Living Trust Services Reviews

Who's better?

FreeWill vs TOPS

We've analyzed the best Living Trust Services to help you find the right solution for your needs.

2025 Living Trust Service Reviews

Here you can see how FreeWill and TOPS match up head-to-head in a battle for the Best Living Trust Services in 2025.

Winner

FreeWill

  • 100% free
  • Thousands of outstanding customer reviews
  • Emphasis on charitable donations

FreeWill is an outstanding company that has created a winning model for everyone involved. Individuals can create a living trust for free while nonprofits benefit by earning money from charitable donations made during the estate planning process. FreeWill is user-centric and has glowing customer reviews. Unfortunately, the fact that their services are limited to people living in California limits their ranking here.

TOPS

  • $82.51 for a living trust package
  • Made in the USA
  • 76 options for living trusts

TOPS is a company that operates 8 brands specializing in office supplies, tax preparation, and classroom tools. They have a website full of products that feel disorganized and it's confusing to find what you're looking for. When it comes to living trusts, TOPS doesn't have any easy solutions and we aren't even sure what their best product is. Legal forms are not their bread and butter, so we don't recommend using them for a living trust.

While making a living trust may not be on the top of your to-do list, it should be. Not to be confused with a living will, a living trust allows you to manage and distribute your assets both during your lifetime and after you pass away. It goes into effect as soon as it is signed and can give you and your loved ones peace of mind knowing that no one will have to worry about going through a probate process.

Creating a living trust online has seen a significant surge in popularity over the last few years due to several reasons. In addition to being both convenient and inexpensive, online living trusts are easily accessible when needed. In fact, this method of estate planning has revolutionized the way individuals protect their assets and plan for the distribution of their wealth after their passing.

Online living trusts let you create these legal documents from the comfort of your own home, eliminating the need for multiple visits to attorneys' offices and streamlining the entire process.

Another reason people are drawn to online living trust services is the cost factor. Traditional estate planning services can be prohibitively expensive, often with high attorney fees and administrative costs. By contrast, online living trusts provide an affordable alternative, letting you create a legally binding document at a fraction of the cost.

Regardless of your income status, it's important to save your family both time and money by getting things in order with a living trust. Not only will you be able to choose who distributes your property in the event that you become disabled or die, but you'll remain in complete control of all your assets in the meantime.

Another reason to take this legal step is to avoid bank issues, not have to wait on a judge, and protect your own privacy while ensuring that your assets are legally accounted for.

We'll be the first to acknowledge that end-of-life affairs are not fun to think about, let alone spend time taking care of. However, getting it over with will provide immeasurable relief for you and your loved ones and it's much easier than you'd think. There are fantastic online platforms that will walk you through all the steps to creating a living trust without spending hundreds of dollars. Real lawyers will verify the validity of your documents and ensure they meet all necessary legal requirements for a fraction of the cost you might find elsewhere.

Many online legal services have round-the-clock access to customer service agents who will make sure you're taken care of and confident with the process of creating your living trust. When deciding which company to use, take the following things into consideration:

Top Consumer Reviews has reviewed and ranked the best companies to help you create a living trust. We hope this information helps you take care of your end-of-life affairs without any stress or hassle!

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Living Trust Service FAQ

What is a living trust?
A living trust is a legal document created in one's lifetime where a designated person (trustee) is given the responsibility for managing a person's assets for a beneficiary. A living trust is used in the event that the trust creator passes away and needs their assets transferred to someone else. This helps bypass the complex and expensive processes of probate. An irrevocable living trust can also be used to protect one's assets by creating a separate entity to "own" them: if an individual is sued, their property can't be taken if it's held by the trust.
Who needs a living trust?
A living trust is ideal for anyone who is single and has assets tied up in their sole name. This will allow beneficiaries to avoid the costs and hassles of probate. Since a living trust does nothing for someone during their lifetime, they are typically drafted by people who are 60 years and older who start to become concerned about their health as they age and want to avoid issues for their loved ones if they pass away unexpectedly.
How much does it cost to make a living trust?
Drafting up a living trust can cost anywhere from $30 to $100 if you choose to do it yourself. This is a much more cost-effective option when compared to hiring a lawyer and paying upwards of $1,000 or more. When creating a living trust, you'll be paying for the online platform you use or the software you purchase and download.
Do living trusts expire?
A living trust usually expires up to 21 years after the creator of the trust passes away. However, it's unlikely that assets won't be settled by then, so most expire when the trustor dies and the assets are immediately distributed. A person who makes a living trust during their lifetime will not have to worry about it expiring before they die.
When does a living trust become effective?
A living trust becomes effective as soon as it is created. The final act of making a living trust valid is when the trustor "funds" the trust by transferring assets into it. People who create a living trust can immediately have peace of mind knowing that their assets are going to be taken care of as soon as they pass away.
Is it hard to make a living trust?
No! With simple online tools, you can follow a fill-in-the-blank process to create your living trust. You'll walk step-by-step through the process and be able to provide all the necessary information at your own pace. This is a lot easier than meeting in-person with a lawyer and going back and forth on the requirements for the living trust. It is also a lot less expensive!
Can a living trust be changed?
A revocable living trust can be altered whenever the trustor wants. It is flexible in that you can change the terms whenever you choose with or without an attorney. If you have a living trust in both you and your spouse's names, your spouse can also make changes at any time. On the other hand, an irrevocable living trust is fixed and can't be altered once established.
Is a living trust ever made public?
No. The terms of a living trust never need to be made public. Unlike a will that becomes a matter of public record when it is submitted to probate court, a living trust can remain private. The only people who need ever review the terms of the trust is the trustor(s), trustee, beneficiaries, and an attorney if necessary.

Compare Any 2 Products

Rocket Lawyer
LegalZoom
Trust and Will
LawDepot
FindLegalForms
Nolo
FreeWill
Quicken WillMaker
US Legal Forms
TOPS
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See the Best Living Trust Services in Your State
Only the Best Reviews

The Motley Fool

Is a Living Trust Really the Best Way to Pass an Inheritance to Your ...

A living trust gives you flexibility while sparing your loved ones the hassle of probate. A living trust can be far more costly and complicated to put in place than a will. Consider whether a living ...

Sun, 30 Jun 2024

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California Living Trust Laws: Things to Consider

California living trust laws govern how residents can create and manage trusts to hold their assets, potentially bypassing probate-a court-supervised process for transferring property after death.

Wed, 26 Mar 2025

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The Motley Fool

Is a Living Trust Really the Best Way to Pass an Inheritance To Your ...

A living trust can be modified while the trustor is still living. Using a living trust helps people avoid the probate process. A will may be the better option for people with simple estates. Living ...

Mon, 04 Mar 2024

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USA Today

Is a living trust right for you? Here's what to know

This article is intended for educational purposes only and is not legal advice. For guidance on your personal situation, please contact a lawyer. When you work hard your entire life to accumulate ...

Sat, 01 Jun 2024

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Nasdaq

Can a Living Trust Avoid Probate?

Unlike a will, a living trust does not go through probate, which can save time and reduce legal costs. This can help streamline the process of distributing assets to designated beneficiaries without ...

Wed, 26 Feb 2025

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Forbes

2 Key Benefits Of Living Trusts

Avoiding probate and retaining control over the distribution of your assets are two key benefits of using a living trust as part of your estate plan. With so many misconceptions around trusts, it's ...

Wed, 24 Jan 2024

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