Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.

The Best Living Trust Services

Where is the Best Place to Create a Living Trust?

The process and importance of creating a living trust is probably not at the forefront of most people's minds. There seem to be weightier matters to worry about day-to-day, so the thought of death and allocating assets is not something most of us want to spend time figuring out. However, creating a living trust will save time and money in the probate process, allowing your loved ones to take care of your end-of-life affairs without having to wait on a judge.

People of all income levels set up trusts to manage their finances in the event they become disabled or pass away. It allows you to choose who will distribute your property if you're unable to and dictates who will receive assets once you pass away. In the meantime, you remain in complete control of your property. Living trusts help prevent bank issues, avoid probate, and protect your privacy while ensuring everything is legally binding.

Sunday, September 19th

2021 Living Trust Service Reviews

Top Consumer Reviews Best-In-Class Blue Ribbon Award Rocket Lawyer Review 5 Star Rating

Rocket Lawyer

5 Star Rating
  • "A+" rating from the Better Business Bureau
  • Excellent customer feedback
  • 7-day free trial
Top Consumer Reviews Best-In-Class Blue Ribbon Award

Rocket Lawyer is an online platform with direct access to lawyers for creating a wide variety of legal documents like contractor agreements, quitclaim deeds, eviction notices, living wills, living trusts, and more. Their services cater to audiences who have created legal documents in the past as well as those who are learning the process for the first time. This is our number one recommended site for creating a living trust.

Three Easy Steps

The process of creating a living trust through Rocket Lawyer can be understood by these three easy steps:

  1. Choose the type of legal document you need, then answer a series of prompted questions to fill out the document.
  2. Save document process and then download or print at any time.
  3. Sign it online and invite others to sign to make it legal.

Sounds easy enough, right? If you get confused or feel unsure at any of the steps, Rocket Lawyer provides an online chat or you can email or call customer service for help. For an additional fee of $49.99 per question, you can ask a lawyer any legal questions you have as you go.

Best Living Trust Services

7-day Free Trial

A trial period is offered that gives customers the ability to use Rocket Lawyer for 7 days without paying. Once the trial is over, the cost per document is $39.99. For each question you ask a lawyer, the fee is $49.99, and for a 30-minute consultation on any legal matter, you will pay $59.99. However, if you will be using Rocket Lawyer's services a lot, it might be in your best interest to pay the monthly $39.99 subscription to become a premium member and have access to free document creation, legal counsel, and consultations with lawyers.

Free Resources

For the average person who isn't familiar with the legal sphere, Rocket Lawyer gives unlimited access to a legal dictionary where you can find hundreds of terms. They also provide help articles about different legal processes and documents you can create on their platform free of charge. They go over what the documents are used for, why they are important, and provide links on how to create them.

Best Option Out There

A downloadable app is available to get access to instant online signatures, ask lawyers questions, and gain anytime access to your legal documents from Rocket Lawyer. Not only do customers have great things to say about the app, but the overall business in general. Rocket Lawyer has an "A+" rating from the Better Business Bureau and thousands of reports from customers saying that the service is easy to use, professional, and way less expensive than in-person legal counseling and document creation. For this reason, they have earned our highest ranking among services offering online living trust creation.

LegalZoom Review 4.5 Star Rating

LegalZoom

4.5 Star Rating
  • Over 4 million customers
  • 100% satisfaction guarantee
  • "A+" rating from the Better Business Bureau

LegalZoom was born in 1999 as a way to make legal help more widely available to all Americans, not just those who are wealthy. They are backed by attorneys who review all documents created through their service and can answer customer questions. They provide sample documents to view so you know what you can expect before paying for anything. We appreciate that LegalZoom highlights the price of their services right on the front page and is transparent in every way.

