Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.

Elite Home Warranty Review

Sunday, March 3rd

2024 Home Warranty Company Reviews

Elite Home Warranty Review 4.5 Star Rating

Elite Home Warranty

4.5 Star Rating
  • "A" rated and accredited by the BBB
  • Available in all states except WA, OR, CA, NV, AZ, TX, WI, IL, FL
  • In business since 2020
  • 3 plans to choose from - or customize your own

Elite Home Warranty wants to be different from every other provider in the industry. And so far, just over two years in, they're succeeding. This is the only company we evaluated that not only offers three plans to choose from, but also gives you the ability to customize your warranty: protect what you need and nothing that you don't. Elite aims to be transparent, straightforward, and trustworthy - and from what we can tell, they're delivering on those promises.

Work with a rep to get a price quote

When you enter your address to get a free quote from Elite, you might get a promo offer. During our most recent visit, we were offered a $100 discount and the first month of coverage for free. We weren't thrilled that we had to wait for an Elite rep to call us, to find out what our coverage would cost (or that we had to call them directly): most home warranty companies let you see your costs and even sign up right on their website. Even their "Plans and Pricing" page doesn't let the cat out of the bag.

3 plans to choose from

What we can tell you is that you've got three main plans to choose from with Elite Home Warranty:

  • Elite Appliances: covers your refrigerator, washer/dryer, range/oven/cooktop, built-in microwave oven, trash compactor, garbage disposal, and ceiling fans
  • Elite Systems: covers your HVAC, electrical, plumbing, water heater, and garage door opener
  • Elite Complete: covers everything in the Appliances and Systems plans, plus adds coverage of your doorbells, smoke detectors, ceiling fans, and limited roof leak repair

Customize your home warranty

Elite has some home warranty features we really love. First, you've got lots of add-on coverage if you want it. For example, their Exterior package protects your lawn sprinkler system, water line, sewer line, generator, and separated spa equipment. You can get coverage for individual items/systems too, like your water filtration system or swamp cooler. There's even a home electronics package for your TVs, computers, and other gadgets. Finally, this is the only home warranty service we found that lets you custom-design your own package: choose what you want to cover and only pay for what you actually need.

Best Home Warranty Companies

No complaints here

We were thrilled to see that Elite Home Warranty has an "A" rating and accreditation from the Better Business Bureau: that's a rarity when looking at BBB listings for home warranty providers. Better yet, there were no complaints filed there at the time of this review. We're sure that's largely due to the newness of this company.

Phenomenal customer feedback so far

Again, because Elite Home Warranty has only been in service for a few years, customer feedback is understandably limited. But, we're really encouraged by what we've seen so far. Clients are saying that the claims process is really smooth, repairs are completed quickly, and there's no attempt on Elite's part to dodge responsibility for covered appliances or home components.

Not available in all 50 states yet

One downside is that Elite's home warranties aren't yet available in all 50 states. At the time of this evaluation, residents of WA, OR, CA, NV, AZ, TX, WI, IL, FL weren't eligible for a plan here - and if you consider the populations of California, Florida, Texas and Illinois alone, that's a pretty big chunk of the nation's homes. We're eager to see Elite expand into those states as soon as possible.

Absolutely should be on your list

Elite Home Warranty is still really new to the industry, so we give them a bit of a pass for not being more open with their pricing. There are so many perks to getting your home warranty plan here, from customizable packages to unparalleled service, we can't help but recommend them as one of our favorite options. If you're fortunate enough to live in one of the 40+ states where Elite Home Warranty operates, we recommend reaching out for a quote ASAP.

Where Can You Get the Best Home Warranty Protection?

Maybe you're a landlord trying to mitigate your operating expenses. Or you're trying to sell your home in a tough market and want to set prospective buyers' minds at ease. Then again, you could be like the average homeowner who wants some protection against those unexpected expenses like a failing air conditioner or a leaky bathtub.

In all of these situations, a good home warranty is a wise choice that can make the difference between a quick, inexpensive fix and a huge repair bill. How do home warranty plans work? Most providers give you several plans to choose from, ranging from basic coverage of appliances or systems, to premium packages that cover just about every component of your home. There are usually add-on services for an extra fee, like coverage of your electronics, sump pumps, septic systems, pools/spas, and so on.

The Best Home Warranty Companies Compare Home Warranty Companies Compare Home Warranty Company Reviews What are the best Home Warranty Companies Best Home Warranty Company Reviews

