Where Can You Find the Best Health Insurance? About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.
Weak
insuranceQuotes has formed partnerships with thousands of insurance agents and over one hundred insurance providers. They claim to offer dependable resources along with one online application that allows you to receive and compare tailored insurance quotes from multiple companies at the click of a button for free. Not just for health coverage, insuranceQuotes offers quotes for car insurance, homeowner's insurance, and more.
Insurance of every type
This website offers a comprehensive range of insurances and coverage options. This can be a boon to get things all done in one place, but in the case of insuranceQuotes, this doesn't work out well. Health insurance is a complex topic, and a website should be able to handle it effectively, but insuranceQuotes' approach results in an unfocused experience.
This is a lead generator
While we appreciate the fact that insuranceQuotes is not going overboard to hide that it is a lead generator, some people might not realize this. If you read the policies of the website, they are very clear: "When you provide personally identifiable information to us, we share your information with providers to provide you with the quotes you requested and for providers to contact you for informational, advertising, and marketing purposes. Providers and others with whom we may share your personally identifiable information may contact you with a quote by email, telephone, text message, postal mail, or other forms of communication. Further, these providers and third parties may share your personally identifiable information and automatically collected data with other third parties without restriction. Please note that we may share or sell your personal information with third parties that may not be insurance-related so that those third parties can directly market their products and services to you. Those third parties may also share or sell your data with other third parties." Yikes!
Owned by All Web Leads
insuranceQuotes is a subsidiary of All Web Leads, a company that uses platforms like this website to generate leads to provide to health insurance companies and to insurance agents. This is not an insurance broker or agency. In the end, you will have to complete the information all over again with the insurance company you choose, so you aren't doing anything but giving them a lead with your personal information. All Web Leads gets an "A" rating from the BBB, but people are beginning to understand that insuranceQuotes is related to them, and there are some complaints. Complaints involve people being spammed mercilessly by different agencies and companies that have gotten their personal information.
You can do better
insuranceQuotes finds itself in a situation where it tries to be all-encompassing. It tries to be everything for a lot of different kinds of insurance but ends up being lackluster at doing anything well. If they are just in the game to generate leads, they still could have done better. It's unfortunate that the internet is cluttered with confusing things like this, especially when dealing with something as personal and important as health insurance coverage. Seniors, especially, don't understand the difference between a legitimate health insurance coverage marketplace and a lead-generating website. We wish insuranceQuotes would be more upfront with what they are doing and who they work for. There are lots of complaints from people who state they were spammed with unwanted contact from agents and companies for a very long time, and for all these reasons, insuranceQuotes is almost at the bottom of our rankings.
Continued from above...
About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.
The good news is that you have coverage options that might come with a tax credit that can be used to reduce your monthly premiums if you need to find health insurance on your own. These plans are funded through the government, and if you've ever tried to navigate a government website or program, it can be time-consuming and confusing. And that's a best-case scenario.
Fortunately, there's good news on that front. There are a number of health insurance platforms that can help you sort through your options and get coverage. You won't pay extra for using one of these resources, and you'll often get the benefit of knowledgeable guidance from a licensed insurance agent. If you don't understand the difference between PPOs and HMOs or between deductibles and coinsurance, you should make sure you have an expert on hand to walk you through the process of picking a plan.
However, not all of these companies are made equal. While some do exactly what they say they will, others are fronts disguising lead-generating agencies. They get paid to collect your personal information, which is then sold to anyone with the cash - marketing companies, other insurance agents, health insurance providers, and who knows who else.
How can you tell which health insurance websites are legitimate? Consider the following criteria when deciding where to begin your coverage shopping:
To help you get the medical coverage you need, Top Consumer Reviews has evaluated and ranked the best resources for finding health insurance plans. We're confident that this information will make it easy to navigate the often-tricky world of healthcare and buy the right plan for your needs.
Compare Any 2 Products
Top Products.
Top Reviews.
Top Consumer Reviews.
Reviews
Browse through thousands of reviews.
Social Media
Like us? Follow us! We'd love to have you join our community.
Newsletter
Stay up to date with the latest reviews. We'll keep you informed, and we'll never sell your information to anyone.