Easy Creation Process

To create your living trust, you'll answer a series of questions about who you want to settle your affairs, what you want to leave to charities or your loved ones, and who you choose as a guardian for your children. Next, your answers will be plugged into the living trust document and you can either print it right away, or have a lawyer review it with you over the phone. Lastly, you'll finalize your living trust by transferring ownership of your assets and changing titles to the name of your trust. Once everything is signed, your assets are "owned" by the living trust, but you still maintain complete control of all your property.

Best Living Trust Services

Three Package Options

The cost for a living trust starts at $279. This is a do-it-yourself option that's easy to personalize. If you want legal advice along the way, you can pay $299 and get two weeks worth of assistance after your purchase. This plan auto-renews at $14.99/month unless cancelled. The third package is the estate plan bundle that costs $329. It includes a living trust, financial power of attorney, and living well along with one year of legal help. It also auto-renews for $119.88 annually unless cancelled. Thanks to LegalZoom's100% satisfaction guarantee, if you are unsatisfied with your experience for any reason, you have 60 days to contact them and have a refund processed.

Additional Resources

Starting at $31.25/month, you can get 30-minute attorney consultations on new legal matters, have legal documents reviewed (up to 10 pages), get an annual business evaluation, receive unlimited downloads from the legal form library, and get access to LegalZoom discounts. In addition to having attorneys on hand, a knowledge center is available with hundreds of articles that explain legal procedures, offer tips, and provide legal definitions.

Satisfied Customers

To boost your confidence about using LegalZoom, they have over 1,000 reviews online and have served over 4 million customers. People say they have reliable and affordable experiences, work with great reps, and felt that the service was professional from beginning to end. The Better Business Bureau gives them an "A+" rating. Although they are a bit more expensive than our first choice, LegalZoom is a fantastic option for creating your living trust.

US Legal Forms Review 3.5 Star Rating

US Legal Forms

3.5 Star Rating
  • "A+" rating from the Better Business Bureau
  • Over 85,000 state-specific and legal form packages\
  • 100% money-back guarantee

US Legal Forms was founded in 1997 by attorneys. They have over 85,000 state-specific legal forms that customers can choose from when taking care of their legal proceedings. The Better Business Bureau has given them an "A+" rating and they've received many awards over the years for their expertise in the legal forms industry.

Category-specific Living Trusts

Before creating a living trust with US Legal Forms, you must select the state you live in and the type of trust you need. Examples are a living trust with a husband and wife with minor and/or adult children, a living trust for husband and wife with no children, a living trust for a single, divorced, or widow/widower with no children, and so forth. Once you've identified the category that you fall under, select the document type and view the preview of the document. Once you're ready, you can purchase the living trust template.

Subscription Plans

To use the templates from US Legal Forms, you have to pay a subscription fee. There are two plans: basic and premium. Basic is $8/month and gives full access to over 85,000 legal forms with banking-level data security. The premium plan is $15/month and comes with everything in the basic plan plus an online PDF filler and editable form filler, the ability to sign and send documents online, and completion services for a last will, power of attorney, and living will. You can deactivate your account and cancel your subscriptions at any time.

Best Living Trust Services

100% Happiness Guarantee

If you're unhappy with anything to do with your experience with US Legal Forms or the product itself, you can receive a full refund through their 100% money-back guarantee. All you have to do is contact customer service to get it taken care of. The best way to reach them is by phone.

Unappealing Website

One of the first things we noticed about US Legal Forms is that their website is uninviting. There are no graphics, but only long lists of information that would quickly put most anyone to sleep. This is definitely a no-nonsense, zero-frills company. This might make it harder for some people to understand the living trust creation process and follow it through to the end.

Practical Option

Despite their website being a bit of an eyesore, people have reasonably good things to say about working with US Legal Forms. People say that communication with customer service is great, the software is self-explanatory, and documentation holds up in court. This is an inexpensive, straightforward, practical site for creating a living trust, so it's not the most exciting option, but it is still a good one.

