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Costs can get sky high when you're paying lawyer fees or waiting for a court settlement that drags on for months. Aside from all the money you spend in a lawsuit, you still have to take care of your day-to-day needs like car payments, food, medical costs, mortgage, and more. Finding a good lawsuit funding company can keep you financially afloat until you can wash your hands of your legal issues.
Each lawsuit funding company has its own approval process. Whether or not you qualify for funding is dependent on the type of court case you're involved in, the state you live in, the likelihood of winning a settlement, and often a discussion with your attorney. The information gathered is also used to decide what your fees will be if you win your case and pay back the money you've received. Typically, most companies don't make you return any of the money you've borrowed if you end up losing your settlement.
Tuesday, December 6th
Prime Case Funding is based out of New York and was started in 2010. They provide fast and easy approvals to cover medical bills and support individuals who are struggling to pay their living expenses while waiting for a court settlement. The Better Business Bureau has given them an "A+" rating that complements other high recommendations from past clients. Their professional website answers all the questions that someone might have before pulling the trigger on lawsuit funding. Prime Case Funding has earned our highest rating.
Lots Of Qualifying Cases
You'll be able to receive funding through Prime Case for just about any type of case where you've been injured due to another party's negligence. Examples include railroad lawsuits, car accident lawsuits, medical malpractice lawsuits, and more. A full list of over 28 types of cases can be viewed on their website. They provide funding for clients throughout most of the United States.
Funding In As Few As 24 Hours
The process for contacting Prime Case Funding for a cash advance is similar to that of other lawsuit funding companies. You can conveniently apply right on their website. They will reach out to your attorney and request necessary case documents. From there they will evaluate the details of the situation, send a contract to you and your attorney (if approved), and overnight funding when you sign their agreement. Depending on the case, Prime Case Funding will advance between $500 and $1,000,000. They have the option for providing further funding if additional needs arise.
If you lose your settlement, you're out nothing since you don't have to repay any of your cash advance. The rates charged if you win your case aren't listed specifically on Prime Case Funding's website, but that's because they vary based on your specific situation. They boast that they have the lowest rates in the industry, but to find out what your end cost will be, you'll need to go through the application process.
Clients who have received cash advances from Prime Case Funding say they had their needs met time and time again, their representatives were courteous and helpful, and the process was fast. People have endless amounts of good things to say about working with Prime Case Funding, which is extremely promising. We are impressed with the straightforward nature of the company as well as their easy application process, so they have earned our highest rating for lawsuit funding companies.
Oasis Financial was founded in 2003 by attorneys who saw a need to help clients make payments on their medical expenses and living expenses while their settlements dragged on. Their philosophy is to help people gain control over difficult circumstances, be responsible and transparent, and ensure a dignified customer experience. Oasis Financial's website is current and one of the most professional we've seen, so we are confident that people will have a good experience with obtaining lawsuit funding here.
If you're a victim of an auto accident, workplace negligence, premises negligence, or other injury, Oasis Financial is there to help. They provide funding for an extensive list of cases. Unfortunately, they are not currently producing funding in Arkansas, Kansas, Kentucky, Maryland, North Carolina, or West Virginia.
Oasis Financial lists four simple steps to take to obtain financing:
Option For Secondary Applications
If you find that the amount you receive from Oasis Financial is not adequate to meet your needs as time goes on, they will allow secondary applications for more money. As with most lawsuit funding companies, you'll only repay the amount you receive if you win your case. Oasis Financial does not provide any specific details about the fees a client will owe if they do win their case.
Many Satisfied Clients
They have an "A+" rating from the Better Business Bureau and over 1,500 reviews published online from very satisfied clients. Not many lawsuit funding institutions have a lot of client feedback, so it just shows that they have a good reputation and are widely used (they've worked with over 250,000 people).
Oasis Financial has a good reputation and is an up-to-date, reliable company to work with. Since their rates aren't listed on their website, we recommend you find out what they are during your application process before deciding to move forward. Luckily, most people say Oasis Financial is prompt, friendly, and ready to step in when people are in critical need of financial assistance. This is one of the best places to apply for lawsuit funding.
Lawsuit Cash has been providing financial services since 2002. From auto accidents to premises liability and from dog bites to sexual harassment, Lawsuit Cash is able to provide monetary assistance while your court case is pending. Their website is simple enough to navigate, but we wish they had more about their company and background for clients to review before deciding to do business with them.
