though, you'll pay $39.80/month. You'll automatically be subscribed (and charged) if you don't cancel during that first week, but it's not hard to get that done if needed. You can also cancel at any other time; there's no long-term commitment here.

Make sure to follow all the links

Once you've signed up for the trial or signed up as a member, you'll get the full panorama of available info for each foreclosure listing. If it's a traditional foreclosure, you'll know when it's being auctioned off or who to contact (the listing agent) if you have questions. Foreclosure also provides links to the county information; you should take the extra step of looking up the property there, especially if you're not already familiar with real estate laws in that area. Why? In some states, there's a redemption period that lets the original owner buy back the property - and that's bad news if you've purchased a foreclosure during that timeframe and already put money into the home.

Best Foreclosure Listings

Positive reputation

Although it might take you a minute to find Foreclosure's listing with the Better Business Bureau - because it's under the name of the parent company, Blusea Holdings, LLC - it's a solid "A” with just two complaints filed there in the last three years. Any complaints we found for Foreclosure (on the BBB or elsewhere) usually came from people who didn't realize they were being charged for the membership after they signed up for a trial, but that's not anything that Foreclosure is hiding. Otherwise, most people who use Foreclosure to find listings are happy with the value that the platform provides.

#1 for foreclosure listings

As the most focused platform on our list, Foreclosure gets our highest recommendation. Out of all of the paid foreclosure listing services we evaluated, this one provides the highest value: the most properties for the lowest monthly subscription cost. And, because it's so tightly centered on foreclosures and other distressed properties, you don't have to weed out listings that are traditional home sales while you browse. Foreclosure continues to get 5 stars from us.

HomePath Review 4.5 Star Rating

HomePath

4.5 Star Rating
  • Free to use
  • Over 400,000 property listings
  • Properties in all 50 states plus Puerto Rico and the USVI
  • Options to buy directly or bid at auction
  • "First Look” program gives a head start to owner-occupied buyers
  • Down payment assistance may be available for owner-occupied buyers

HomePath is a foreclosure listing platform designed to help homebuyers and investors find affordable properties owned by Fannie Mae, a government-sponsored enterprise that plays a key role in the US housing market. Fannie Mae helps provide stability and liquidity by buying mortgages from lenders, which sometimes results in properties being foreclosed and listed on HomePath.

Site navigation is intuitive and smooth

You'll really appreciate how easy it is to use the HomePath website to search for the exact type of property you're considering. We recommend going right to the filters to narrow down the options, because there are typically over 400,000 listings at any given time. If you're planning on living in the home, you may want to click the box for the "First Look Program”, which gives a head start to buyers like you before investors have the chance to grab the property. You could also look at the listings for auctions, or even properties that are currently tenant-occupied if you want a turnkey investment. Beyond that, you'll find all of the traditional filters for beds/baths, price range, range of year built, square feet, and so on.

Not just foreclosures

HomePath compares favorably with many of the foreclosure listing services we evaluated when it came to our two target areas. In the greater Nashville region, we found 27 listings, and in the Phoenix metro area, HomePath gave us nearly 3,000 to consider. However, we quickly realized that many of the houses were just standard real estate listings and not any kind of foreclosure or other distressed property. You'll want to zero in on the listings specifically designated with the "HomePath” icon if you want to skip over the regular realtor-listed properties. When we did that in the Phoenix area, our options dropped to just two homes. And, when we applied that same filter sitewide, the total dropped from over 400,000 to just 1,800: still not a bad selection, but not as broad as you might be expecting initially.

Best Foreclosure Listings

Excellent resource for first-time homeowners

Where HomePath really shines is for first-time home buyers. There are tools all throughout the site to help owner-occupants qualify to purchase a house, connecting them with community programs that can offer down payment assistance and grants towards closing costs, mortgages for buying fixer-uppers (as foreclosed properties can often be), and financing options for credit-worthy, low-income borrowers. (Our research here even inspired us to point some newlyweds we know in the direction of HomePath instead of renting an apartment!)

Mostly positive reputation

Reputation-wise, Fannie Mae itself gets some mixed feedback, but it's not pervasive. Some first-time home buyers skipped over the inspection part of the process - which is a must unless you're willing to take a risk, or you're experienced with construction or home repairs - and blamed Fannie Mae for the fixes they had to make not long after closing. Others describe problems with loan servicing after being transferred to or from Fannie Mae, but the issues may not have been Fannie Mae's fault.

Best choice for owner-occupied properties

If you use it properly, HomePath can be a fantastic resource for foreclosure listings and other properties. It's especially a service we recommend for first-time home buyers, because all of the tools are right on hand to help navigate the process. Just be sure to apply all of the applicable filters and you'll be good to go. We're glad to give HomePath by Fannie Mae an excellent score.

