Where Can You Find the Best Health Insurance? About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.
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For over 25 years, eHealth has helped millions of Americans find the healthcare plan that fits their needs at a price they can afford. eHealth offers online resources and live support from licensed insurance agents and boasts over 10,000 plans from over 180 companies.
Quick access to quotes
It's easy and painless to access a general quote at eHealth. With a click of a button, you will get a page that lists some types of plans. In order to see prices, you do need to give a little bit of information, but not your email or phone number. Once you answer a few general questions, you will have quick access to quotes of plans that match your profile. You can even have access to unsubsidized quotes.
Lots of insurance types on offer
eHealth offers a wide range of insurance types to shop for: Medicare, short-term, small business, individual/family, dental, vision, and GAP. If you're trying to find coverage for yourself or your family, click on the Individuals and Family tab on the main eHealth page and enter your zip code.
Agents claim to be available to help even after purchase
eHealth offers a customer promise that includes a commitment to expert guidance and timely follow-up. They also promise to always work on your behalf to get the information you need to select the right plan for you. Unfortunately, this is not always the case. There have been some complaints from customers that agents have misled them into signing up for more than they needed or for a higher-level plan that was out of their budget. When customers get the bill, eHealth agents do not respond to their pleas for help. They have had to resolve their complaints using third-party help.
Agents are overly available - if you don't enroll
We have read and experienced ourselves the commitment of eHealth agents. We gave them our contact information and have been inundated with calls and texts that we did not want from agents everywhere asking if we need health insurance. One woman who did not sign up for a policy but gave out her personal information has had texts, calls, and voicemails for months and has asked repeatedly to be taken off their call list. Still others have changed their phone numbers due to the amount of spam calling they have received. This is not acceptable.
Won't be a pick this time around
Due to complaints of harassing texts and phone calls, along with the distinct lack of educational materials on the website, eHealth will not be a good pick this time around. You'll want to use a more reputable health insurance resource on our list, especially if you want to avoid the spam you'll undoubtedly get from eHealth.
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About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.
The good news is that you have coverage options that might come with a tax credit that can be used to reduce your monthly premiums if you need to find health insurance on your own. These plans are funded through the government, and if you've ever tried to navigate a government website or program, it can be time-consuming and confusing. And that's a best-case scenario.
Fortunately, there's good news on that front. There are a number of health insurance platforms that can help you sort through your options and get coverage. You won't pay extra for using one of these resources, and you'll often get the benefit of knowledgeable guidance from a licensed insurance agent. If you don't understand the difference between PPOs and HMOs or between deductibles and coinsurance, you should make sure you have an expert on hand to walk you through the process of picking a plan.
However, not all of these companies are made equal. While some do exactly what they say they will, others are fronts disguising lead-generating agencies. They get paid to collect your personal information, which is then sold to anyone with the cash - marketing companies, other insurance agents, health insurance providers, and who knows who else.
How can you tell which health insurance websites are legitimate? Consider the following criteria when deciding where to begin your coverage shopping:
To help you get the medical coverage you need, Top Consumer Reviews has evaluated and ranked the best resources for finding health insurance plans. We're confident that this information will make it easy to navigate the often-tricky world of healthcare and buy the right plan for your needs.
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