LawDepot Review 3 Star Rating

LawDepot

3 Star Rating
  • Over 10 million users
  • More than 10 million legal documents created
  • Saved customers over $2 billion in legal fees

LawDepot was established in 2001 and initially only provided promissory notes. They've grown to offer over 150 document templates that can be used in all 50 states. LawDepot describes themselves as "the leading publisher of do-it-yourself legal documents, forms, and contracts." They have been featured in The Wall Street Journal, TIME, The Washington Post, Women's Health, Los Angeles Times, and Mint.

Answer A Series Of Questions

Before creating a living trust, you are able to see a draft version of the document before being prompted with a series of questions that are used to fill it out. You'll go through a series of questions and respond with the relevant information needed in your document. The questions follow this outline:

  • Get started
  • Grantor
  • Trustee
  • Assets
  • Gifts
  • Beneficiaries
  • Miscellaneous
  • Signing
  • Print/Download
Best Living Trust Services

Non-transparent Pricing

A free account is required to create and save the documents you make through LawDepot. A trial period is available free of charge for 7 days. Upfront you'll be asked to provide credit card information in order to begin the trial because once the week is up, you are billed $33/month until you cancel. If you prefer to pay yearly, rather than on a monthly basis, the pro package costs $95.88/year. If you only need to create a couple of documents, you could pay for them individually, which ranges from $7.50 to $39. Unfortunately, we found that the individual document costs are not clearly labeled upfront and you may have to create the entire living trust or any other document you're making before finding out what you'll be charged.

Free Resources To Take Advantage Of

If you need assistance throughout the process of creating your living trust online, customer service is available via email, online chat, or by calling the help center. A blog containing over 78 pages of help articles is free to browse through. We wish the series of blog posts were searchable because it would take a while for you to narrow down the articles relevant to your interest. A free law library is also available that outlines the workings of different legal procedures and why you might need to create a document for them. Unlike the blog, the law library is both searchable and organized by topic.

Average Company

LawDepot is not accredited and no longer rated by the Better Business Bureau. Luckily there are over 3,000 customer reviews online that have excellent things to say about the service. Customer satisfaction is definitely not an issue, but the reasons this site did not earn a higher rating is because the pricing is not straightforward and they do not provide details about their team behind-the-scenes who make sure everything is up to legal standards. You may have a more transparent experience using one of the higher-ranked legal document creation services for your living trust.

Nolo Review 3 Star Rating

Nolo

3 Star Rating
  • "A+" rating from the Better Business Bureau
  • Make changes to your living trust whenever you need
  • Free legal resources

Nolo has been providing legal document assistance to customers since 1971. They have sold over 10 million do-it-yourself products and have close to 10,000 local attorneys in their network. They have one of the internet's largest libraries of legal information available for free. Their mission is to help consumers and small businesses find answers to everyday legal and business questions.

Several Trust-related Documents Included

Nolos' Living Trust software costs $79.99. The forms included in the software are individual living trust, shared living trust, certification of trust, restatement of trust, revocation of trust, and letter to successor trustee. With Nolo's Living Trust, you can create:

  • A valid living trust catered to the laws of your state
  • Children's subtrusts for property
  • Custodianships for property left to children

Unlimited Adjustments

The nice thing about owning Nolo's software is that you can make unlimited changes to your living trust. Your situation may change over the years and adjustments will need to be made. Rather than having to go online and make an entirely new living trust, you can simply use your Nolo software to make any edits you desire.

Best Living Trust Services

Operating Requirements

There are some system requirements for running Nolo's Living Trust software. If you choose to buy the product, it will only run on a computer of 1 GHz or higher, and an operating system of Windows 8/8.1/10 or macOS 10.12 or higher. The software will take up 6.21 MB of free space and you will need an internet connection to receive updates and access to NoloCloud.