Realty Trac Review 4 Star Rating

Realty Trac

4 Star Rating
  • Broad inventory of multiple distressed property types (foreclosure, pre-foreclosure, auction, bank-owned, and so on)
  • Free 30-day trial (credit card info required)
  • $49.60/month after trial period
  • "A+” rated and accredited by the BBB
  • In operation since 1996

RealtyTrac is one of the longest-standing platforms for finding foreclosure and distressed property listings, established in 1996. Known for its comprehensive database, RealtyTrac provides access to millions of foreclosure listings, pre-foreclosures, auctions, and bank-owned properties across the US, along with helpful tools like market trends, property analysis, and neighborhood insights. Originally a go-to resource for real estate professionals, RealtyTrac has evolved to serve homebuyers and investors as well.

Spotlight is on foreclosures as investments

While you can absolutely use RealtyTrac to buy a home you plan on occupying, you'll notice from the start that this website places a lot of focus on investment properties. From allowing searches sorted by "long-term rental”, "fix-and-flip”, and "wholesale”, to real estate investment tools like ROI calculators, RealtyTrac's foreclosure listings are definitely geared towards investor purchases.

Best Foreclosure Listings

Easy to use platform, decent selection

Whatever your reasons may be for your foreclosed property search, this website is extremely user-friendly. Start by entering an address, neighborhood, city, or zip code that interests you. When we put in our two target areas - Nashville, TN and Phoenix, AZ - we were thrilled to get 61 homes in the former and 559 in the latter. Given that some of the foreclosure listing platforms in our evaluation had zero homes in Nashville and less than 50 in Phoenix, RealtyTrac gets a gold star for "inventory”. The filters are helpful too, letting you weed out any property types that don't interest you (auctions, condos/townhomes, age, price range, and so on).

Owners of pre-foreclosures might not appreciate your interest

Where you'll want to be a little careful is in the pre-foreclosure listings. While RealtyTrac does its utmost to only list valid properties, we found a handful of rants from homeowners whose properties were not in foreclosure and who were actively working with the lender (and sometimes within the legal system), but their homes were listed here; their challenging situation was only made more so by having prospective investors calling, driving by to take photos, and bothering them in other ways. We appreciate RealtyTrac reps' quick response in taking action to remove those listings, though - which is more than some rival platforms do.

Generous 30-day trial period

In order to see the details of a foreclosure property (beyond the address, beds/baths, lot size, listing type, and listing price or estimated value), you'll have to sign up for a free trial with RealtyTrac. You'll get 30 days of access, but it requires you to enter your credit card. Make sure to cancel within that trial period; otherwise, you'll be subscribed at $49.60/month.

Best Foreclosure Listings

"A+” from the BBB, just remember to cancel on time

RealtyTrac has a solid reputation, demonstrated by its "A+” rating and accreditation from the Better Business Bureau, and the fact that there were only 9 complaints filed there in the last three-year period. Those complaints were what you typically see from any foreclosure listing service that charges a fee: sometimes people had trouble canceling their accounts, but from the explanations we read, it was 99% the subscriber's fault (like signing up for the trial under two different email addresses, and then only canceling one).

Reliable resource for finding foreclosure listings

As long as you keep an eye on the calendar, you've got nothing to lose by taking RealtyTrac's offer of a 30-day trial. You'll find one of the broadest ranges of foreclosure listings, and it's an especially solid service if you're looking at properties as an investor. And, even if you decide that RealtyTrac isn't the right platform for you, most people have absolutely no issues canceling during the free access period. RealtyTrac gets a very high rating from us.

HUD Homestore Review 3.5 Star Rating

HUD Homestore

3.5 Star Rating
  • Official website for the US Dept. of Housing and Urban Development (HUD)
  • First-time buyers must use a HUD-registered selling broker to submit a bid
  • No cost to use the website
  • Properties available in most states, Puerto Rico, and USVI
  • Extra benefits for teachers, LEOs, firefighters, and emergency medical technicians through Good Neighbor Next Door program

If you're tired of getting the runaround with foreclosure listing sites who make you think they're endorsed by the US Department of Housing and Urban Development (HUD) and you want to go right to the source, look no further than HUD Homestore. This website is the real deal, connecting you with foreclosed properties specifically listed by HUD.

You may need an approved broker

There are some pluses and minuses to working directly with HUD. First, let's look at some of the potential downsides. As a first-time buyer, you can't bid on a HUD Homestore listing without a HUD-registered selling broker. Fortunately, it's easy to find a broker near you through the button right on the HUD Homestore site: in just one target zip code, there were over 30 to choose from. You can also create an account as a public user and then save any properties that interest you, so that you can share them later with the broker you've selected.

