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The Best Loan Consolidation Companies

Where Can You Find the Best Loan Consolidation Programs?

Loan consolidation can make sense for people with a lot of bills. In tough economic times, many Americans are faced with significant obstacles - credit card loans, personal loans, and even 401k loans - and need help to reduce their monthly payments. Loan consolidation is a method often used to help consumers simplify their budget.

Loan consolidation means combining separate loan obligations into one smaller monthly loan payment. This frees up money each month that can be used to help you meet your other obligations and get back on your feet financially. It's important to remember that after consolidating loans, consumers should closely monitor their finances and avoid incurring new loans.

Thursday, January 21st

2021 Loan Consolidation Company Reviews

National Debt Relief Review TopConsumerReviews.com Best-In-Class Blue Ribbon Award 5 Star Rating

National Debt Relief

5 Star Rating TopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief provides customers a professional and low stress experience as well as loan consolidation options to meet their financial goals. Whether it's loan consolidation or another financial method, National Debt Relief works hard to determine what will work best for each individual customer. A high BBB rating, professional staff, and a customer satisfaction guarantee pushes National Debt Relief to the top of our list.

Credit.org Review 4.5 Star Rating

Credit.org

4.5 Star Rating

Credit.org is a non-profit service with a 45-year plus history of excellence and integrity. Best of all, their financial coaching is available at absolutely no charge. It is important to understand how Credit.org is different than other companies in the space. Credit.org provides an entirely free personal financial review along with an action plan that empowers you to make smarter decisions about your options to become debt free. Additionally, they can help you reduce your debt through personalized plans (where they may have the ability to reduce the interest rates you pay).

Curadebt Review 4.5 Star Rating

Curadebt

4.5 Star Rating

CuraDebt brings a long history of helping customers with loan consolidation and a host of financial solutions to help customers get back on their feet. Their staff is not only professional and confidential, but you create and maintain a relationship with the same individual throughout the process. CuraDebt is worth your consideration for loan consolidation needs.

SoFi Review 4 Star Rating

SoFi

4 Star Rating

SoFi (pronounced "SEW-fi", as in "SOcial FInance") is one of the newest sources of consolidation loans on the market. Their straightforward application process, user-friendly website, and lack of fees make them a very strong contender. We were especially impressed by their unemployment protection feature, which can allow members to suspend repayments on a loan when they lose their jobs. SoFi is definitely a lender to consider if you're looking for a consolidation loan.

Upstart Review 4 Star Rating

Upstart

4 Star Rating

Upstart is a professional and organized social lending platform focused on helping people achieve their financial goals. Their loan process is quick and efficient and considers many factors including your education, job history, and credit score. With a solid reputation for success, customers can find answers to many of their financial questions because the site clearly describes how their loans work. They also provide education for those seeking guidance for future financial endeavors.

LendingTree Review 4 Star Rating

LendingTree

4 Star Rating

While LendingTree does not fund loans for loan consolidation itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best debt loan for every kind of borrower.

CareOne Review 3.5 Star Rating

CareOne

3.5 Star Rating

CareOne represents a group of professionally run, quality loan consolidation providers. They can help consolidate loans from $2,500 and up, and are a great option to address your financial needs.

LendingClub Review 3.5 Star Rating

LendingClub

3.5 Star Rating

LendingClub provides personal loans in the amount of $1,000 to $40,000 and may offer more affordable lending rates than a traditional loan. LendingClub is a leader in facilitating personal loans between borrowers and individual lenders.

Avant Review 3 Star Rating

Avant

3 Star Rating

Avant's relative new history as a lending platform may make them seem less attractive to some prospective loan consolidation customers. However, this online lending platform doesn't charge any fees for loan prepayments, and customer service is available 7 days a week. With loans ranging from $2,000-$35,000, borrowers who are looking to get their money as soon as the next business day* should strongly consider Avant.

American Debt Enders Review 3 Star Rating

American Debt Enders

3 Star Rating

American Debt Enders offers loan consolidation services for those with $5,000 or more of unsecured loans. A free consultation with the counselors with help determine whether loan consolidation or another option is best to help reach your goals.

