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IdentityIQ Review

Monday, July 14th

2025 Identity Theft Protection Service Reviews

IdentityIQ Review 3.5 Star Rating

IdentityIQ

3.5 Star Rating
  • $8.50 to $29.99 per month
  • $1 million in insurance per person
  • Credit tracking
  • Bank, home, and auto tracking
  • Criminal tracking
  • Antivirus protection
  • VPN
  • Smart Vault encryption
  • Parent company has "B” rating from the BBB

Founded in 2009 and headquartered in Temecula, California, IdentityIQ has established itself as a reliable provider of identity theft protection. As part of the IDIQ family, which includes MyScoreIQ, Credit & Debt, and DataBreachIQ, IdentityIQ is backed by a wealth of industry experience and expertise.

Signing up is a breeze

Signing up for their services is a breeze, with a tempting seven-day trial available at just $1. IdentityIQ offers customers a comprehensive blend of credit monitoring, identity tracking, and robust cybersecurity features. While their services are generally comprehensive, it's important to double-check before choosing one of the lower-priced plans, as they may not have all the features you might want for your security. Additionally, it's worth noting that their customer service department operates within limited hours, which could potentially be a source of frustration for some subscribers.

Industry-standard insurance policy

To keep you feeling extra safe while using IdentityIQ, the company offers a competitive insurance policy that is equal to most of the companies in this review. Customers can expect a full $1 million in insurance if anything happens and they need to recover their identity, personal information, or funds.

Best Identity Theft Protection Services

Solid security features are competitive

There are tons of identity protection features that IdentityIQ has to offer. The company's services cover a wide spectrum, from restoration support for customers who already have had their information stolen to swift SSN alerts and reimbursement for stolen funds. Notably, their subscription plans offer the ability to add anti-virus protection and VPNs, catering to up to 10 devices. Furthermore, IdentityIQ provides a user-friendly app available for both iPhone and Android devices, ensuring that you can conveniently manage your identity protection on the go. Some of the useful features you can find at this site include:

  • Dark Web monitoring
  • Utility payment reporting
  • Family monitoring
  • Credit reports and monitoring
  • Antivirus software and protection

3 competitive pricing tiers

There are three plans to choose from at IdentityIQ. The three options provide a tier system so you can choose only the features that you need or want for your security. If you want the lower-cost monthly payment you do need to commit to a year, but either way, the prices are still competitive across the board. Here's a basic rundown of the features (though there are more than these available to customers):

  • Secure Plus: $8.50 to $9.99 per month
    • Annual 3-bureau credit reports and scores
    • $1 Million insurance
  • Secure Pro: $16.99 to $19.99 per month
    • Same features as Secure Plus
    • Alerts on crimes committed in your name
    • Score change alerts
  • Secure Max: $25.50 to $29.99 per month
    • Same features as Secure Pro
    • Enhanced credit report monitoring
    • Credit score simulator & tracker
    • $25K insurance on top of regular
    • Fraud restoration with LPOA
Best Identity Theft Protection Services

Solid reputation, trouble with contacting customer service

During our research on IdentityIQ, we found the company's reputation to be solid overall. The company is part of the Identity Intelligence Group (IDIQ) which holds a solid "B” rating. Plus, on verified third-party review sites like Trustpilot, reviews are generally positive, particularly highlighting the effectiveness of their customer service when dealing with identity theft issues. The company has an average star rating of 4.3 out of 5, which is impressive. However, it's important to note that some customers have reported difficulties when attempting to cancel their subscriptions, with no refunds issued upon confirmed cancellation.

Mid-tier option with some bonuses

IdentityIQ presents a solid option for individuals seeking identity theft protection, though it doesn't stand out as the best pricing or the most interesting. With three simple plans, it's easy to pick out what you do and don't want from IdentityIQ, which is a bonus for customers looking for a quick and simple solution to personal security. However, it's important to be aware of some reports indicating difficulties with subscription cancellations, so if you're worried about joining and unsubscribing, this might not be the most user-friendly option out there. Otherwise, it's pretty competitive.

Where Can You Get the Best Protection from Identity Theft?

In an age where our lives are increasingly online, the risk of falling victim to identity theft is a growing concern for individuals and families alike. Fortunately, to combat this concerning situation, services have emerged to help protect you and your loved ones from identity theft and other security dangers. By safeguarding your personal information from malicious actors, these companies work around the clock to keep you safe in the digital space.

Why is this necessary now more than ever? The rise of the internet has revolutionized the way we live, work, and interact with the world. Yet, this digital evolution has also given rise to a new breed of criminals who exploit the vulnerabilities of our interconnected lives. Through choosing weak passwords, clicking on malware, or even replying to the wrong email, it's all too easy to become a victim of identity theft in the online space.