Foreclosures in your area may be limited

That ample supply of approved brokers doesn't correspond to an equally broad inventory of homes, unfortunately. Across all of the foreclosure listing platforms we evaluated, we looked for options in Nashville and Phoenix. While there were 17 properties in Tennessee on HUD Homestore, none of them were in the Nashville metro area. We also didn't see any foreclosures in Phoenix itself, but of the 12 Arizona listings at the time of our review, there were a handful in Maricopa County. Whether or not HUD Homestore is a good source for foreclosure listings will depend greatly on where you're trying to buy a house: if that's Florida, you're more in luck (with 79 properties) than if you're trying to invest or live in Washington State (1 property). Then again, if the island life appeals to you, don't forget to check out the HUD Homestore listings in Puerto Rico and the USVI.

Best Foreclosure Listings

You'll get a head start if you're going to live there

Whether this next point is a positive or a negative will depend on if you're looking to bid on a home as a homeowner or an investor. As you browse the listings on HUD Homestore, you'll see designations of "Exclusive” and "Extended” by the Listing Period. During the "Exclusive” timeframe, the only allowed bids are ones made by owners who intend to occupy the property, non-profit organizations, and governmental agencies. We can appreciate HUD trying to allow these foreclosures to benefit the community before becoming an investor's rental property.

Giving back to those who support our communities

And, here's one big way that HUD tries to benefit the community: if you're a law enforcement officer, teacher (Pre-K through 12th), firefighter, or emergency medical technician, you'll want to be aware of HUD Homestore's Good Neighbor Next Door program. If you're able to commit to living in the property for three years as your primary residence, HUD will give you a 50% discount off the list price of the home. That is a huge savings that shouldn't be overlooked. Of course, there are some particulars to be aware of. First off, such properties are only listed for seven days. These properties are in areas selected by HUD as targets for "revitalization”. Your home purchase will require you to sign a second mortgage and note for the discounted amount - but no payments or interest will be required as long as you stay in the property for at least three years.

A little limited but definitely trustworthy

You've definitely got nothing to lose by checking out the foreclosure listings on HUD Homestore, and if you're a home buyer trying to get a fantastic deal on a house you plan on living in, you'll have some advantages here. However, the limitations are obvious as well: there aren't any bank-owned properties or pre-foreclosure homes to consider, some states have absolutely no homes listed, and you'll have to take the extra step of working with a HUD-approved broker to even place a bid. HUD Homestore has some advantages that make it an above-average source of foreclosure listings, but it's still a little too narrow to earn our highest recommendation.

Zillow Review 3 Star Rating

Zillow

3 Star Rating
  • Free to use
  • Multiple foreclosure types (REO, auction)
  • Ample details on each property, including the address
  • Can schedule a tour directly through the website

Zillow is one of the most well-known real estate platforms, offering a comprehensive hub for buying, selling, renting, and even financing properties. With millions of listings, including foreclosures, pre-foreclosures, and bank-owned homes, Zillow stands out for its user-friendly features like interactive maps, detailed property data, and tools like the Zestimate for estimating home values.

Not the smoothest search experience

It took us some clicking to get to the foreclosure listings in our target areas, because Zillow automatically detected our location through our browser. There was also no way to look at foreclosures nationwide; we had to go location by location, which could be tedious if you're just looking for an overview of what's available at the moment. When we finally pulled up Nashville, there were only 5 matches. In Phoenix, we only got 18 foreclosures. That was pretty scant compared with some of the platforms on our list, but at least there were properties in both locations.

Best Foreclosure Listings

Expect extra legwork

Intrigued by a $1 foreclosure property listing, we went to take a closer look - and that's where we learned that some of Zillow's listings are double-listed on auction sites (including one that we've reviewed separately here). You can expect that any foreclosure you're considering on Zillow will mean making a hop-skip-jump elsewhere, whether that's to an auction site or by reaching out to the listing agent. We do appreciate that it's easy to do that right from the Zillow site: you can request a tour by entering up to three desired dates and times, then waiting to have the tour confirmed by the agent. Pretty convenient!

Some details are worth hunting down

You may also want to click where it says "Foreclosure” with the little info icon. Some of the properties on Zillow are scheduled to be sold at auction, while others are designated as REO - and you won't know which listings are which unless you look in this part of the description. Scrolling down for the foreclosure details is a good idea as well, to see if it's a judicial or non-judicial situation.

Super-detailed

As you browse, it'll be easy to see why so many people like to visit Zillow. All of the available info is presented in a super-accessible format, from the basics like when the home was built and the square footage, to really granular details like the price/tax history and the nearby schools. Need a home in an area that's walkable or bikeable? Zillow breaks that down into an actual score. And, this company is famous for its estimates of the sale range, the market value, and the monthly rent.

