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Wednesday, February 28th
Deluxe Corporation is a payment and business technology company. They were founded in 1915 and have grown into four different business divisions that include cloud, promotional products, payments, and checks. Deluxe is a large company with over 6,500 employees based out of Minnesota and they have over 4,000 financial institutions as customers.
We'll start off by saying that although Deluxe is a large and reputable company, one of their biggest flaws is their lack of pricing transparency. You can browse all the designs they have, but in order to see how much they cost, you have to first provide your routing number, account number, and zip code. This seems really bizarre and slightly uncomfortable for people who aren't wanting to hand over private information right from the get-go.
Pricing depends on financial institution
The fine print in Deluxe's FAQ section says that since they are connected with a lot of financial institutions, the cost of checks, shipping, taxes, and other fees are often set by the bank you have. So depending on who you bank with, you might be paying more or less for checks from Deluxe.
The selection of designs for personal checks is a lot smaller than what is offered by most other companies. There are up to 14 designs per category at most, which really isn't very many. We were surprised that for such a big company, Deluxe doesn't give very many choices to customers. Some of the categories include animals, Disney, classical, contemporary, inspirational, scenic, sports, and more. None of the styles are very unique or exciting, so we were very underwhelmed by what's offered.
Basic customization process
To customize your checks, you can choose the font you want, then provide your name, address, check details, an optional symbol or monogram, and an optional message above your signature line. On some designs, they only offer duplicate checks, so singles aren't an option. You can order 1, 2, or 4 boxes at a time, but it isn't specified how many checks are in a box.
Deluxe provides a 100% guarantee rather than a return policy. The company says if there is an error with the checks you receive or you're unhappy with your order for another reason, you can contact them for a reprint. They'll also offer to replace your order with a similar product at no extra charge. You'll get a refund if they are unable to resolve your concern.
Bad customer reviews
We wanted to give Deluxe a high rating since they're a big, well-known company, but when it comes to personal checks, they fall short of their competition. They have an "A+" rating from the Better Business Bureau, but their customer reviews are quite bad. No one seems impressed with pricing, so for the most part, this probably won't be one of your cheapest options. People also say it takes a long time for orders to arrive and when they try to reach customer service for updates, it's nearly impossible to get straight answers. There are so many issues reported by customers and nearly every buyer rates Deluxe with a 1 out of 5 star rating. This is one of the last places you'll want to try for personal checks.
Although most financial transactions these days are digital, paying by check is still a big part of our economy. Even now, some companies and government entities require that all payments are made by check, so it's important to keep a checkbook handy for these instances. You also might find that it's an easier way to pay a young babysitter or an individual that you're doing a personal sales transaction with. Regardless of the circumstances, everyone needs to have their own set of personal checks.
There are a few options when it comes to buying personal checks, but some are more expensive than others. If you've ever purchased personal checks directly from your bank or credit union, you know that not only do they have boring design choices, but it's also more costly. You might as well save some money and show off your style at the same time by purchasing personal checks from a reputable online company. You could find a cute floral pattern, highlight your favorite sports team, or even make checks with custom photos of your loved ones.
It's perfectly safe to purchase personal checks from an online company since they follow the same criteria as your own bank. You'll choose the design you like, select the total number of checks and packs you need, and add personal details for printing like your name, address, email, and checking account information. Your personal checks will be printed and mailed directly to your house, so it's an easy, hassle-free process!
There are many companies that sell personalized checks. You'll want to make sure you buy from a retailer that is highly-rated for accuracy and timeliness. A few other factors to consider when buying personal checks online include:
TopConsumerReviews.com has reviewed and ranked the best places to purchase personal checks online. We hope this information helps you find stylish designs at affordable prices to meet your needs!
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