Apply Over The Phone
To apply for funding from Lawsuit Cash, they have an online form that asks for your contact information, date of birth, type of case, whether or not you've received a previous advance, attorney information, a description of the incident, and how much money you need. Our concern is that Lawsuit Cash's website is not secure, so we don't recommend filling out the online form since your personal information is not guaranteed to be safe. The best way to apply for funding would be over the phone in this case.
Once you apply for funding, Lawsuit Cash will fax a request for case documentation and a questionnaire from your attorney within 2 hours. They are not able to process anything without cooperation from your legal representation. The underwriting department will review all relevant documentation and make a decision about whether or not you qualify for a cash advance within 24 hours. If you accept their terms of approval and sign their agreements, you could get the money (between $500 and $1,000,000) you need from Lawsuit Cash within 24 hours. Since this is non-recourse funding, you won't have to repay anything if you lose your case.
Free Cost Calculator
If you want an idea of how much money you'll owe Lawsuit Cash if you win your case, they provide a free calculator. Simply enter the amount of cash you need, select the type of case you have and the case status, and enter how many months you estimate it will take to settle the case. You'll see that they charge a 2.95% interest rate monthly, plus a $250 origination fee and a $250 underwriting fee. The problem with this calculator is that it only lets you calculate for cash advances less than $1,000, which might not be helpful for many people.
Meet Or Beat Competitor Fees
Lawsuit Cash guarantees that they will beat their competitor's fees. If a client comes to them with a written contract from another funding company with an attached payoff schedule for a better deal, Lawsuit Cash will either meet or beat it. If they aren't able to compete with the other company's offer, they will send you $100.
Shady Parent Company
Lawsuit Cash says they have an "A+" rating from the Better Business Bureau (BBB) on their website. The truth is, they aren't rated at all by the BBB, but their parent company, First American Finance Corporation is. Unfortunately they have an "F" rating for unauthorized use of the Better Business Bureau's name and/or trademarks. This constitutes trademark infringement and efforts on the part of the BBB have been fruitless when trying to encourage First American Finance Corporation to take corrective action.
Good, Not Great
Initially Lawsuit Cash seems like a decent enough company to work with. They provide transparent information about their fees, helpful resources for clients to better understand different types of funding and loans, and a fast turnaround time for applicants. However, it doesn't seem like their site has been updated in a long time and we are disappointed in the lack of client feedback as well as the negative review from the Better Business Bureau. Lawsuit Cash is worth looking into, but it's definitely not your best option for lawsuit funding.
Litigation Capital Investors was started in 1999 by a man named Jim Welch, to help accident victims afford living expenses while they waited for their court cases to settle. Since then, Litigation Capital Investors has worked with over 10,000 clients and provided over $40 million of relief. They are a Better Business Bureau accredited business with an "A+" rating.
Work With The Founder
To apply for funding through Litigation Capital Investors, you can fill out their online form with your contact information, date of accident, type of case, description of injuries, and attorney details. Your other option is to call the company directly, where you will most likely deal with the founder, Jim Welch. Most types of cases are available for funding, like motor vehicle accidents, defective products, construction accidents, dog bites, wrongful death, workers compensation, and more.
View Rates Online
You'll only be paying back the amount of money given to you by Litigation Capital Investors if you win your case in court. In the event that you win, but owe the company more than you're awarded, then the remaining amount is written off and you owe nothing more. Unlike most other companies, the fees charged by Litigation Capital Investors are listed on their website. You'll owe 1.25% per month simple interest and an 18% administrative fee on top of that (although customers have left reviews online saying these rates aren't entirely accurate). Their website copyright was last updated in 2016, so it's possible that their rates have changed quite a bit since then.
Up To $2 Million In Advances
Case requests for advances are usually approved in 1-2 days after they receive documentation. Money is sent either by wire transfer directly into your bank account or by check in the mail. Generally clients are able to receive an advance up to 10% or 20% of the estimated value of your case. Most range from $2,500 to $20,000, but Litigation Capital Investors can approve advances up to $2 million or more.
Best Deal Guarantee
Something unique to Litigation Capital Investors is the best deal guarantee that they offer their clients. If they approve you for a cash advance and you've received a written contract from another company to advance the same amount at a lower cost, they will beat it. If they don't, they will send you $250.