Best Foreclosure Listings

Not the most useful for foreclosure listings

What about reputation? Zillow is a popular platform for real estate listings, but when it comes to foreclosures, it's not without its drawbacks. One of the most common complaints is the accuracy of its listings: many users find properties marked as foreclosures that are no longer available or have already been sold, which can be frustrating if you're trying to narrow down your options. Another issue is that some foreclosure listings lack critical details, such as property condition, auction dates, or reserve prices, making it harder to make an informed decision. Zillow also includes pre-foreclosures in its search results - even when those properties aren't actively for sale - which can feel misleading. Finally, while the Zestimate tool is helpful for some, it's often criticized for being unrealistic or inaccurate, leaving buyers skeptical of the values listed. These issues can make Zillow less dependable for finding foreclosure deals compared to platforms that specialize in distressed properties.

Just okay for finding foreclosed properties

We love looking at home listings on Zillow as much as the next person, but we're not completely sold on its usefulness for foreclosures in particular. The site navigation was clunky and it took us a lot longer than we liked to zero in on those listings. You won't risk anything by looking up foreclosure listings on Zillow, but we don't think it's going to be a top pick for first-time home buyers or seasoned investors.

Realtor Review 3 Star Rating

Realtor

3 Star Rating
  • Website is free to use
  • Easy to reach out directly to listing agent
  • Ample property details, including address
  • Helpful tools for property history, neighborhood and schools, and more
  • "A+” rated and accredited under parent company Move, Inc.

Operated by Move, Inc., Realtor helps millions of prospective home buyers to find the right property. As "The Home of Home Search”, this platform would love to be your go-to resource the next time you're looking to buy a home in foreclosure.

You might not find many foreclosures here

Realtor doesn't have the most extensive foreclosure listings we've seen. For example, when we entered our two target markets, Nashville and Phoenix, Realtor came up with exactly zero properties in that Tennesee market and just 27 in Arizona. True, we'd prefer that a site err on the side of caution instead of putting out listings that aren't valid (or downright fraudulent, as we've seen on some rival sites), but you shouldn't come to this platform expecting hundreds or thousands of foreclosures in your desired location.

Detailed info that's free to access

That said, there's a lot to like about this foreclosure listing website in terms of what information you can access - and the fact that it's entirely free to use. Let's say you spot one of those Phoenix properties that's a perfect fit for your portfolio (or for your family). Right away, you can check out the address and all of the pertinent specs, from the number of days it's been listed to the year it was built, HOA fees (if any) and square footage, and much more. We particularly like the dropdown links for property history, neighborhood and schools, and even environmental risk - all of which could be factors if you're deciding if this is going to offer a good ROI or be a safe place for you and your loved ones.

Best Foreclosure Listings

No buying on-site

Here's what we really appreciate: to find out more about a foreclosure listing, all you have to do is reach out to the listing agent. You'll have to do that through Realtor, who then passes your information along on your behalf, but there's no cost to you. Compared with some options on our list, that's a huge point in Realtor's favor. And, of course, the listing agent's name and info is displayed right on the site, so there's nothing stopping you from making an end run and reaching out directly - more points for Realtor.

"A+” from the BBB, even if realtors don't love this site

Like the last time we evaluated Realtor as a source of foreclosure listings, its parent company Move, Inc. has an "A+” rating and accreditation from the Better Business Bureau. And, as before, almost every single one of the 200-ish reviews and complaints there comes from the realtor side of things. Real estate professionals gripe far and wide about how the leads generated by this site are "garbage”, to put it politely. We found a smattering of complaints from homeowners whose properties were listed on Realtor as for sale, even though the home hadn't been on the market for years; appropriately, Realtor took down the listing immediately. But, that's an inkling that from time to time, you may find foreclosures on the Realtor site that aren't actually available. You'll have to reach out to the listing agent to be sure.

Not bad for a free service

We can't really be mad about a foreclosure listing site that's free. And, if you use Realtor in that way - namely, a no-cost resource for browsing properties in your location(s) of interest - you probably won't be too disappointed. You won't see the widest range of properties, and there's no support on the site to help you with your investment strategies, though. All told, this earns Realtor a "just okay” rating. We suggest you look a little higher on our list for a foreclosure listing service that packs a bit more punch.

Auction Review 2.5 Star Rating

Auction

2.5 Star Rating
  • No cost to use the website
  • Largest auction-based selection of foreclosure and bank-owned properties
  • Over 13,000 properties listed at any given time
  • Properties offered in all 50 states
  • Over 510,000 properties sold, at a value of more than $62 billion
  • "A” rated by the BBB
  • In business since 2007

When you spot auction-based foreclosures online, chances are good that they're actually hosted on the Auction platform. In operation since 2007, this listing service is hired by banks and foreclosure firms to market distressed properties. Auction covers all 50 states and has sold over half a million properties, to the tune of $62 billion in sales. You'll find over 13,000 foreclosure listings at any given time here.

