Who Sells the Best Personal Checks?  Personal checks, despite the rise of digital payments, still hold a valuable place in our financial lives. Ever wondered why people continue to use checks when so many transactions have gone digital? You may be surprised at just how often personal checks prove their usefulness.
American Bank Checks combines two stores we evaluated previously, Checks in the Mail and Checks Superstore, under one banner. You'll see a lot of similarities among the three "stores", but American Bank Checks is probably the most bare-bones of them.
Much higher prices than rivals'
We looked at Basic Blue Safety Checks, Parchment Hologram Checks, and Patriotic Design Checks across all of the providers of personal checks we evaluated. You'll quickly see that American Bank Checks gives you fewer checks at a higher price, compared with most rivals on our list:
Keep an eye out for promo discounts
At least there are ways to not pay full price here. When we visited the website for American Bank Checks recently, we got an offer to save 20% if we provided our email address. But, there was also a promo code in the banner at the top of the site that also got us 20% off, no email required. So, be sure to look there for an option that doesn't require signing up for an email list.
Personalizations for $2.99 each
As you create your order, you'll be able to add some personalization if you choose. Putting on a stock logo costs $2.99, and so does choosing a non-standard font or adding text over one or two signature lines. You can also add FraudArmor protection for $4.99 per box; that's a little spendier than many competitors, and we're not thrilled that American Bank Checks includes it by default (so you'd have to click on "no thanks" to exclude that from your order). You'll be able to see a preview of your personal checks as you make changes.
No free shipping option
Once you finally get to the checkout page, you'll see the options for shipping. (Handling costs are built in.) There's zero option for free delivery with American Bank Checks: your order will likely default to trackable ground delivery within 10-12 business days; we were charged $11.95 for that option. However, you can get standard, non-trackable shipping with arrival in 10-12 business days; on our order of one box of single personal checks, we were charged $4.95. Higher-tier options include 2nd day, overnight, and signature required delivery, all with an added cost.
Not much feedback specific to this company
We were glad to see that American Bank Checks' parent company, Checks in the Mail, has an "A+" rating and accreditation from the Better Business Bureau, with just 26 complaints filed there in the 3 years leading up to this review. We didn't really find much feedback specifically for American Bank Checks, however.
You'll get more from competitors
We don't find much to get excited about with this provider of personal checks. The pricing is much higher than average, there's not much feedback from customers, and American Bank Checks seems to be overshadowed by the other check printing companies in its own portfolio. (But before you get too excited and jump over to one of American Bank Checks' "sister" sites, we'll point out that they were both among the lowest-ranked services when we evaluated them separately in the past). Get your checks from a provider that's higher on our list instead.
Continued from above...
Personal checks, despite the rise of digital payments, still hold a valuable place in our financial lives. Ever wondered why people continue to use checks when so many transactions have gone digital? You may be surprised at just how often personal checks prove their usefulness.
First off, checks offer a level of reliability and comfort that some of us just aren't ready to give up. If you've grown up writing checks for rent, bills, or groceries, the process feels familiar and trustworthy. Plus, having that physical piece of paper as a record can be reassuring, especially if you like to keep track of your finances in a tangible way.
Another great thing about checks is the control they give you. When you write a check, you decide when and how the money leaves your account. There's no immediate electronic withdrawal, which can give you a bit of breathing room to make sure everything is in order. This can be a real plus if you're managing your budget carefully and want to avoid any unexpected hits to your bank balance.
Checks are also widely accepted. While it's true that digital payments are common, not everyone accepts them. Small businesses, local service providers, and even some individuals might prefer or only take checks - or they charge extra if you pay with a credit card (DMV, anyone?). In these cases, having a checkbook handy can save you from scrambling to find an alternative payment method.
Just because checks are a little old-fashioned doesn't mean you have to get them the traditional way: ordering checks online is almost always cheaper than getting them through your bank. Plus, these providers tend to give you more options to customize your checks with different styles and security features, so you're not stuck with the basic (boring) designs your bank might offer.
Speaking of styles, personal checks come in a huge variety of designs. Whether you like classic, no-nonsense patterns or want something fun and colorful, there's something for everyone. You can find checks with themes ranging from nature scenes to cute animals, and even get personalized checks with your own photos. It's a great way to add a personal touch to your finances.
When you're ready to order your checks online, here are some things to look for when choosing which company to use:
The experts at Top Consumer Reviews have researched some of today's most popular options for ordering personal checks online. Use this information to choose the best place to get your checks in a style you love, delivered right to your doorstep!
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