Rude Customer Service
Although they don't have the most updated-looking website, we appreciate that Litigation Capital Investors has one of the most thorough company histories of any other lawsuit funding business we've seen. We feel confident in where they originated. However, our main hesitation with Litigation Capital Investors is the feedback from clients who have worked with the company, and more specifically Jim Welch himself. People report being talked down to, hung up on, and dealt with in an unprofessional manner that should never take place in a business setting. The amount of people who reported similar experiences dropped the rating we are giving Litigation Capital Investors significantly. Since most customers recommend walking away and working with a different lawsuit funding company, we would suggest looking at a higher-rated service before settling here.
Law Capital is a legal funding firm that serves both attorneys and clients. Law Journal, The Daily Business Review, and The Best of Chicago Reader Rankings. They carry an "A+" rating from the Better Business Bureau and their profile says they've been in business since 2003. Law Capital has been voted top three in the legal funding industry by readers of Legal Times, The National Law Journal, The Daily Business Review, and The Best of Chicago Reader Rankings.
Extensive List Of Qualifying Cases
Before applying for funding from Law Capital, you'll probably ask yourself if your case is within the realm of acceptable legal proceedings that would qualify you for the money. According to Law Capital, they will pay out for almost any case where you have been injured due to another insured party's negligence, have obvious injuries, and have hired an attorney. An extensive list of specific cases that will be considered can be viewed on Law Capital's website.
Apply Online Or Over The Phone
There are two ways to apply for funding through Law Capital. Either you apply online with your contact information, case type, attorney information, and desired dollar amount, or give them a call directly. Approval takes place over the phone within 24-48 hours of receiving your case information. There are no out-of-pocket or upfront fees that need to be made if you qualify for funding. All payments will be due back to Law Capital once you win your settlement.
Advances on cases that qualify could be anywhere from $500 to over $1,000,000. The higher the value of your case, the more money you could receive from Law Capital. Even if you're already received money from another company, there is still a possibility that Law Capital will give you funding if your case has sufficient value. The exact fees to be paid back to Law Capital if you win your settlement are not listed, but they assure their clients that they are "competitive." If you lose your case, you won't have to repay anything to Law Capital.
The copyright on Law Capital's website hasn't been updated since 2014. When we see this, it signals to us that there is a possibility that some of their website information is not accurate since it may not have been updated for a few years. They only have two client reviews posted on their website, which makes it look like they didn't have much to work with, and that isn't good. Law Capital seems like your run-of-the-mill lawsuit funding company, so they aren't a bad option, but also probably not the best either.
Cash4Cases is a legal service based out of New York that was started in 2002. They only fund cases for people living in New York, Texas, California, Florida, and New Jersey. Their website is easy to understand with an explanation of what lawsuit funding is, how to get it, and what you can do with the money you receive. Their FAQ page is a handy reference that covers all the questions you might have before getting started.
Apply Online Or By Phone
You can either call Cash4Cases directly or fill out an online application. They ask for your contact information, date of birth, case type, date and state of incident, requested funding amount, attorney contact information, a description of your injury, and paralegal contact information if you have it. They make a decision about whether or not you'll qualify for a loan within 24 hours. If approved, you'll fill our paperwork and receive funds the next day.
No Settlement Payout, No Loan Payback
If you win your lawsuit, you'll pay back the amount you received from Cash4Cases as well as all the added fees. The fees are determined based on your specific case and how much your loan was for, but Cash4Cases boasts that they have some of the lowest in the industry at 1-3% monthly. Like most lawsuit funding companies, you don't have to pay your loan back to Cash4Cases if you don't win in court.
Wide Range Of Specialties
Cash4Cases says they fund all types of lawsuits, but they also provide a specific list including:
In addition to having a limited list of places they serve, Cash4Cases makes it clear that they should be a last-resort for people to turn to. Their website states: "Please try all other available options (family, friends, banks, credit, etc.) before filling out a request for an application."
Limited Service Areas
Cash4Cases holds an "A+" rating from the Better Business Bureau, but they don't have accreditation. They haven't updated the copyright or blog on their website since 2019, which is always a slight red flag that they aren't reviewing the information on their website and staying current. However, the glaring issue with Cash4Cases is that they only serve 5 states. This is extremely limiting, so many people won't be able to get funding through them even if they wanted to. If that's you, you'll have better luck with a higher-rated lawsuit funding site.