Auctions only, of course

Because Auction's foreclosure properties are all, well, auctions, you will naturally find fewer options than you'll see on listing platforms with a wider range of property types. But, that doesn't mean you'll be left with nothing. In our target area of Nashville, there were 11 foreclosure listings at the time of our review, and in Phoenix, we found nearly 200. The site defaults to "nearby results within 50 miles”, but you can toggle that to the distance that meets your investment goals or home-buying interests.

Best Foreclosure Listings

Pay attention to all of the details

There's a ton of at-a-glance information when you're browsing listings here. The property addresses are fully disclosed from the get-go, along with the number of beds/baths, square footage, opening bid and estimated resale value (if available), whether it's bank-owned or a traditional foreclosure, and the dates of the auction. We particularly like that it displays whether it's an in-person or an online auction, so that non-local buyers don't waste time getting excited about properties that would require a trip just to bid.

Getting possession of the property is on you

Once you've found foreclosure listings that interest you, you'll get even more detailed info when you click. Auction is really upfront with specifics like buyer's premiums, whether or not a sale is cash only, whether or not bidders will have interior access prior to the auction, and so on. You'll also know if you'll have to register with Auction (no cost) or go to a governmental website in order to bid on the foreclosed property. One heads-up that's really appreciated is that Auction lets you know if the residence is currently occupied, and adds this important bit of info: "the buyer will be responsible for obtaining possession after closing.” Not many foreclosure listing sites spell it out that you could need to pursue eviction through the legal system in order to secure the property you're bidding on.

Responsive to complaints

The Better Business Bureau gives Auction an "A” rating for appropriate responses to the 30+ complaints filed with the BBB in the last three years. Most of the gripes come from either homeowners who were angry that their pre-foreclosure or foreclosure properties were shown in a database like this one, or from investors/buyers who had snags in their purchase process. We were glad to see meticulous, timely, and professional responses from Auction's representatives, usually with the explanation that such purchases are caveat emptor and the listings come from the foreclosure firms and banks that hire Auction to market the properties.

Best Foreclosure Listings

Huge drop in reputation

However, the feedback we've found in other places has resulted in a huge drop in our ranking of Auction. First, we found multiple instances of buyers being outbid…by Auction itself. The platform states at the bottom of the site that Auction can counter bid on behalf of the seller until the reserve is met. Next, there were more than a few complaints about issues that weren't disclosed that should have been, even using older (and better) photos to cover up the current condition of the home. Investors describe homes that wound up requiring tens of thousands of dollars (or more) in repairs for water damage, biohazards (like human waste), or from the home's previous use as a "meth and fentanyl lab” (their words, not ours). Finally, many people point out that the opening bid is just to get you interested; it's the undisclosed reserve price that really matters, and it's almost always significantly higher than the initial bid amount.

Too risky to earn our recommendation

We really wanted to like Auction. It's got a long history, lots of foreclosure listings, and is often the source of auction-based properties you'll see on competitor sites on our list. However, despite a good grade from the BBB, Auction's overall reputation leaves us concerned at best. We definitely don't recommend this platform to anyone trying to buy a home for themselves, and even seasoned investors may face some challenges in getting the information they need to make an informed decision here.

Hubzu Review 2 Star Rating

Hubzu

2 Star Rating
  • Foreclosure listings in 21 states
  • Over 230,000 properties sold
  • Free to use the website
  • "A+” rated and accredited by the BBB
  • In business since 2012

As part of Altisource, Hubzu serves as a marketing platform for real estate and mortgage professionals. At any given moment, you can find 3,000+ properties listed on the Hubzu website, including REO, short sales, and foreclosures. But, unlike most of the foreclosure listing services in our review, Hubzu operates via auction, so keep that in mind when checking out the available properties.

Under 500 foreclosure listings nationwide

We noticed right away that Hubzu doesn't have thousands and thousands of foreclosure listings to consider. Even when set to display foreclosed properties in all 21 states they serve, Hubzu only came back with 442 results at the time of our visit. In our two target locations, Nashville had no foreclosures listed and Phoenix only had three.

Best Foreclosure Listings

Site can be glitchy

We experienced some technical glitches on this platform too. When trying to register as a user, we kept getting a message saying that our login information wasn't valid. We had hoped that would let us see opening bids, but we were disappointed. You may need to try several different email addresses to get your Hubzu account set up.

