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Wednesday, September 28th
Identity Force is an award-winning identity theft protection service, and their two plans are comprehensive, affordable and competitive with similar providers. The only drawback is for families, who will have to call in for plan details and pricing. In every other way, from an effective multi-dimensional approach to identity protection to very positive feedback from both customers and the BBB, Identity Force earns a good ranking among services that can help prevent and repair identity theft.
Identity Defense comes up extremely short when compared with other identity theft protection companies. From typos on their website to having no posted information about their business or even how to contact them, they don't have what it takes to reassure prospective subscribers that they're on the up-and-up - despite apparently being backed by Intersections, an established and reputable company with several other identity protection platforms on the market. Identity Defense earns our lowest ranking.
You're wise to ask that question, given that an average year sees as many as 14 million consumers reporting that they've been victimized by identity thieves - with losses reaching nearly $17 billion.
Those numbers may obscure the devastation experienced by an individual when their credit history is ravaged by fraudulent transactions. Scammers can use Social Security numbers, birthdates and other personal information to open bank accounts and credit cards, access medical care, and even claim tax refunds that don't belong to them.
All of this can take what was once an excellent credit score, and drag it down the drain. Unfortunately, the unsuspecting victim may not realize their identity has been stolen until they try to apply for a loan or start getting calls from collection agencies, and by then the damage has already been done.
Even children can be prime targets for identity thieves. Because most people don't open credit cards or borrow money until adulthood, their information can be used for many years: imagine starting out as an 18-year-old with a horrible credit history that you did nothing to deserve! By that time, criminals may have already taken lavish vacations, gotten expensive cosmetic surgery, or bought luxury furniture - all using the identity of a child.
Experts recommend that consumers be constantly vigilant to protect their personal information. Basic steps like shredding documents with sensitive data and not disclosing too many details on social media can help prevent identity theft. However, scammers abound and are determined to find ways to access what they need.
That's why identity theft protection services are a smart idea: while no service can offer a 100% guarantee that you'll never be a victim, their plans can often nip unauthorized access in the bud before things get out of hand. And, most of them not only help you clear your name and restore your credit history if identity theft occurs, but they also insure any financial losses up to a million dollars or more.
With many identity theft protection services to choose from, how can you tell which one is right for you? Here are several criteria to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best providers of identity theft protection available today. We hope this information helps you choose the service that offers the most peace of mind at the best price.
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