Any Lawsuits provide cash advances for plaintiffs involved in a lawsuit who need financial assistance to pay both court fees and personal bills. They help clients who are battling a variety of legal issues like car accidents, medical malpractice, product liability, wrongful termination, and more. Their service is provided to lessen the financial hardship placed on clients that often results in them settling cases for less than a fair value.
To find out if you're eligible for funding from Any Lawsuits, you can either call their phone number or fill out an online application. You'll have a same-day discussion with a representative the details of your case and any relevant information that Any Lawsuits uses to determine eligibility. They might also contact your attorney with your permission as well. There are no credit checks and you do not need to have a job in order to qualify.
Keep The Money If You Lose Your Settlement
If you are approved for a cash advance, it takes 24-48 hours to get the wire transfer or check from Any Lawsuits. They only require that you repay your advance if you win your settlement. The amount of the advance along with their fees is paid directly out of the proceeds of your judgment, award, or settlement. If you lose the lawsuit, you keep the cash advance and repay nothing to Any Lawsuits.
No Limits On How To Use The Money
Pre-settlement loans can be used for daily expenses, legal and medical expenses, paying utilities, legal costs, a rental vehicle, or anything else needed while a lawsuit is ongoing. Since it can take months for a lawsuit to settle, Any Lawsuits can give you an advance for the money you need in the meantime.
Using Any Lawsuit's website is easy and straightforward. You can learn the details of how their processes work, read about cash advances and repayment obligations, and more. However, all you really need to do is fill out their online form or give them a call to get started.
No Company Background Information
Unfortunately, Any Lawsuits is not recognized by the Better Business Bureau. They also don't provide any company history about themselves such as the number of years they've been in business, how many clients they've served, where they operate out of, and other important details. Companies who are dealing with clients and their finances should put their best foot forward and be as transparent about themselves as possible. We don't get this from Any Lawsuits, so we recommend using a higher-rated company for lawsuit funding.
Lawsuit Funding provides cash advances for pending lawsuits. They offer plaintiff funding, structured settlements, commercial lawsuit funding, and law firm financing. Their website provides the bare bones as far as what you need to know about the services that Lawsuit Funding provides and how to get cash fast. A lot of questions are left unanswered, which takes away from Lawsuit Funding's professionalism.
Missing Company Information
There is nothing provided about the background of Lawsuit Funding. They don't mention anything about how long they've been in business, what their fees are (or at least how they compare to other companies), how many clients they have served, or how much funding is available. Potential clients are provided with so little information from Lawsuit Funding's website that it's hard to know how legitimate the company is.
Not Outshining The Competition
The process that Lawsuit Funding follows for approving financing for clients is exactly like what you'll find at other companies. Their four step process includes applying for funding either online or over the phone, being contacted by Lawsuit Funding to go over your financial need, a case review by their team, and then sending funds (if approved) within 24 hours. They claim to have the fastest lawsuit funding turnaround time in the industry, but it turns out they are just like everyone else. You'll also only need to repay any money you receive if you end up winning your case.
Don't Provide Personal Information
Right on the main page of Lawsuit Funding's website, you can provide your contact information and the details of your case to send a request for a fund. We noticed that the website isn't secure (i.e. the site's certificate is expired or illegitimate), which means the information you provide isn't totally safe. It's widely recommended that you don't provide personal information to sites that are not secure. If you're determined to request funding from Lawsuit Funding, we recommend calling them directly instead.
We weren't surprised to see that Lawsuit Funding hasn't updated the copyright on their site since 2012. They don't have recognition by the Better Business Bureau either. There are four filtered reviews on their site from clients who recommend their services, but this doesn't mean much because these types of reviews are easily fabricated. It doesn't seem like Lawsuit Funding deals with very many clients since there is so little information about them to be found. We recommend working with a higher-rated lawsuit funding company that has a thorough company history and more professional presentation.
If approved, most lawsuit funding companies will send you a check or wire transfer with the necessary funds within 24-48 hours. Going through the steps to obtain funding is absolutely worth your time to avoid missing payments on your bills or feeling pressure to take a bad deal in court to avoid more debt. Getting an advance will help you have the best outcome in court while also continuing to live your normal life - without feeling financially strapped.
When choosing a lawsuit funding company, we recommend you keep the following criteria in mind:
To help you identify the best site to obtain an advance for funding a lawsuit, TopConsumerReviews.com has reviewed and ranked a variety of options. We hope this information helps you find the best service to meet your needs.
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