Not for the inexperienced

Because this is an auction service, you should only use Hubzu if you're familiar with both how home auctions go and also with the process of foreclosures: this is not a listing service that's going to be a good fit if you're a newbie investor or if you need a fixed timeline for buying your family's next home. And, even experienced investors could hit a snag here: we found several properties that required in-person bidding, which could be challenging if you want a 3-BR investment in Indiana but you live in Oregon.

Make good use of the listing details

Pay attention to the details in each listing - we know you're going to get excited at the number of bedrooms or photos, but you may also find that it's a cash only sale or that your winning bid is going to require seller approval before you can finalize the purchase. Further down on the page, you'll be able to see the most recent year's property tax history, the price history overall, and the name of the auction firm. You may also appreciate the Documents section; at least on one foreclosure that caught our eye in the St. Louis area, there was a Rent Range Report that would be useful for an investor wondering about the potential ROI.

Best Foreclosure Listings

People aren't happy with the auctions here

How about Hubzu's reputation? The Better Business Bureau gives the foreclosure listing platform a flawless "A+” rating and accreditation, and there were only 12 complaints filed with the BBB in the last three years. However, in other places beyond the BBB, people have some not-so-nice things to say about their experience with Hubzu. There's a common refrain: because the reserve price isn't openly disclosed during the auction, many would-be buyers walk away thinking they've placed the winning bid and will be able to purchase the foreclosed property, only to find out later that someone else was given that opportunity based on a higher backup offer. Some frustrated site users go so far as to call Hubzu a scam, seeing properties that they had won and been denied go back on the auction site within a few days. This comment comes up regularly: "bidding means absolutely nothing here”.

Too limited - and potentially frustrating

Hubzu could be fun to play around with - it won't cost you anything to use the site, and maybe you'll come across a foreclosure listing close enough to you that you could go in person and check out the process. However, with so few listings in some prime investment zip codes, Hubzu comes up short on availability alone. And, looking at what site users have said about the overall experience, it sounds like you'd be in for a frustrating time if you place any bids here.

HUD Foreclosed Review 2 Star Rating

HUD Foreclosed

2 Star Rating
  • Over 2 million listings of foreclosures, pre-foreclosures, rent-to-own, and other property types
  • $1 for a 21-day trial
  • $49.60/month, $99/6 months, or $179/year
  • "A+” rated and accredited by the BBB

HUD Foreclosed is pretty tight-lipped about who they are and how they work. They've been around for around 15 years, but we only know that from our own research - there's nothing on the site that gives you a background on how they work, a list of staff members, nada. HUD Foreclosed does say that they have over two million listings that include not just foreclosures but also pre-foreclosures, rent-to-own properties, and even traditional MLS listings that they consider to be a "smart deal”. We'll also point out the disclosure in the fine print at the bottom of the site: HUD Foreclosed has no official connection to or endorsement from the US Department of Housing and Urban Development (HUD).

Laggy website

To get a feel for how HUD Foreclosed works, we entered two different target areas that are currently hot in the investment market: Phoenix and Nashville. Be prepared for it to take a noticeably long time for your search results to populate: on both mobile and desktop, it took over a minute to return a list of matching properties (and if we were just regular browsers and not on a mission to evaluate this platform, we probably would have gone elsewhere, assuming by the lag that the site wasn't working).

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Use filters to focus on foreclosure listings

When the site finally loaded our results, we found over 13,000 listings in Phoenix and about 5,400 in Nashville, far more than what we found on most rival foreclosure listing platforms. You'll probably want to use the filters to sort listings by the number of beds/baths and min/max price at a minimum. Under the "More Filters” dropdown, you can also get into the types of properties and filter out properties that don't fit your criteria - like rentals, FSBOs, and so on. When we applied those extra filters to only show us pre-foreclosures, foreclosures, and tax lien properties in Nashville, for example, it dropped that impressive 5,400+ number to just 230.

Register to see property details

Your results will show you images of the home, the number of beds/baths, the square footage, and the type of sale (such as foreclosure auction or REO foreclosure). In order to see the estimated price/value and the address, you'll have to register with HUD Foreclosed. You'll start by entering your name, email, and address; your zip code will likely be pre-populated based on your detected area (which is a little creepy). That's where you'll notice that you're consenting to receive informational and marketing contacts from a completely different website (ForeclosureHomes). And, if you click on the Contact Us link, it provides the address of yet another company, NSR Data Corp. We mention all of this so that you're fully aware of where your information may be going if you use HUD Foreclosed.

