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Tuesday, January 25th
eFinancial is a simple, comprehensive company that matches individuals to life insurance policies. Their website lacks unnecessary fluff and gets customers what they need quickly without making them jump through hoops. We found one of the most helpful things about eFinancial to be their FAQ section that walks customers through what to look for when purchasing a new life insurance policy. If you're looking for a health insurance site that gets right to the point by providing you with life insurance coverage, eFinancial is a fantastic option.
Whether you're looking for insurance coverage for life, auto, health, home, or annuity, US Insurance Online connects users to third-party sites to find quotes. Since US Insurance Online is not actually an insurance agency, the insurance you're looking for cannot be purchased here. With the third-party insurance referrals comes the potential for an overwhelming amount of marketing efforts from up to eight companies that users must agree to in order to use this site. That makes US Insurance Online the lowest-ranked resource for life insurance coverage in our review.
It may not always be at the forefront of your mind, but the payment of a death benefit to your beneficiaries is an important decision we make for loved ones. A life insurance payout provides financial protection to dependents once we have passed on. These funds might be used for covering basic family expenses like mortgage payments, tuition, car loans, funeral costs, and much more. Essentially, life insurance policies help beneficiaries survive financially until they can get back on their feet without us.
It's estimated that about 40% of Americans don't have life insurance. In very few cases this accounts for individuals without beneficiaries or people with lots of assets that could easily be sold. However, most people without life insurance simply misunderstand the reasons for needing it and how affordable it actually is. Since people are living longer and healthier, life insurance is becoming less expensive than ever. Quite a bit of life insurance can be purchased without breaking the bank.
It's suggested that individuals evaluate their life insurance policies yearly to make sure their coverage is sufficient for future needs. Premium costs are determined based on age, current health and health history, and occupational hazards. Depending on the policy, you'll typically be paying premiums either monthly or annually. Finding the best policy for you is quick and easy with online tools that connect you to the right company and terms for you and your loved ones.
Before signing up for a new life insurance policy, we suggest you keep the following criteria in mind when choosing a program:
To help you identify the best life insurance plans, TopConsumerReviews.com has reviewed and ranked the best life insurance companies available. We hope this information helps you find a life insurance policy that will give you and your loved ones peace of mind!
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