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Thursday, February 2nd
IDSeal is new to the identity theft protection industry, having gotten its start in 2018. At the time of this review, the company had still managed to earn an "A" rating from the Better Business Bureau, which is a good sign that they deliver on what they promise (at least so far).
One Of The Most Expensive
IDSeal is one of the most expensive services in our review. Most providers have several tiers of coverage to choose from, but this company only gives you options between an individual plan or one that includes up to 10 children, and among paying monthly, quarterly or annually. Plus, that "family" plan only covers one adult; if you want to include both parents, you'll have to tack on another individual plan that will bring the total monthly cost over $60.
Features:
Comprehensive Identity Theft Protection Plans
On a more positive note, the identity theft protection and restoration features included in IDSeal's plans are comprehensive:
Free device and identity protection
In addition to identity theft, IDSeal provides an impressive number of features to protect your devices and digital privacy. These include:
Sparse Customer Feedback
Because this service is so new, it's difficult to say what customers think. There are a handful of testimonials on the IDSeal site, but we couldn't find much beyond that. How well does the company do when people have a serious information breach or massive losses due to identity theft? It's too early to tell.
Time Will Tell
If this protection plan were much less expensive, it might be worth taking a chance and purchasing a subscription. We're encouraged by IDSeal's positive rating and accreditation from the BBB, and we expect to see continued good feedback about their services in the future. For now, though, we feel more confident in the established identity theft plans offered by our higher-ranked providers.
You're wise to ask that question, given that an average year sees as many as 14 million consumers reporting that they've been victimized by identity thieves - with losses reaching nearly $17 billion.
Those numbers may obscure the devastation experienced by an individual when their credit history is ravaged by fraudulent transactions. Scammers can use Social Security numbers, birthdates and other personal information to open bank accounts and credit cards, access medical care, and even claim tax refunds that don't belong to them.
All of this can take what was once an excellent credit score, and drag it down the drain. Unfortunately, the unsuspecting victim may not realize their identity has been stolen until they try to apply for a loan or start getting calls from collection agencies, and by then the damage has already been done.
Even children can be prime targets for identity thieves. Because most people don't open credit cards or borrow money until adulthood, their information can be used for many years: imagine starting out as an 18-year-old with a horrible credit history that you did nothing to deserve! By that time, criminals may have already taken lavish vacations, gotten expensive cosmetic surgery, or bought luxury furniture - all using the identity of a child.
Experts recommend that consumers be constantly vigilant to protect their personal information. Basic steps like shredding documents with sensitive data and not disclosing too many details on social media can help prevent identity theft. However, scammers abound and are determined to find ways to access what they need.
That's why identity theft protection services are a smart idea: while no service can offer a 100% guarantee that you'll never be a victim, their plans can often nip unauthorized access in the bud before things get out of hand. And, most of them not only help you clear your name and restore your credit history if identity theft occurs, but they also insure any financial losses up to a million dollars or more.
With many identity theft protection services to choose from, how can you tell which one is right for you? Here are several criteria to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best providers of identity theft protection available today. We hope this information helps you choose the service that offers the most peace of mind at the best price.
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