The Best Identity Theft Protection Services Compare Identity Theft Protection Services Compare Identity Theft Protection Service Reviews What are the best Identity Theft Protection Services Best Identity Theft Protection Service Reviews

Identity Theft Protection Service FAQ

When someone takes advantage of your personal information - Social Security number, birthdate, name, etc. - to make purchases, open new accounts, or get a tax refund, it's defined as identity theft. More than three million cases of identity theft are reported on average each year - and that's just in the United States!
Keep an eye on the various accounts you have: banks, credit cards, insurance, and so forth. Identity theft can show up as unexplained withdrawals, missing bills or other mail, phone calls from debt collectors about accounts you never opened, or even conditions in your medical records that you've never had. All of these are red flags that someone is fraudulently using your identity.
If someone uses your personal information to get a new credit card, receive a tax refund, or take out a loan, you should report it to the Federal Trade Commission through their Identity Theft website. You should also contact the three main credit bureaus - TransUnion, Experian and Equifax - and have them place a fraud alert on your credit reports. Notify each company where you discover that fraud has occurred as well. Finally, contact your local police department to file a report. Fortunately, if you are a subscriber to an identity theft protection service, such fraud will likely be caught very early on and make it less likely that any long-term damage was done to your credit history.
Keeping your personal information secure is one of the best ways of stopping identity thieves. This includes shredding documents that have your personal and/or financial information before recycling them or putting them in the trash. Stay aware of the ways scammers are currently trying to get people to give up their information, such as phishing schemes or robocalls.[2] If you're not confident that you can stay on top of monitoring your identity, it is well worth it to subscribe to an identity theft protection plan.
Most services take a two-pronged approach to identity protection: prevention and repair. Once you become a subscriber, these systems monitor your information to detect security breaches and any attempts to use your identity. You're notified when any suspicious activity occurs, and if you have any funds stolen the service will typically help you recover the money.
Definitely not - and keep in mind that any money you spend will be far less than the cost of repairing your credit if your identity is stolen! You can get basic identity theft coverage for less than $7/month. There are also couple/family plans available that can protect everyone in your household.
Yes, most credit card companies actively track your spending habits and freeze your account if they suspect that a charge is fraudulent. That's a great resource that doesn't cost you a penny. However, your credit card companies aren't also tracking your bank accounts, health insurance and medical records, online profile or status with the IRS. And, your credit card issuer isn't going to help you repair your credit history if your identity is stolen. Using an identity theft protection plan is the most robust way to keep an eye on all of the places your personal information could be used illegally - and to fix things if a breach occurs.
Absolutely. In fact, identity thieves place a high premium on stolen Social Security numbers of minors, because it can often be a very long time before the theft is discovered: imagine going to apply for a credit card for the first time, only to find out that someone else had been using your identity for years! If you're considering an identity theft protection plan, be sure to find out what options are available for the children in your family: their coverage is usually deeply discounted when compared with the costs for adults.
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Continued from above...

However, there's no need to live in fear when you can employ the services of identity theft protection experts. These services are the first line of defense against the unauthorized use of your personal information, offering proactive monitoring, rapid response, and invaluable guidance to ensure that your identity remains firmly in your control.

There are lots of ways a company can help you protect your identity. Leading identity theft protection services offer a variety of features to maintain your security 24/7. These include monitoring of your credit reports and dark web surveillance, to robust insurance policies that mitigate potential losses. These services employ cutting-edge technology and experienced professionals to keep your identity safe.

Identity protection experts recommend that individuals stay consistently alert when it comes to safeguarding their personal information. Employing simple strategies such as securely shredding documents containing sensitive data and practicing discretion when sharing personal details on social media can go a long way in preventing identity theft. However, it's important to acknowledge that scammers are persistent and always on the lookout for ways to compromise your security.

Identity theft services have been growing in popularity due to the increasing number of data breaches and cyberattacks in recent years. In 2020 and 2021, there were several high-profile data breaches, exposing the sensitive personal information of millions of people. These incidents, coupled with the rising awareness of identity theft risks, drove many consumers to seek protection through identity theft services.

Thankfully, identity theft protection is not a luxury; it's easy to get enrolled right away. Many consider it a necessity in today's digital age. If you're not sure where to start, though, that's okay. Your security is important, so we took the time to check out all the top services for you. Here are a few factors that can help you narrow down your choices:

  • Cost. Considering that identity theft protection is an ongoing concern, you'll want to check budgeting options in the long term. How much do you want to spend? Are you looking for month-to-month payments or annual commitments? Knowing what you want to spend and when will help you narrow down your options.
  • Insurance. Sometimes even with protection, things can go wrong. So make sure you check out the insurance coverage amount at the identity theft protection services. Most offer a minimum of $1 million per person, though there are some services that offer even higher insurance rates.
  • Family vs. single. Everyone has a different family situation, so you might want to protect just yourself or maybe add a spouse. Or maybe you've got kids (grandkids?) and parents you're looking at too. Check out which plans offer family or child security on top of singles' packages to make sure a service offers protection that meets your needs.
  • Reputation. Reputation is a big deal with identity theft. If customers aren't happy with the protection they've gotten, you'll want to stay away. Your safety is the most important thing, so ratings from the Better Business Bureau and verified customer reviews are essential to know whether an identity theft protection service is trustworthy or not.

Because we take the safety of your identity seriously, Top Consumer Reviews has evaluated and rated the best places to go to protect yourself against identity theft. We hope this helps you feel more secure about your digital life and return to being stress-free about your identity and personal information!

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