Monday, July 14th
2025 Identity Theft Protection Service Reviews
Identity Protect
- $19.95 to $39.90 per month
- $1 million in insurance per person
- Credit tracking
- Dark Web monitoring
- Lost wallet assistance
- "B+” rating from the BBB
Identity Protect is a relatively new player in the world of identity theft protection services. While it boasts a user-friendly interface, it doesn't stand out with unique features and lacks the brand recognition of more established competitors. Moreover, its pricing is on the higher side compared to some alternatives, which may give potential customers pause. While usability is a plus, it doesn't outweigh the overall value proposition for most consumers.
Full protection with $1 million in insurance
One of the primary draws of Identity Protect is its financial protection against identity theft. The company offers a $1 million insurance policy. This policy covers various costs associated with identity recovery, such as hiring private investigators or CPAs. Additionally, it offers reimbursement for lost wages due to time off work taken to address identity theft issues. If you encounter financial losses from your bank account due to identity theft-related fraud, you may also qualify for reimbursement under this policy.
Features missing some industry staples
Identity Protect's feature set aligns with what you'd typically find in identity theft protection services. However, it lacks the additional perks offered by some competitors, like social media network monitoring or investment account tracking. The service also doesn't boast the same level of brand recognition and track record as more established providers. Furthermore, users may notice advertisements and third-party offers within the service, potentially raising concerns about trustworthiness.
Expensive for what you get
Based on comparisons with the industry, Identity Protect's pricing may give some potential customers pause. It's pretty expensive for what's being offered. The monthly subscription cost is higher than the industry average, and there are no discounts for annual payments. There are three subscription plans to choose from:
- Basic: $19.95 per month
- $1 million ID theft insurance
- Dark Web & internet monitoring
- Rapid email alerts
- SSN usage monitoring
- Change of address monitoring
- Lost wallet assistance
- Premium: $29.95 per month
- All the features of Basic
- Monthly data broker monitoring
- Online reputation management
- Data broker data removal
- Ultimate: $39.90 per month
- All the features of Premium
- 3-bureau reports and scores
- 3-bureau credit monitoring
- Credit fraud consultation
- Credit score factors
- Credit score simulator
- Credit score tracker
- Debt analysis
No plan for families
Notably, many of the most useful features are hidden behind the most expensive subscription plan, which isn't ideal for individuals on a budget. Further, there's not a particular plan for families, so customers may end up paying the same amount per person if they want to protect more than just themselves.
Fraudulent charges by Identity Protect
In terms of reputation, the news isn't great. Identity Protect doesn't have a presence with verified third-party review sites, which makes it hard to gauge how real customers feel about the experience of subscribing to this company. While the company has a decent "B+” rating with the Better Business Bureau, there's a red flag there too: Identity Protect has a current alert out for it. According to the BBB alert, several customers have shared their experiences of unapproved withdrawals of $24.95 by Identity Protect from their bank accounts, and in some cases, this occurred multiple times. These unexpected charges often followed applications for unrelated online loans. The BBB attempted to contact the company but did not receive a response, so we're unsure if Identity Protect is doing something to address these concerns.
You may not be protected
While Identity Protect isn't a top-tier service across the board, it's the alert for fraudulent charges that creates the most concern for this company. Considering that Identity Protect is supposed to keep customers safe from things like fraudulent charges and withdrawals, it's clear that this isn't a place you want to pay to keep your identity or personal information safe. Bottom line? Keep browsing. Identity Protect definitely isn't protecting anyone the way it should be.
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The 10 Best Identity Theft Protection Services
Where Can You Get the Best Protection from Identity Theft?
In an age where our lives are increasingly online, the risk of falling victim to identity theft is a growing concern for individuals and families alike. Fortunately, to combat this concerning situation, services have emerged to help protect you and your loved ones from identity theft and other security dangers. By safeguarding your personal information from malicious actors, these companies work around the clock to keep you safe in the digital space.
Why is this necessary now more than ever? The rise of the internet has revolutionized the way we live, work, and interact with the world. Yet, this digital evolution has also given rise to a new breed of criminals who exploit the vulnerabilities of our interconnected lives. Through choosing weak passwords, clicking on malware, or even replying to the wrong email, it's all too easy to become a victim of identity theft in the online space.
Identity Theft Protection Service FAQ
Continued from above...
However, there's no need to live in fear when you can employ the services of identity theft protection experts. These services are the first line of defense against the unauthorized use of your personal information, offering proactive monitoring, rapid response, and invaluable guidance to ensure that your identity remains firmly in your control.
There are lots of ways a company can help you protect your identity. Leading identity theft protection services offer a variety of features to maintain your security 24/7. These include monitoring of your credit reports and dark web surveillance, to robust insurance policies that mitigate potential losses. These services employ cutting-edge technology and experienced professionals to keep your identity safe.
Identity protection experts recommend that individuals stay consistently alert when it comes to safeguarding their personal information. Employing simple strategies such as securely shredding documents containing sensitive data and practicing discretion when sharing personal details on social media can go a long way in preventing identity theft. However, it's important to acknowledge that scammers are persistent and always on the lookout for ways to compromise your security.
Identity theft services have been growing in popularity due to the increasing number of data breaches and cyberattacks in recent years. In 2020 and 2021, there were several high-profile data breaches, exposing the sensitive personal information of millions of people. These incidents, coupled with the rising awareness of identity theft risks, drove many consumers to seek protection through identity theft services.
Thankfully, identity theft protection is not a luxury; it's easy to get enrolled right away. Many consider it a necessity in today's digital age. If you're not sure where to start, though, that's okay. Your security is important, so we took the time to check out all the top services for you. Here are a few factors that can help you narrow down your choices:
- Cost. Considering that identity theft protection is an ongoing concern, you'll want to check budgeting options in the long term. How much do you want to spend? Are you looking for month-to-month payments or annual commitments? Knowing what you want to spend and when will help you narrow down your options.
- Insurance. Sometimes even with protection, things can go wrong. So make sure you check out the insurance coverage amount at the identity theft protection services. Most offer a minimum of $1 million per person, though there are some services that offer even higher insurance rates.
- Family vs. single. Everyone has a different family situation, so you might want to protect just yourself or maybe add a spouse. Or maybe you've got kids (grandkids?) and parents you're looking at too. Check out which plans offer family or child security on top of singles' packages to make sure a service offers protection that meets your needs.
- Reputation. Reputation is a big deal with identity theft. If customers aren't happy with the protection they've gotten, you'll want to stay away. Your safety is the most important thing, so ratings from the Better Business Bureau and verified customer reviews are essential to know whether an identity theft protection service is trustworthy or not.
Because we take the safety of your identity seriously, Top Consumer Reviews has evaluated and rated the best places to go to protect yourself against identity theft. We hope this helps you feel more secure about your digital life and return to being stress-free about your identity and personal information!
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