Personal Check Stores Reviews

Who's better?

Checks Unlimited vs American Bank Checks

We've analyzed the best Personal Check Stores to help you find the right solution for your needs.

2025 Personal Check Store Reviews

Here you can see how Checks Unlimited and American Bank Checks match up head-to-head in a battle for the Best Personal Check Stores in 2025.

Winner

Checks Unlimited

  • Just over 250 personal check designs to choose from
  • Prices start at $22.44 for a box of 80 single checks
  • Easy-to-navigate website

While you might spot some similarities between Checks Unlimited and its sister site on our list (Designer Checks), this particular platform gets outranked for a few reasons. First, it's missing some of the amazing promo discounts that would bring the personal check prices down to what we were expecting. The selection here is also smaller than many competitors we evaluated, with just 250 designs. And, we found some less-than-glowing comments from customers, complaining about coupons that didn't get applied properly and a lackluster response from Checks Unlimited's reps, among other things. For personal checks, this company earns a "could be better, could be worse" rating.

American Bank Checks

  • About 250 personal check designs to choose from
  • Prices start at $27.99 for a box of 80 single basic blue safety checks
  • Discounts may be available

American Bank Checks is owned by the same company that operates several other online storefronts for printing personal checks. This particular site doesn't have a bad reputation, but you'll pay a lot more for what you order here (starting at $27.99 for a box with just 80 checks). There's not a lot of customer feedback for American Bank Checks either, and its sister sites (which we evaluated a few years ago) ranked pretty low on our list. Without much to recommend it, American Bank Checks gets a below-average rating.

Even with digital payments everywhere, personal checks still earn their keep in everyday finances. It might seem old-fashioned, but there's a reason people keep the checkbook handy - they come through more often than you'd think, whether it's paying the lawn service, covering rent, or sending a formal gift. They also create a clear paper trail when you need one and don't depend on a phone battery or app update. You'll probably be surprised by how frequently a simple check is the most practical choice.

Let's be honest: checks still feel dependable to a lot of people, and that comfort isn't easy to replace. If you've spent years paying rent, utilities, or even buying groceries by check, the routine is familiar - you know how it works and you trust it. There's also the comfort of a paper trail you can hold, ideal if you like managing your money in a hands-on way. That physical slip doubles as a receipt and a reminder you can reference if something goes awry, and banks still make it straightforward to deposit and verify them.

Checks give you something many payment methods don't - real control. You choose when the funds leave your account and how the payment is sent, rather than triggering an instant electronic withdrawal. That built-in pause gives you a little breathing room to confirm balances, line up due dates, and make sure everything's squared away. That buffer can be the difference between a smooth month and an overdraft fee. If you're watching your budget closely, this control helps you avoid surprise hits to your bank balance.

Even in a world of tap-to-pay and instant transfers, checks still have a place. Many small shops, local contractors, and private sellers either prefer checks or don't take digital payments at all - and some tack on a credit card surcharge (looking at you, the DMV). They're also handy if a payment system is down or you need to leave a deposit. Keeping a checkbook in your bag saves you from scrambling for an alternative on the spot.

Checks might feel a bit old-school, but you don't have to buy them the old way - ordering online is usually cheaper than going through your bank. You'll also get far more choice, from styles to added security features, instead of being stuck with the basic, boring designs banks tend to offer. Many sites even run promo codes or bulk discounts, so it pays to shop around.

Personal checks come in all kinds of designs, from classic, no-nonsense looks to bright, playful patterns, so it's easy to find something that suits you. Themes run the gamut - tranquil nature scenes, cute animals, and even fully personalized options with your own photos - and they're a simple way to put your stamp on everyday banking. Many services now let you preview layouts and pick matching checkbook covers before you order, turning a routine purchase into a small moment of self-expression.

When you're ready to order your checks online, here are some things to look for when choosing which company to use:

The experts at Top Consumer Reviews have researched some of today's most popular options for ordering personal checks online. Use this information to choose the best place to get your checks in a style you love, delivered right to your doorstep!

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Personal Check Store FAQ

Do people still use personal checks?
Believe it or not, not all payments today are digital. From sending a check for a graduation present to paying a babysitter who isn't old enough for Venmo yet, people still use personal checks on a regular basis.
Why wouldn't I just buy my checks from the bank?
Because you like to save money, that's why! Personal checks from the bank are usually bland (blue or green, no designs ,and so on) and cost much more than you'll pay if you use a well-established service.
Can I personalize my checks?
Absolutely. You can choose a fun design or logo ranging from sports teams and universities to photos of your family or pets! You may also want to consider duplicate checks for added convenience.
How much do they cost?
You can expect prices starting at less than $7 for a box of 150 single checks, and a little over $7 for the same number of duplicate checks. While you might be able to get fewer checks in your order, 100-150 is the most common minimum number available to purchase.
Is shipping included?
That depends. If you are willing to wait awhile and don't want trackable shipping (...though we're not sure it's a good idea to skip it!) you might be able to get free shipping. Otherwise, you'll probably pay around $5.99 for First Class Mail with tracking.
How fast can I get my checks delivered?
Most providers offer an overnight option - but it's expensive, usually around $45. You'll pay half that for two-day delivery with most personal check printers. If you go for free shipping or First Class, your checks may take up to two weeks to arrive.
Is there a guarantee that my checks will be accurate?
Almost 100% of the time, yes. These companies would go out of business if their checks didn't work exactly like the ones you'd buy from the bank. When your checks arrive, double-check your bank routing number and your account number to make sure there aren't any errors. If you spot a problem, you'll probably get either a full refund or a reprint with expedited shipping.
Is it really safe to order personal checks online?
Yes. Some of the companies offering personal checks have been around for decades and have the reputation - and rating from the Better Business Bureau - to prove it. You'll get much more for your money when buying your checks through one of these trustworthy businesses, compared with getting them from your financial institution.

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