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FindLegalForms vs TOPS

Monday, December 5th

2022 Living Trust Service Reviews

FindLegalForms Review 2.5 Star Rating


2.5 Star Rating
  • "A+" rating from the Better Business Bureau
  • 60-day, 100% money-back guarantee
  • Buy individual documents or combo kits
  • Over 3,500,000 customers

FindLegalForms is a legal document creation service that has over 20,000 forms for customers to choose from. There isn't a whole lot to their site and they don't have any helpful free resources for customers to take advantage of. The cost for a living trust is reasonable, but the hardest part will be deciphering exactly which document you need to purchase. This is a mediocre option when it comes to creating a living trust.

TOPS Review 1.5 Star Rating


1.5 Star Rating
  • Over 45 types of living trusts to choose from
  • Nolo and Adams living trust documents
  • Extensive list of office-supply products outside of legal documents

TOPS is primarily an office-supply company that also has legal document creation as one of their many product categories. They sell forms that are made by Nolo and Adams, so they aren't unique to the TOPS brand. It's a bit confusing to figure out which living trust form to purchase and they don't list out the steps for filling out the document, so it's clear that this product category isn't their biggest priority. You'll be better off just using a higher-rated site to begin with and not buying your living trust documents through TOPS.

Where is the Best Place to Create a Living Trust?

The process and importance of creating a living trust is probably not at the forefront of most people's minds. There seem to be weightier matters to worry about day-to-day, so the thought of death and allocating assets is not something most of us want to spend time figuring out. However, creating a living trust will save time and money in the probate process, allowing your loved ones to take care of your end-of-life affairs without having to wait on a judge.

People of all income levels set up trusts to manage their finances in the event they become disabled or pass away. It allows you to choose who will distribute your property if you're unable to and dictates who will receive assets once you pass away. In the meantime, you remain in complete control of your property. Living trusts help prevent bank issues, avoid probate, and protect your privacy while ensuring everything is legally binding.

The Best Living Trust Services Compare Living Trust Services Compare Living Trust Service Reviews What are the best Living Trust Services Best Living Trust Service Reviews

Living Trust Service FAQ

A living trust is a legal document created in one's lifetime where a designated person (trustee) is given the responsibility for managing a person's assets for a beneficiary. A living trust is used in the event that the trust creator passes away and needs their assets transferred to someone else. This helps bypass the complex and expensive processes of probate. An irrevocable living trust can also be used to protect one's assets by creating a separate entity to "own" them: if an individual is sued, their property can't be taken if it's held by the trust.
A living trust is ideal for anyone who is single and has assets tied up in their sole name. This will allow beneficiaries to avoid the costs and hassles of probate. Since a living trust does nothing for someone during their lifetime, they are typically drafted by people who are 60 years and older who start to become concerned about their health as they age and want to avoid issues for their loved ones if they pass away unexpectedly.
Drafting up a living trust can cost anywhere from $30 to $100 if you choose to do it yourself. This is a much more cost-effective option when compared to hiring a lawyer and paying upwards of $1,000 or more. When creating a living trust, you'll be paying for the online platform you use or the software you purchase and download.
A living trust usually expires up to 21 years after the creator of the trust passes away. However, it's unlikely that assets won't be settled by then, so most expire when the trustor dies and the assets are immediately distributed. A person who makes a living trust during their lifetime will not have to worry about it expiring before they die.
A living trust becomes effective as soon as it is created. The final act of making a living trust valid is when the trustor "funds" the trust by transferring assets into it. People who create a living trust can immediately have peace of mind knowing that their assets are going to be taken care of as soon as they pass away.
No! With simple online tools, you can follow a fill-in-the-blank process to create your living trust. You'll walk step-by-step through the process and be able to provide all the necessary information at your own pace. This is a lot easier than meeting in-person with a lawyer and going back and forth on the requirements for the living trust. It is also a lot less expensive!
A revocable living trust can be altered whenever the trustor wants. It is flexible in that you can change the terms whenever you choose with or without an attorney. If you have a living trust in both you and your spouse's names, your spouse can also make changes at any time. On the other hand, an irrevocable living trust is fixed and can't be altered once established.
No. The terms of a living trust never need to be made public. Unlike a will that becomes a matter of public record when it is submitted to probate court, a living trust can remain private. The only people who need ever review the terms of the trust is the trustor(s), trustee, beneficiaries, and an attorney if necessary.
Compare the Best Reviews

Continued from above...

Maybe you haven't gotten around to creating a living trust because you're not sure where to start. If this is the case for you, you've come to the right place. This process has gotten easier over time with the ease of online services to walk you through all the steps. You don't need to sit down with a lawyer and spend hundreds of dollars to work out your legal affairs. Online legal services give you access to remote lawyers who will ensure your living trust documents meet all necessary requirements at little cost to you.

Most online services will give you a step-by-step explanation of what information you need to provide on your legal documents and why. Some providers also have round-the-clock access to customer service agents who will make sure you are confident and comfortable with the process of creating your living trust.

When browsing through the selection of online living trust services, here are a few important things to be on the lookout for:

  • Cost. When it comes to online legal document creation, you want to know you're paying for a credible service without breaking the bank. Make sure their prices are competitive when compared to other online legal document creation services.
  • Professionalism. Does the company you are looking into have a vetted legal team? Are they transparent with their processes and have accessible customer service representatives to answer your questions?
  • Information Provided. You want to make sure you know what you are doing throughout the document creation process. Legal jargon can be frustrating and make you feel confused about what you're doing. Look for companies that offer FAQ pages, prompt access to a legal team to answer your questions, and a legal dictionary of sorts to make sure you understand the vocabulary.

TopConsumerReviews.com has reviewed and ranked the best online legal services to help you create your living trust. We hope this information helps you gain peace of mind as you tackle this important task!

The Best Reviews of Living Trust Services