Free Online Tools

Something unique about Nolo is the amount of free resources that customers can access on their website. One of our favorites was the calculator tool where you can choose a financing topic and use their calculator to plug in numbers and get financial help. For example, you can find estimates on everything from how much you can afford to borrow to how much you need to fund your retirement. There are over 45 different topics that would prove useful to you no matter your stage of life. Another helpful resource for users is the "Find a Lawyer" page. Here you can choose a legal topic and the state you live in to view a list of lawyers that deal in cases of that nature. To go along with this, Nolo has a page that gives tips on hiring the right lawyer for you.

Good, Not Great

Nolo has an "A+" rating from the Better Business Bureau (BBB). On some other sites, customers have given poor reviews, but they primarily reference Nolo's Lawyer Directory, intended to connect you with attorneys who will compete for your business. There aren't many people who have left feedback about Nolo's software products, but this might be because software in general is slightly outdated and there are so many higher-rated legal document creation companies that allow you to create a living trust straight from their website within minutes. Although Nolo isn't a bad option for creating a living trust, it is one of the most expensive, so we recommend trying a higher-rated service first.

FindLegalForms Review 2.5 Star Rating

FindLegalForms

2.5 Star Rating
  • "A+" rating from the Better Business Bureau
  • 60-day, 100% money-back guarantee
  • Buy individual documents or combo kits
  • Over 3,500,000 customers

FindLegalForms, Inc was founded in 2001. Two California attorneys who had been running a successful law practice decided to launch the website in order to provide low-cost legal forms for clients. They provide over 20,000 legal documents for individuals as well as businesses who need affordable access to documents that meet state regulations. Their website isn't the prettiest we've seen, but it does the job.

Which Option To Choose?

The layout of FindLegalForms' website might seem confusing initially. There are so many options for living trusts that it's hard to know exactly where to begin. They have a "Most Popular" tab with a long list of options as well as categories for living trust amendments, living trusts for single persons or individual spouse, living trust revocations, living trusts for married couples, revocable living trust kits for married couples, and revocable living trust kits for single persons or an individual spouse. So which one do you choose? You'll want to carefully read each description until you find the living trust that fits your circumstances.

More For Less

There is also the option of purchasing a combo kit from FindLegalForms, which they say is the best value. This means that you get three forms: the living trust, the living trust amendment, and the living trust revocation. If you purchase these documents individually, the cost is $19.95, but if you buy the combo kit with all three, you'll only pay $39.95.

Best Living Trust Services

Immediate Downloads

You can view a sample form of all the available documents from FindLegalForms. To purchase the living trust document or combo kit of your choice, you simply select the state you live in and add it to your cart. The file types include Microsoft Word, Adobe PDF, WordPerfect, and Rich Text Format. They are compatible with Windows, Mac, and Linux. All the documents come with eSignature, which means you don't have to print anything out, but rather you can sign your legal documents straight from your computer.

Needs Not Met? Get Your Money Back.

All of the documents available for purchase from FindLegalForms come with a 100% money-back guarantee. If you purchase a product that does not match your expectations or meet your needs, they will issue you a refund - no questions asked. To qualify, you'll need to contact customer service within 60 days to work out your refund.

Pay Attention To Detail

Some of our higher-rated legal document creation sites have a lot of customer feedback about how smooth their process was with the company. There isn't as much information from customers about FindLegalForms, but the Better Business Bureau does give them an "A+" rating. One thing to watch out for if you use this service is the sneaky subscription service that some people have complained about. If you don't decline secure online storage and editing in a pop-out window when checking out, you will be auto-subscribed to a monthly program. Unfortunately, the page outlining what comes with the subscription is broken, so we would recommend just opting out of it altogether.

Not Our Favorite

FindLegalForms has all the documentation available that you'd need for creating a living trust. They don't have the most appealing website and it would be nice if they had a more detailed process to explain to customers which forms they need, but overall it is simple enough. This isn't our favorite site for creating a living trust, but you don't have much to lose by using their services either.