Home Warranty Company FAQ

Home warranties protect your home's appliances and systems in the event of a malfunction. Normal wear and tear takes a toll on all systems in your house, so a home warranty saves you from having to spend the hundreds or thousands of dollars it takes for even the smallest of repairs. By purchasing a home warranty plan, you're able to call a technician to repair or replace your faulty appliances when needed.
Having a home warranty provides peace of mind. It usually comes as a surprise when your heating system stops working, your dryer breaks, or your air conditioner goes out. When your systems and appliances need a repair, it is an urgent matter and you want to make sure you're able to afford the cost of getting them fixed. If you have a plan that covers the item that malfunctions, you'll have it paid for minus the cost of any applicable deductible or service fee.
When purchasing a home warranty, you'll be able to select from different plans depending on what you want covered. They might include a kitchen plan (fridge, range, oven, dishwasher, garbage disposal, etc.), heating and cooling (air conditioning, interior electrical system, central heating, etc.), plumbing systems, pool pumps, garage door opener, TVs, laptops, and more. You can buy as many plans as you want or bundle and save!
Home warranties are usually billed monthly and range from about $30 - $100/month depending on what you want covered, how many plans you buy, if you bundle your plans, and so on. On top of this, the company you use might charge service fees or have a deductible set up that you'll need to meet before they cover the rest of what it takes for repairs. Either way, having a home warranty will likely save you thousands of dollars in the long run since appliance repairs can be so expensive.
Home warranties cover the effects of normal wear and tear on systems and appliances. After running your dishwasher a couple hundred times, it might need maintenance, which would be covered by your warranty (if you selected a plan that included it). Home insurance protects you financially from unexpected major events like a fire, flood, or weather damage. It allows you to get a lump sum of money to replace items in the home or the house itself when disaster strikes. However, if your air conditioning goes out in the middle of summer, you're out of luck if you have home insurance without a home warranty.
A home warranty lasts as long as you choose to pay for it! Many people just budget for it long-term and pay year after year just like they make their house payment. You can pay monthly or make a yearly payment on the type of coverage you select. As long as you are subscribed to a home warranty plan, you'll be able to have a repairman come to your home to take care of your appliances and systems when problems arise.
There is no limit to the number of repairs you can call in during your home warranty contract. If there is a service fee, you'll need to pay that each time a technician comes out. If you have a deductible to meet, you'll pay for each repair until you hit your deductible and can be fully covered by the company. It's reassuring to know that regardless of how many things go wrong in your home, as long as your contract includes the repairs, you'll be able to have them taken care of!
Every home warranty service might do things a little differently. Most of the time you'll be able to call in and let them know your issue and get a timeframe for a technician to come make repairs. Some companies have an online form you fill out and then they contact you back and dispatch their workers. It's easy to get the help when you need it within a reasonable timeframe when you're dealing with home warranty companies.
Compare the Best Reviews

Continued from above...

All home warranties have limits, exclusions, and caps on the amount your policy will pay over the life of the contract: this is one of those times where it's essential to read the fine print and understand what's covered and what's not.

You should also expect a 30-day waiting period before your coverage takes effect. In other words, don't think you can hurriedly throw a warranty plan on your broken fridge and expect it to get fixed - unless you want to wait a whole month. Many home warranty companies use this time as a money-back guarantee period, in case you change your mind or discover something in your policy that you weren't aware of when you signed up. One such "surprise" is often the trade call service fee: what you'll pay per service call, similar to a copay you'd have on a medical insurance plan or a deductible with your car insurance. Be aware that you could have multiple fees for a single repair, if the fix requires different tradespeople to get it taken care of (both a plumber and an electrician).

You've got a lot of companies to consider for your home warranty, and it's easy to get overwhelmed. How can you tell which ones will deliver what they promise? Here are the most useful criteria to guide your decision:

  • Reputation. First and foremost, what do homeowners say about their experience with the home warranty provider? Are claims handled quickly, with repair technicians dispatched in a timely manner? Does the company approve claims easily, or should you expect to fight to get them approved and paid for? How many complaints have been registered, in comparison with any positive feedback?
  • Coverage. What will you get for what you pay? Can you select a tier of service that doesn't make you spend money on coverage you don't need? What's included and what's not?
  • Value. What will you spend on your home warranty? How much will you pay for trade service call fees? Play with the numbers and see what your annual premium totals and fees might be, compared with what you'd spend out of pocket to take care of the repairs on your own.

To help protect your home (and your savings), TopConsumerReviews.com has evaluated and ranked today's most popular home warranty providers. We're sure this information will help you choose the right plan for your property!

Compare Home Warranty Companies

Select any 2 Home Warranty Companies to compare them head to head

  • American Residential Warranty
  • Elite Home Warranty
  • First American Home Warranty
  • Cinch Home Services
  • Select Home Warranty
  • Home Warranty of America
  • Choice Home Warranty
  • American Home Shield
  • Guaranteed Home Warranty
American Residential Warranty vs Elite Home Warranty American Residential Warranty vs First American Home Warranty American Residential Warranty vs Cinch Home Services American Residential Warranty vs Select Home Warranty American Residential Warranty vs Home Warranty of America American Residential Warranty vs Choice Home Warranty American Residential Warranty vs American Home Shield American Residential Warranty vs Guaranteed Home Warranty Elite Home Warranty vs First American Home Warranty Elite Home Warranty vs Cinch Home Services Elite Home Warranty vs Select Home Warranty Elite Home Warranty vs Home Warranty of America Elite Home Warranty vs Choice Home Warranty Elite Home Warranty vs American Home Shield Elite Home Warranty vs Guaranteed Home Warranty First American Home Warranty vs Cinch Home Services First American Home Warranty vs Select Home Warranty First American Home Warranty vs Home Warranty of America First American Home Warranty vs Choice Home Warranty First American Home Warranty vs American Home Shield First American Home Warranty vs Guaranteed Home Warranty Cinch Home Services vs Select Home Warranty Cinch Home Services vs Home Warranty of America Cinch Home Services vs Choice Home Warranty Cinch Home Services vs American Home Shield Cinch Home Services vs Guaranteed Home Warranty Select Home Warranty vs Home Warranty of America Select Home Warranty vs Choice Home Warranty Select Home Warranty vs American Home Shield Select Home Warranty vs Guaranteed Home Warranty Home Warranty of America vs Choice Home Warranty Home Warranty of America vs American Home Shield Home Warranty of America vs Guaranteed Home Warranty Choice Home Warranty vs American Home Shield Choice Home Warranty vs Guaranteed Home Warranty American Home Shield vs Guaranteed Home Warranty
Compare the Best Home Warranty Companies
- VS -
Review the Best Home Warranty Companies
See the Best Home Warranty Company
The Best Reviews of Home Warranty Companies