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Whether you're a homeowner, landlord, or home seller hoping to sweeten the deal for prospective buyers, a home warranty can make a significant difference. From appliances like washers and dryers to home systems such as HVAC and electrical, home warranty policies protect you in the event of a malfunction or needed repair.
Given that the average costs of even a minor fix can easily run into the hundreds or thousands of dollars, it's easy to understand why many people purchase home warranties every month. The coverage purchased typically explains what is and is not covered, so you know exactly what you're getting. Also, most plans have some kind of deductible or service fee once a technician has been dispatched for your repair or claim.
Tuesday, January 19th
American Residential Warranty has the best reputation in the home warranty industry - by far. As the only company with an A+ rating at the BBB and hundreds of glowing positive customer reviews, American Residential Warranty makes an impression with well-priced home warranty options and an excellent track record for servicing those plans. American Residential Warranty is our first choice for your home warranty needs.
American Home Shield offers a well-priced range of home warranty options and is one of the only providers on the market that allows you to choose your coverage for specific items. Because of this, and their long history and reputation within the industry, we continue to recommend American Home Shield as a home warranty provider.
Home Warranty of America offers two home warranty coverage packages, both including more than the average plan sold by other companies. You also can choose to lower your monthly premiums by selecting a higher service call fee. This B-rated company with the BBB is a good option for home warranty plans.
First American Home Warranty offers a Basic and a Premier plan, giving customers the options of covering just appliances or both appliances and major home systems. This provider's reputation is good; although they've had customer complaints about exclusions, First American is responsive in trying to resolve any issues.
For three decades, Total Protect has offered peace of mind through home warranty plans. They offer three deductible amounts and three coverage plans, allowing customers to choose the home warranty that meets their needs and their budget. At the time of our review, Total Protect's reputation was in the air, with a BBB rating in the process of being updated and customers equally split between very positive and very negative reviews.
Select Home Warranty doesn't make it easy to know what coverage you'll get and how much it'll cost. Although some customers have positive things to say about Select's home warranty coverage, the site itself has broken links and spelling errors that made us question this company's professionalism.
Sears enjoys household name status in the retail market, and their home warranty coverage offers low deductibles and high coverage dollar amounts. However, with customer complaints and financial troubles on the horizon for the company, Sears may not be the ideal choice for a home warranty plan.
Choice Home Warranty is taking steps to improve their reputation, as shown by a higher rating with the BBB than they've had in the past. But, compared with other home warranty companies, Choice Home Warranty still has room for growth. Many customers have still been less-than-happy with pushy sales representatives and long waits to get repairs scheduled and completed.
24-7 Home Warranty has an out-of-date website, and they outsource all of their contracts to other providers. With no rating from the BBB, no customer reviews or testimonials, and all home warranty contracts being serviced by other businesses, 24-7 Home Warranty doesn't meet our criteria for a trusted, reputable provider.
Guaranteed Home Warranty offers no information on their website as to what you get with their service. They have a D+ rating with the Better Business Bureau, lots of broken links, and no details as to what they cover in a home warranty. Rather than entering your information hoping for a quote, we strongly recommend you choose a higher-ranked home warranty company.
You should be aware that home warranties are one of the most complained-about services available today. Why? The main reason is that customers don't pay attention to the fine print. When considering a home warranty policy, be sure to take a look at a sample contract. Like all warranty and insurance companies, they're hoping that you don't need to make a claim - and so many of the cosmetic, non-essential inner workings and components may be excluded from coverage.
However, if you take the time to educate yourself on the home warranty you're purchasing, there should be no unpleasant surprises, and your covered systems will be repaired in a timely fashion by a licensed, reputable technician.
As you decide which company earns your business for a home warranty plan, here are several criteria to consider:
TopConsumerReviews.com has reviewed and ranked the best home warranty companies available today. We hope this research helps you find the best home warranty policy for your home or rental property!
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