FreeWill Review 2 Star Rating

FreeWill

2 Star Rating
  • 400+ nonprofit partners
  • 100% free
  • High customer satisfaction

As their name suggests, FreeWill is a company that primarily focuses on helping people create wills. They say that 70% of adults in the US do not have a will, so they've built a simple tool for people to create important legal documents without the high costs. They've been featured by Forbes, The New York Times, Reuters, Yahoo, AARP, and others.

4 Types Of Documents

FreeWill is straightforward because there are only four types of legal documents you can create on their platform: a last will and testament, power of attorney, advance healthcare directive, or a living trust. Before creating your living trust, you'll be asked to provide the reason behind it (e.g. updating an existing estate plan, recently had a major life event, concerned about current events, recently made a major purchase, etc). You'll have the option of leaving a financial gift to a nonprofit. Next you'll begin to follow a series of prompts and fill in all relevant information necessary to complete your living trust.

Best Living Trust Services

Standard Living Trust Creation Process

The categories of information you'll provide for your living trust include basic information, nominees, residuary, property, custodians, funeral, provisions, and a final review. This is similar to other online living trust creation processes. If you have any questions on what some of the legal terms mean as you fill out your living trust, you can reference FreeWill's glossary as you go.

Free Living Trust Creation - Only In California

The real seller for using FreeWill is that their services are free. That means absolutely no cost to you! On the flip side, the kicker is that it's only available to California residents. This is extremely limiting and will make it so most people throughout the US cannot use their services. However, if you're interested in making a traditional will instead of a living trust through FreeWill, they cater to most of the United States.

Great Service, Not Available For Everyone

Unfortunately, FreeWill does not have a Better Business profile, so we can't go off of a rating there. Luckily there are over 1,300 customer reviews other places online, and most have nothing but good things to say about the service. People said the process was easy to follow, the experience was fast, and of course, people love that the service is free. Since you aren't paying for this service, you have nothing to lose by using it. However, the fact that it's only available to California residents is the main reason they've earned a low rating from us. Hopefully they'll continue to expand and be available to more people throughout the US in the future.

TOPS Review 1.5 Star Rating

TOPS

1.5 Star Rating
  • Over 45 types of living trusts to choose from
  • Nolo and Adams living trust documents
  • Extensive list of office-supply products outside of legal documents

TOPS is based out of Lexington, Kentucky. They do not create and sell their own products, but rather is a middle-man store that connects customers with items from other companies to meet their needs. They sell binders, folders, notepads, notebooks, envelopes, index cards, folders, and more. Initially they stand out more as an office supply company. They represent seven core brands (Pendaflex, Oxford, Adams, Quality Park, Cardinal, AMPAD, and TOPS) to boost productivity and help you organize your life.

Many Different Products

Of the many categories of products sold at TOPS, one of them is estate planning forms. There are 129 results for this, so it may take a bit of searching to make sure you find exactly what you're looking for. If it's easier, you could just type "living trust'" in their search bar and narrow down the listings to 45 results.

Best Living Trust Services

What To Buy, What To Buy?

The results for living trusts are products that come from the companies Nolo and Adams. When it comes to deciding which of the forms to purchase, all we can say is "good luck." But seriously, be sure to carefully read the description of each item since some are designated for use only in certain states and others contain forms you might not be in need of.

Step-by-step Process Not Listed

The prices for the living trust products available from TOPS range from $9.95 to $58.87. The more expensive products come with all the forms you need for your living trust, while the less expensive documents are one form, one-use only and cannot be changed after download. The procedures required to fill in your information and download your living trust are not clearly listed on this site, so whether or not it's an easy process is a mystery.

Stick With A Higher-rated Site

Legal forms are definitely not TOPS' bread-and-butter, so this is more of a last ditch option. The fillable documents they provide are available through other higher-rated companies that make the process more straightforward, so it seems logical to go that route. TOPS does not have a Better Business Bureau rating and there isn't customer feedback on their legal forms, so we wouldn't recommend creating your living trust here.

Compare the Best Reviews

Continued from above...

