Thursday, March 27th
2025 Health Insurance Plan Reviews
Find Health Insurance Coverage
- Offers quotes only after personal information is captured
- Website looks professional
- Quotes come from major healthcare providers
- You can talk to an agent over the phone if you have issues or questions
Find Health Insurance serves as a basic landing page for "nationwide” (less than 25 states are actually covered) expansion of the Florida state Peacetree Insurance, which owns and operates Find Health Insurance. Aside from both companies being based in South Florida, there is little to no information regarding the company or its origins that can be found online.
Captures personal information
Not only does Find Health Insurance introduce a form at the beginning of the quote finder process that requires your phone number, but they also trick people into agreeing that they are fully aware that they are NOT required to give their phone number on the form to receive a quote. It's a sneaky way to gain people's "consent” and circumvent the law. The form online requires your phone number. You cannot get to the quotes screen without inputting your phone number. There is nowhere on the form or the website that gives the consumer any knowledge about an alternate way to get a quote without giving out their phone number.
Clicking the quote button binds you legally
By clicking the "Quote” button, you are giving your consent to the company and any agents it "employs” (or sells leads to), to contact you via text or phone. The form is confusing in that it has a check box for you to opt out of being contacted for "relevant” services. But just by clicking the "quote” button, you have already consented to being contacted for health insurance coverage. It's a misdirect where people think they are opting out of contact, but in reality will still be contacted because they gave their consent.
Lead generation website
While you can get some health insurance quotes from Find Health Insurance, we wouldn't recommend it. This seems to be a website dedicated to getting your personal data and charging agents for your personal data as a "lead.” We find this unacceptable.
BBB accreditation and grade
This website boasts an "A” rating as an accredited business of the Better Business Bureau, but there is no link to the proof of this. After searching for a long time, we couldn't find this website, Find Health Insurance, even listed on the site, let alone being accredited or having a good grade. Instead, we looked up Peacetree Insurance, LLC, which is the company that owns and operates Find Health Insurance, and found that not only was it not accredited, it also had an "F” rating. Those who complained about the company claimed that Find Health Insurance actually took their personal information and signed them up for health insurance using their next year's projected tax credit to pay for it. If true, this would be tax fraud.
Sneaky dealings and shady overtones
Because of the misleading nature of the forms on the website as well as the questionable use of the BBB logo and fictitious grade, we cannot recommend Find Health Insurance for anything but as an example of a questionable website.
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Where Can You Find the Best Health Insurance?
About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.
The good news is that you have coverage options that might come with a tax credit that can be used to reduce your monthly premiums if you need to find health insurance on your own. These plans are funded through the government, and if you've ever tried to navigate a government website or program, it can be time-consuming and confusing. And that's a best-case scenario.
Health Insurance Plan FAQ
Continued from above...
Fortunately, there's good news on that front. There are a number of health insurance platforms that can help you sort through your options and get coverage. You won't pay extra for using one of these resources, and you'll often get the benefit of knowledgeable guidance from a licensed insurance agent. If you don't understand the difference between PPOs and HMOs or between deductibles and coinsurance, you should make sure you have an expert on hand to walk you through the process of picking a plan.
However, not all of these companies are made equal. While some do exactly what they say they will, others are fronts disguising lead-generating agencies. They get paid to collect your personal information, which is then sold to anyone with the cash - marketing companies, other insurance agents, health insurance providers, and who knows who else.
How can you tell which health insurance websites are legitimate? Consider the following criteria when deciding where to begin your coverage shopping:
- Licensed agents. As we mentioned, the reputable platforms offering health insurance will always have an option to work with a licensed agent - without having to first provide any personal information.
- Upfront quotes. Do you have to enter a lot of details before you can see quotes for policies in your area? This could potentially raise concerns. We prefer health insurance sites that let you enter a zip code and some limited demographic info (usually male/female, age, and income range), then show you a preliminary set of matching plans.
- Ease of use. How quickly can you see quotes? Can you apply online and get coverage right away, or will a phone call be required to finalize your enrollment?
- Support available. How easy is it to get help if you get stuck in the application process? Will the company continue to care and advocate for you after you've purchased a health insurance policy? Does the company offer year-round support? Do they offer more than one way to contact them - phone, live chat, and email, for example. Do they have limited service hours?
- Reputation. While many health insurance websites boast impressive claims, which ones truly deliver? You can determine that by looking at customer reviews on third-party sites or reading reviews like the ones here at TopConsumerReviews.com.
To help you get the medical coverage you need, Top Consumer Reviews has evaluated and ranked the best resources for finding health insurance plans. We're confident that this information will make it easy to navigate the often-tricky world of healthcare and buy the right plan for your needs.
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