OneMain Financial Review 2.5 Star Rating

OneMain Financial

2.5 Star Rating

OneMain brings to the table a long history of providing personal loans and a strong BBB rating. However, the website lacks important details and we found numerous accounts of expensive interest rates and fees.

Debt Consolidation Care Review 2 Star Rating

Debt Consolidation Care

2 Star Rating

Debt Consolidation Care doesn't bring the level of experience or professionalism of those companies ranked higher. We had concerns with the experience level of staff members at this company.

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Continued from above...

Finding the right loan consolidation programcan be confusing. There can be a wide variety in loan terms and company quality, so it's best to be careful about who you choose. There are a number of reputable companies that will let you search and apply for loan consolidation online, from the convenience of your home. This can increase the chance that you'll find the best loan consolidation program that meets your needs.

Before applying for a loan consolidation program, you should consider several factors. Some of these include

  • Cost. Does the company charge a fee to review your finances and identify potential loan consolidation solutions? What are the details you can anticipate with your program?
  • Method. What options will the company provide you with when consolidating your loans
  • History. Does the company have a history of successfully helping clients with their financial needs? Is this a company you can trust with loan consolidation, or do they just want to gather your personal information and sell it to other companies?

TopConsumerReviews.com has reviewed and ranked the best Loan Consolidation Programs available today. We hope these reviews help you find a loan consolidation program that meets your needs!

Compare Loan Consolidation Companies

Select any 2 Loan Consolidation Companies to compare them head to head

best-loan-consolidation
  • National Debt Relief
  • Credit.org
  • Curadebt
  • SoFi
  • Upstart
  • LendingTree
  • CareOne
  • LendingClub
  • Avant
  • American Debt Enders
  • OneMain Financial
  • Debt Consolidation Care
National Debt Relief vs Credit.org National Debt Relief vs Curadebt National Debt Relief vs SoFi National Debt Relief vs Upstart National Debt Relief vs LendingTree National Debt Relief vs CareOne National Debt Relief vs LendingClub National Debt Relief vs Avant National Debt Relief vs American Debt Enders National Debt Relief vs OneMain Financial National Debt Relief vs Debt Consolidation Care Credit.org vs Curadebt Credit.org vs SoFi Credit.org vs Upstart Credit.org vs LendingTree Credit.org vs CareOne Credit.org vs LendingClub Credit.org vs Avant Credit.org vs American Debt Enders Credit.org vs OneMain Financial Credit.org vs Debt Consolidation Care Curadebt vs SoFi Curadebt vs Upstart Curadebt vs LendingTree Curadebt vs CareOne Curadebt vs LendingClub Curadebt vs Avant Curadebt vs American Debt Enders Curadebt vs OneMain Financial Curadebt vs Debt Consolidation Care SoFi vs Upstart SoFi vs LendingTree SoFi vs CareOne SoFi vs LendingClub SoFi vs Avant SoFi vs American Debt Enders SoFi vs OneMain Financial SoFi vs Debt Consolidation Care Upstart vs LendingTree Upstart vs CareOne Upstart vs LendingClub Upstart vs Avant Upstart vs American Debt Enders Upstart vs OneMain Financial Upstart vs Debt Consolidation Care LendingTree vs CareOne LendingTree vs LendingClub LendingTree vs Avant LendingTree vs American Debt Enders LendingTree vs OneMain Financial LendingTree vs Debt Consolidation Care CareOne vs LendingClub CareOne vs Avant CareOne vs American Debt Enders CareOne vs OneMain Financial CareOne vs Debt Consolidation Care LendingClub vs Avant LendingClub vs American Debt Enders LendingClub vs OneMain Financial LendingClub vs Debt Consolidation Care Avant vs American Debt Enders Avant vs OneMain Financial Avant vs Debt Consolidation Care American Debt Enders vs OneMain Financial American Debt Enders vs Debt Consolidation Care OneMain Financial vs Debt Consolidation Care
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