$1 for 3 weeks, then $49.60/month

Oddly enough, the Contact Us page is where you'll find the FAQs about how HUD Foreclosed works - and about how much it'll cost you to use the platform after your $1, 21-day trial expires. Pay attention when you're setting up your account: if you don't cancel during the 3-week trial period, you'll automatically be enrolled in the month-to-month plan for $49.60/month. You also have the option to pay $99 every 6 months or $179 for a year. However, there are no refunds offered at HUD Foreclosed, so you may not want to jump in at that level until you've really checked out the platform.

Customer service leaves more than meets the eye

When we went to check out HUD Foreclosed's reputation, we were happy to see an "A+” and accreditation from the Better Business Bureau. That's usually an indicator that a company is doing an appropriate job of responding to complaints, including the 40 that this foreclosure listing service had received in the last three years. But, in reading through those complaints (and ones we found elsewhere in places like Trustpilot), we were left with a sour taste in our mouth about how this foreclosure listing service does business.

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Deceptive business practices?

It's true that they respond to all of their complaints and that most people tell the BBB that the issue has been resolved to their satisfaction. However, time and time again, HUD Foreclosed's reps have told people that they had no record of being contacted by the customer in the first place. One or two times, that might be plausible - but not across the vast majority of the complaints that describe trying to reach out in all the ways the company has provided (phone, email) and being left on hold or just flat-out ignored. We also noticed in the rants and responses that there are multiple types of subscriptions you could wind up enrolled in at HUD Foreclosed, and unless you notice and cancel each one specifically, you may think that you've terminated your membership and then discover there are still charges hitting your credit card.

Not a foreclosure listing platform we'd use

All of that feels like a lot to go through for a mediocre foreclosure listing service. It would be one thing if HUD Foreclosed was doing an amazing job of connecting potential investors and home-buyers with hot properties, but we had a hard time finding anyone saying that's the case here. This is a platform we'd skip, and we recommend sticking with the higher-ranking foreclosure listing services in our review.

Foreclosure Listings Review 1 Star Rating

Foreclosure Listings

1 Star Rating
  • Over 1 million listings
  • Listings include foreclosures, pre-foreclosures, short sales, and sheriff sales
  • Daily updates
  • Agent contact service available
  • 7-day trial for $3.95
  • $39.95/month or $99/year membership fee after trial period
  • In business since 1998

Foreclosure Listings will proudly tell you that they're one of the "nation's leaders in online foreclosure information delivery”, offering connections to a network of properties since 1998. In theory, anyway, their listings are updated daily and include foreclosures, pre-foreclosures, short sales, sheriff sales, and more - obtained by courthouse scouts who monitor properties as they're filed, so that Foreclosure Listings can put them up live as soon as they're available for sale. It sounds great on paper, but the reality we've found here is quite different. Read on and see for yourself.

Won't tell you how many listings you can see each day

Your first inkling that something's amiss at Foreclosure Listings is when you scroll through all of the details under the Membership Prices section. We've seen this part before when we've evaluated this platform, but it leaves us flabbergasted every time: "the set number of listings that a member can view in a 24 hour period is a secret number set by the company in order to protect it's [sic] data from data mining.” Yes, you read that correctly: when you sign up for a membership at Foreclosure Listings, your property views will be capped…at some mysterious number of listings.

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$3.95 for the first week, $39.95/month afterwards

Speaking of membership prices, you'll pay $3.95 to access Foreclosure Listings for a week. After that, you'll be charged $39.95/month or $99/year to keep using the platform. Without any other information, you might look at this website and think that it's worth it: there were over a million listings during our most recent visit, though the vast majority were pre-foreclosures.

The previews will tempt you to sign up

Search up your target area(s), and you'll probably be even more interested. We looked at our two locations (Nashville and Phoenix metro areas) and found 900+ and nearly 6,000 listings, respectively. The details are pretty slim until you sign up for an account, but that's to be expected. Still, some of the photos they post are really going to get your attention: we spotted a 10,000 sq.ft., 6br/8ba mini mansion in the Phoenix area, listed as a pre-foreclosure for the incredible estimated price of $166,900. Who wouldn't want to pay $3.95 to get a peek at that address?

Can contact the listing agent for you

Foreclosure Listings also offers you the service of having them reach out to the listing agent on your behalf. You'll enter your mobile number to get a text with the latest information about the property.

Still has a failing grade from the BBB

Sounds great, right? Don't get your hopes up. Just like every other time we've evaluated this foreclosure listing website, it has a bottom-of-the-barrel "F” grade from the Better Business Bureau. This time around, the BBB cited the 7 complaints filed against Foreclosure Listings, 6 of which had received no response from the company. And, those complaints are equally disturbing as the ones we noted previously: multiple individuals have had their properties falsely advertised on the site as foreclosures, leading to hopeful buyers driving by and filming their homes and even calling them. Others who have tried to use Foreclosure Listings to locate properties report the same issue: the homes shown are outdated or flat-out not in foreclosure. And, let's not overlook the subscribers who canceled their membership to Foreclosure Listings, got an email confirming said cancellation, yet started being charged out of the blue again months later.

