Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.
Wednesday, September 28th
Identity Guard offers a powerful combination of experience and cutting-edge technology to protect your identity from thieves and to quickly restore it if fraud occurs. Identity Guard's parent company has protected more than 47 million identities over the last two decades, and their partnership with the artificial intelligence of IBM Watson ensures that threats are detected quickly and prevented proactively. Over 140,000 cases of identity fraud have been resolved with Identity Guard's help.
$1 Million Insurance
All plans come with $1 million in insurance if identity restoration services are required, including stolen funds reimbursement. You'll have access to an online identity dashboard and a mobile app (though we found several customers who said that the app can be glitchy). And, if you need help from a case manager, rest assured that you'll have US-based representatives handling your case.
3 Levels Of Service
Beyond those features, there are three levels of service with Identity Guard, all of which are available to either individuals or families. These tiers include the following:
Save With An Annual Plan
For all of these plans, you can save anywhere from 26% to 33% if you pay annually instead of monthly. However, be aware that if you decide to cancel an annual plan, you won't receive a prorated refund for any unused time on the subscription.
Block Junk Mail
When we visited the Identity Guard site recently, we got a pop-up offer that included PrivacyMate at no extra cost when subscribing to a qualified annual identity protection plan. Valued at $99/year, this service blocks junk mail and robocalls.
Trustworthy Source Of Identity Protection
Identity Guard is a brand of Intersections, Inc., which provides identity theft services under a variety of names. Across the spectrum, the company enjoys an "A+" rating and accreditation from the BBB, establishing itself as a trustworthy source of identity protection. On average, Identity Guard earns a rating of 4.3 out of 5 stars, with the highest praise given to their customer service representatives for handling issues professionally and quickly. We were pleased to see compliments from subscribers who have used Identity Guard for several years, and from people who switched from other providers in our review and got better service here - for less money.
If you're concerned about becoming a victim of identity theft - and honestly, you should be - Identity Guard can give you affordable peace of mind. From preventative measures to lightning-quick response times when fraud is detected, this service has you covered, and you're not locked into more coverage than you need. Identity Guard earns our highest rating.
You're wise to ask that question, given that an average year sees as many as 14 million consumers reporting that they've been victimized by identity thieves - with losses reaching nearly $17 billion.
Those numbers may obscure the devastation experienced by an individual when their credit history is ravaged by fraudulent transactions. Scammers can use Social Security numbers, birthdates and other personal information to open bank accounts and credit cards, access medical care, and even claim tax refunds that don't belong to them.
All of this can take what was once an excellent credit score, and drag it down the drain. Unfortunately, the unsuspecting victim may not realize their identity has been stolen until they try to apply for a loan or start getting calls from collection agencies, and by then the damage has already been done.
Even children can be prime targets for identity thieves. Because most people don't open credit cards or borrow money until adulthood, their information can be used for many years: imagine starting out as an 18-year-old with a horrible credit history that you did nothing to deserve! By that time, criminals may have already taken lavish vacations, gotten expensive cosmetic surgery, or bought luxury furniture - all using the identity of a child.
Experts recommend that consumers be constantly vigilant to protect their personal information. Basic steps like shredding documents with sensitive data and not disclosing too many details on social media can help prevent identity theft. However, scammers abound and are determined to find ways to access what they need.
That's why identity theft protection services are a smart idea: while no service can offer a 100% guarantee that you'll never be a victim, their plans can often nip unauthorized access in the bud before things get out of hand. And, most of them not only help you clear your name and restore your credit history if identity theft occurs, but they also insure any financial losses up to a million dollars or more.
With many identity theft protection services to choose from, how can you tell which one is right for you? Here are several criteria to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best providers of identity theft protection available today. We hope this information helps you choose the service that offers the most peace of mind at the best price.
Select any 2 Identity Theft Protection Services to compare them head to head