Maybe you haven't gotten around to creating a living trust because you're not sure where to start. If this is the case for you, you've come to the right place. This process has gotten easier over time with the ease of online services to walk you through all the steps. You don't need to sit down with a lawyer and spend hundreds of dollars to work out your legal affairs. Online legal services give you access to remote lawyers who will ensure your living trust documents meet all necessary requirements at little cost to you.

Most online services will give you a step-by-step explanation of what information you need to provide on your legal documents and why. Some providers also have round-the-clock access to customer service agents who will make sure you are confident and comfortable with the process of creating your living trust.

When browsing through the selection of online living trust services, here are a few important things to be on the lookout for:

  • Cost. When it comes to online legal document creation, you want to know you're paying for a credible service without breaking the bank. Make sure their prices are competitive when compared to other online legal document creation services.
  • Professionalism. Does the company you are looking into have a vetted legal team? Are they transparent with their processes and have accessible customer service representatives to answer your questions?
  • Information Provided. You want to make sure you know what you are doing throughout the document creation process. Legal jargon can be frustrating and make you feel confused about what you're doing. Look for companies that offer FAQ pages, prompt access to a legal team to answer your questions, and a legal dictionary of sorts to make sure you understand the vocabulary.

TopConsumerReviews.com has reviewed and ranked the best online legal services to help you create your living trust. We hope this information helps you gain peace of mind as you tackle this important task!

The Best Living Trust Services Compare Living Trust Services Compare Living Trust Service Reviews What are the best Living Trust Services Best Living Trust Service Reviews

Living Trust Service FAQ

A living trust is a legal document created in one's lifetime where a designated person (trustee) is given the responsibility for managing a person's assets for a beneficiary. A living trust is used in the event that the trust creator passes away and needs their assets transferred to someone else. This helps bypass the complex and expensive processes of probate. An irrevocable living trust can also be used to protect one's assets by creating a separate entity to "own" them: if an individual is sued, their property can't be taken if it's held by the trust.
A living trust is ideal for anyone who is single and has assets tied up in their sole name. This will allow beneficiaries to avoid the costs and hassles of probate. Since a living trust does nothing for someone during their lifetime, they are typically drafted by people who are 60 years and older who start to become concerned about their health as they age and want to avoid issues for their loved ones if they pass away unexpectedly.
Drafting up a living trust can cost anywhere from $30 to $100 if you choose to do it yourself. This is a much more cost-effective option when compared to hiring a lawyer and paying upwards of $1,000 or more. When creating a living trust, you'll be paying for the online platform you use or the software you purchase and download.
A living trust usually expires up to 21 years after the creator of the trust passes away. However, it's unlikely that assets won't be settled by then, so most expire when the trustor dies and the assets are immediately distributed. A person who makes a living trust during their lifetime will not have to worry about it expiring before they die.
A living trust becomes effective as soon as it is created. The final act of making a living trust valid is when the trustor "funds" the trust by transferring assets into it. People who create a living trust can immediately have peace of mind knowing that their assets are going to be taken care of as soon as they pass away.
No! With simple online tools, you can follow a fill-in-the-blank process to create your living trust. You'll walk step-by-step through the process and be able to provide all the necessary information at your own pace. This is a lot easier than meeting in-person with a lawyer and going back and forth on the requirements for the living trust. It is also a lot less expensive!
A revocable living trust can be altered whenever the trustor wants. It is flexible in that you can change the terms whenever you choose with or without an attorney. If you have a living trust in both you and your spouse's names, your spouse can also make changes at any time. On the other hand, an irrevocable living trust is fixed and can't be altered once established.
No. The terms of a living trust never need to be made public. Unlike a will that becomes a matter of public record when it is submitted to probate court, a living trust can remain private. The only people who need ever review the terms of the trust is the trustor(s), trustee, beneficiaries, and an attorney if necessary.
The Best Reviews of Living Trust Services