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Don't bother looking at the foreclosure listings here

We're sure you'll agree that there's absolutely no reason to use Foreclosure Listings to look for your next property. We're not sure why anyone would waste money on this service (unless maybe they weren't smart enough to check out this review before they signed up). Lucky for you, you know there are many reliable foreclosure listing services you can count on, reviewed and ranked at the top of our list.

Compare the Best Reviews

Continued from above...

So, why consider buying a property in foreclosure? Foreclosed and pre-foreclosure homes, along with bank-owned (REO) and short-sale properties, are often sold below market value, giving you the chance to stretch your budget further. And, when you purchase from a distressed seller, you might not only save money but also help a struggling homeowner avoid deeper financial trouble, such as bankruptcy.

However, it's important to approach these purchases with eyes wide open. Many foreclosed homes are sold as-is, meaning repairs and updates are likely part of the equation. Be prepared to take on potential costs like fixing structural issues, replacing appliances, or even addressing legal challenges if the home is still occupied.

Another factor to consider is the timeline. Buying a foreclosure may not follow the typical quick-turnaround schedule of traditional home sales. Bank-owned properties, for example, often involve more red tape, which can extend the closing process. Still, for those willing to plan ahead and be patient, the savings can make the extra effort worthwhile.

When you're ready to dive in, the first step is finding reliable foreclosure listings. These services aggregate and curate the information you need, from auction schedules to detailed property data. With so many options available, how do you choose the right listing platform? Consider these criteria:

  • Cost. Some services offer free trials or limited access, while others charge a subscription fee. Evaluate whether the features justify the cost.
  • Data quality. Up-to-date and accurate information is crucial. Outdated listings waste time and energy, so look for platforms with frequent updates and detailed property descriptions.
  • Ease of use. A good foreclosure listing platform should simplify the search and buying process, offering intuitive tools and clear steps for completing the purchase.
  • Coverage. Make sure the service provides comprehensive listings in your target area, including multiple property types such as REOs and short sales.
  • Reputation. Check reviews and Better Business Bureau ratings to see if others have been successful while using the foreclosure listing service. Are there any complaints about the listings or the company's customer service?

To help you achieve your real estate goals, Top Consumer Reviews has done the legwork of evaluating and ranking some of today's most popular foreclosure listing platforms. Using these services effectively can unlock some impressive opportunities, whether you're expanding your real estate portfolio or buying an affordable home for your family. Happy hunting!

The Best Foreclosure Listing Services Compare Foreclosure Listing Services Compare Foreclosure Listing Service Reviews What are the best Foreclosure Listing Services Best Foreclosure Listing Service Reviews

Foreclosure Listing Service FAQ

Foreclosure is a term that refers to a lender repossessing a property when the homeowner hasn't kept up with their mortgage payments. Essentially, the mortgage holder (the bank, credit union or other financial institution) takes the home back, and the homeowner may lose any equity they built.
Investors looking for a home priced below market rates often look at foreclosures first. But, foreclosed properties are not just for investors: prospective homeowners can also benefit from buying a home for less than the market average price.
Pre-foreclosure indicates that the homeowners have been formally notified that they're in default and that the lender intends to repossess the property, but it hasn't yet been offered for sale. Foreclosure means that the home's ownership has already been returned to the lender. A short sale is when the homeowner sells the property for less than what is owed on their mortgage; this requires lender approval. Finally, if a foreclosed home doesn't sell at auction, the lender continues to own it; this is known as "bank owned” or REO (real estate owned).
Yes, most of the time. That means that if the home needs repairs, appliances are missing, or outright damage has been done to the property, it will usually be up to the buyer to handle that post-sale.
Besides getting a home that may need significant fixing-up, you could face a much longer timeframe to get to closing and keys in hand. You might also have to pay any back taxes or liens on the property if you're buying a foreclosure at auction.
It's not a requirement, but it's still a good idea to consider working with a realtor or a buyer's agent even with a foreclosure. They can protect your interests during the purchase, keep your expectations realistic, and help you understand the process - because buying foreclosed properties can be very different from a traditional home sale.
The most efficient way to find foreclosures in your target area is with a listing service. There are several platforms that allow you to search for properties according to the criteria you prefer, from number of bedrooms to estimated sale price and much more.
That depends on the foreclosure listing service you choose. Some offer a free trial period but then charge you on a month-to-month basis, while others are completely cost-free to use. We recommend trying a free service first, and then consider a paid platform if you don't find what you're looking for with the complimentary foreclosure listing provider.
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