Health Insurance Plans Reviews

Stride Health Review: Health Insurance Plans

We've analyzed the best Health Insurance Plans to help you find the right solution for your needs.

2026 Health Insurance Plan Reviews

Where Can You Find the Best Health Insurance?  About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.

4.5

GREAT

2

Great

  • Easy-to-navigate website
  • Offers customized solutions for contractors
  • Your information stays with them
  • No scam calls
  • Year-round customer support available
  • Excellent app that has lots of helpful features
  • Lots of educational resources

GREAT

4.5

On the Stride Health website

Stride is an incredibly innovative approach to a niche market of independent contractors who need health insurance coverage and more. Springing off the idea that people who work independently enjoy flexibility - but also have to take on managing the complexities of life, which can be time-consuming - Stride aims to reduce the amount of time and hassle spent on things that contractors have to worry about that others don't, from insurance to taxes, mileage tracking, and so much more. This is a great option for people like rideshare drivers, freelancers, influencers, and others who are independent contractors.

Very easy to get personalized quotes

To offer personalized recommendations, Stride requires users to enter details such as income level, family size, zip code, and health care preferences. With this information, Stride helps users to find the most cost-effective health insurance plans available on the health insurance marketplaces, to qualify for federal subsidies, and to clearly understand different health plans and their pros and cons. Stride also helps with annual renewal and reassessment of plans-they really are looking to help you get the best deal, and they don't sell your information.

Best Health Insurance

Stride really saves independent workers money

Stride users save an average of $447/month on health insurance and are 25% more confident than others that they've found the best deal on health insurance coverage than those who don't use Stride.

Stride offers excellent support

Not only does Stride give excellent support in helping you save money with health insurance coverage, but Stride's customer service team is also there for you year-round to answer questions or re-evaluate your current plan. Not only that, they have a great app that can help you 24/7.

An app that truly makes life easier

The Stride app makes it easy to find the most affordable health insurance coverage, as well as other insurance options, track mileage for tax breaks, help you save on everyday expenses, and simplify and file taxes without stress. Stride users actually save about $500 per month with their health insurance and an average of $710 per year on taxes. There are over 2 million people who save using the app. With over 73,000 ratings on the Apple store, averaging 4.8 out of 5 stars, that's impressive.

No scam calls

Stride doesn't work off of agents getting commission. Instead, Stride gets commissions based on people signing up for plans. Stride is not interested in a fire-and-forget, one-and-done kind of transaction - the philosophy of the company is to get customers and keep them by caring for them and keeping them happy with the service Stride offers. This means they aren't interested in generating leads for other websites or companies - they are interested in keeping your business.

Best Health Insurance

An innovative and impressive take on health insurance

We love Stride's innovation and transparency. Stride is changing the way people shop for health insurance coverage. Despite being a niche market, it is paving the way for higher quality in the health insurance coverage industry and setting a standard of long-term customer retention that the rest of the industry should take note of. We are happy to make this one of our top picks. Visit the website and check out the novel approach Stride has to offer.

On the Stride Health website

Continued from above...

Where Can You Find the Best Health Insurance?

About half of Americans have health insurance from their employer. But there are lots of small businesses, independent contractors, and freelancers who don't get insurance from an employer. Maybe you are an influencer who now makes money as a YouTuber - how can you navigate the complicated world of health insurance coverage? From small business owners to hoping-to-trend influencers, everyone wants to feel the security of help with costs if they have a medical situation.

The good news is that you have coverage options that might come with a tax credit that can be used to reduce your monthly premiums if you need to find health insurance on your own. These plans are funded through the government, and if you've ever tried to navigate a government website or program, it can be time-consuming and confusing. And that's a best-case scenario.

Fortunately, there's good news on that front. There are a number of health insurance platforms that can help you sort through your options and get coverage. You won't pay extra for using one of these resources, and you'll often get the benefit of knowledgeable guidance from a licensed insurance agent. If you don't understand the difference between PPOs and HMOs or between deductibles and coinsurance, you should make sure you have an expert on hand to walk you through the process of picking a plan.

However, not all of these companies are made equal. While some do exactly what they say they will, others are fronts disguising lead-generating agencies. They get paid to collect your personal information, which is then sold to anyone with the cash - marketing companies, other insurance agents, health insurance providers, and who knows who else.

How can you tell which health insurance websites are legitimate? Consider the following criteria when deciding where to begin your coverage shopping:

To help you get the medical coverage you need, Top Consumer Reviews has evaluated and ranked the best resources for finding health insurance plans. We're confident that this information will make it easy to navigate the often-tricky world of healthcare and buy the right plan for your needs.

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Health Insurance Plan FAQ

What is health insurance?
Health insurance helps you manage the costs of your health care, from annual wellness checkups to major medical needs like surgery or cancer treatments. You pay a monthly premium to the insurance company, in addition to any co-pays or annual deductibles that need to be met.
What is covered by health insurance?
That depends on the insurer and the specific plan. Most policies include regular checkups and basic office visits, hospital stays (including visits to the ER), and maternity care. Your policy may or may not cover other services like chiropractic care, imaging (like X-rays and MRIs), vision and dental. It's important to get familiar with any plan you're considering, to avoid any nasty - and expensive - surprises later.
Can I get coverage if my employer doesn't provide it?
Absolutely. Many Americans find themselves in this situation, particularly those who own their own businesses or who work as freelancers. You can consult with an insurance broker to find the insurer and plan that makes the most sense for your situation.
Am I required by law to have health insurance?
No, but you could face tax penalties for not having health insurance. Because such requirements have changed several times in recent years, it's wise to check with an insurance agent to see what mandates are currently in place before you make a decision.
Are my health insurance premiums tax deductible?
Only if you are self-employed or have a Health Savings Account (HSA) with a high-deductible health plan (HDHP). If your health insurance comes through your employer, your premiums aren't tax deductible.
Can I buy health insurance online?
Yes! It's usually the easiest way to get an idea of what your options are and how much you'll pay each month. You can either buy a plan directly from an insurer or work with a referral service or broker who can provide multiple options to choose from.
What does health insurance cost?
Unfortunately, the answer to that is usually "a lot". Premiums for an individual typically start around $150/month and at $500/month for families. However, those plans usually have very high deductibles: an annual amount you have to spend before your insurance will start covering your medical costs. It's not uncommon for people to pay over $10,000 before their policy even kicks in.
Can I see any doctor I want?
Most health insurance policies have doctors and facilities that are considered in-network or out-of-network. If you choose to see a provider that isn't in your plan's network, you may have reduced benefits - or no coverage at all. For those who have established relationships with health care providers, it's usually possible to start a search for coverage by entering the doctor's name and seeing which insurance policies include him or her as an in-network option.

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Health Insurance.org
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Healthcare Marketplace
Health Markets
New Plan Options
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eHealth
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